China Exchange Rates vs DivSet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
China Exchange Rates
This app provides real-time foreign exchange rates directly from Bank of China. It offers detailed buy and sell prices for 18 currencies, historical trend charts, and a currency converter. Get accurate reference information for your foreign exchange transactions.
- Real-time foreign exchange rates
- 18 currency support
- Detailed buy/sell prices
- Historical trend charts
- Currency conversion tool
- Automatic data synchronization
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China Exchange Rates is a clean and intuitive exchange rate lookup and currency conversion app that helps you quickly check the latest rates published by Bank of China. Whether you are traveling abroad, studying overseas, making international payments, or simply following currency movements, Forex Rates makes the information easy to find and understand. Key features: • Four exchange rate categories View Selling Rate, Buying Rate, Cash Selling Rate, and Cash Buying Rate for different exchange scenarios. • Favorite currencies Add frequently used currencies to your favorites for quick access and arrange them in your preferred order. • Historical exchange rate charts Explore currency movements over the past week, month, year, or five years. • Currency converter Enter an amount in CNY or a foreign currency to calculate the corresponding value instantly. You can also switch currencies and rate categories easily. • Currency search Find currencies by their English currency code or Chinese name, such as “JPY” or “日元.” • Clear country and region identification Currencies are displayed with corresponding circular flag icons for easier recognition. • Cached data access Previously retrieved exchange rates remain available when the network connection is unstable. Exchange rate data is based on publicly available information published by Bank of China. All information is provided for reference only. Actual rates and transaction results are subject to Bank of China’s official channels and branch counters. This app does not provide financial, investment, or trading advice.
DivSet
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How much dividend income did you receive this year? Which holdings contributed the most? DivSet brings annual income, holdings, dividend records and dividend stock screening into one ledger. Search by stock name or symbol and enter your shares and purchase dates to get started. No account registration is required. ANNUAL INCOME AT A GLANCE Switch years to see total, received and estimated or pending dividends. Holdings and their dividend totals update for the selected year, so you can see each stock’s contribution. Dividends are grouped by payment year; market values use the latest available quotes. HISTORICAL DIVIDENDS Estimate historical gross dividends using your purchase and sale dates, eligible share counts and available dividend records. Open a holding to see annual totals, dividends per share, ex-dividend dates and payment dates. PAYMENT RECORDS View dividends by month and distinguish received, upcoming and estimated payments. Review individual amounts and dates, and enter the actual amount from your broker for editable records. HOLDINGS AND TRADES Choose a stock and enter the quantity and purchase date in one flow. Add to existing holdings or edit and delete purchase and sale records. DivSet updates the share count and dividend estimates. Sort by market value, annual dividends or name, and filter active or closed positions. SEPARATE PORTFOLIOS Create and name independent ledgers for brokerage accounts, investing goals or family members. Switch accounts in Settings to see the corresponding holdings, trades, dividend records and annual income. COMPARE DIVIDEND STOCKS Browse Chinese A-share dividend stocks by sector, including banking, energy, utilities, finance, consumer and shipping. Sector filters update the average yield, dividend streak and estimated annual dividends per CNY 100,000. Expand individual sectors or combine results into one table. Compare price, trailing P/E, dividends per share, current yield, five-year average yield and consecutive dividend years. Sort columns, scroll horizontally, adjust the table size and refresh quotes. SHARE AND BACK UP Create a poster of the dividend stock list, or browse, save and share app posters in Settings. Export holdings, trades and dividend records for the current account as CSV. Preview supported CSV imports before replacing the current account’s records; other accounts are unaffected. ON-DEVICE LEDGER AND REMINDERS Holdings, trades and dividend records stay on your device. With notification permission, DivSet can remind you at 9:30 a.m. on recorded ex-dividend and expected payment dates, with the relevant account name. Choose from three themes and matching icons. DivSet supports iPhone and iPad, and you can send feedback by email from Settings. The app interface is in Simplified Chinese. ABOUT THE DATA Totals include received dividends and estimates. Historical estimates depend on the trades you enter, eligible shares and available data. Check actual receipts against your brokerage statements. Quotes and dividend data require an internet connection and show the applicable quote date. Dividend stock data is updated after market close on trading days and is not real-time. Market data requests do not upload your share quantities, trades or ledger. You manage the CSV files you save. Estimated annual dividends are illustrative and do not predict future returns. DivSet is a recordkeeping and research tool and does not provide investment advice. Check company announcements, exchange disclosures and brokerage records for final figures.
Screenshots
Verdict
The clearest difference is price: China Exchange Rates at Free against DivSet's $2.99. DivSet's advantage is ads (none vs shown) and update cadence (every 6 days vs every 6 months). On in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
China Exchange Rates is free to download; DivSet costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
China Exchange Rates ships an update every 6 months, DivSet every 6 days. The most recent releases landed on November 1, 2026 and November 12, 2026 respectively.
| Parameter | China Exchange Rates | DivSet |
|---|---|---|
| Price | Free — better | $2.99 |
| Rating | 4.8 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 6 months | Every 6 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | 旭中 何 | 裕金 朱 |
In-app purchases
China Exchange Rates
No in-app purchases
DivSet
No in-app purchases









