Comparison

Banana Split, Bill & Expenses vs Divvy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banana Split, Bill & Expenses

Effortlessly track and settle shared expenses for trips, flatmates, or couples. This app automatically calculates who owes what, minimizing paybacks and providing a clear record of all transactions. Supports over 40 currencies and recurring bills for seamless group finance management.

Highlights
  • Automatic calculation of who owes what
  • Minimizes paybacks for easy settlement
  • Records of all expenses (payer, recipient, amount)
  • Multi-currency support for 40+ currencies
  • Handles recurring expenses for shared living
  • Real-time event sharing via link
  • Export accounts via email
Features
Read full description

Banana Split — Split group expenses and see who owes what, without the headache. "Don't split your expenses — Banana Split them!" IN SHORT Banana Split automatically works out who owes what after a trip, a shared flat or a night out. You enter the expenses, the app does the maths and tells you exactly who pays back whom — instantly. WHO IT'S FOR For friends going on a trip or a weekend away, flatmates sharing rent and groceries, couples running a shared budget, and any group where people front money for each other. WHAT YOU'LL GET • Clear accounts at the end of the event — no more "wait, who paid for dinner?" • The smallest number of paybacks to settle the whole group • A record of every expense: who paid, for whom, how much • Trips abroad with no currency hassle (40+ currencies) HOW IT WORKS 1) Create an event and add the participants. 2) Add each expense: pick who paid and who it's for. 3) Open the balances: the app shows who owes what to whom and generates the paybacks. KEY FEATURES • Flexible splitting — equally, exact amounts, percentages or shares. • Multi-currency — 40+ currencies converted automatically within a single event. • Optimised balances — the fewest transactions to get everyone back to zero. • Custom categories and payment methods. • Receipt photo, notes and timestamp on every expense. • Recurring expenses (weekly, fortnightly, monthly, yearly) for shared-flat bills. • Share the event by link — everyone adds their expenses in real time. • Export the accounts by email. WHAT PEOPLE USE IT FOR Built first for trips with friends, Banana Split also fits the everyday life of shared flats and couples. Most groups use it for an equal split, but everything stays adjustable the moment one expense stands out. FAQ Q: What is Banana Split, in one line? A: An app that splits a group's expenses and automatically works out who pays back whom. Q: How long does it take to settle up? A: Just the time to enter the expenses — the balances are instant, even abroad with several currencies. Q: Does everyone need the app? A: No. You can manage a whole group on your own, or share the event by link so everyone adds their expenses. Q: Is it free? A: Yes, the essentials are free. The Premium subscription adds no ads, priority support and multiple currencies within a single event. GET STARTED Create your first event and settle up in a minute. Don't split your expenses — Banana Split them! Follow us on Instagram: @bananasplit_app https://www.instagram.com/bananasplit_app/ Keywords: split expenses with friends, split the bill, group kitty, shared flat accounts, travel budget, who owes what, pay friends back, manage shared costs. — Premium subscription (auto-renewable): priority support, no ads and multiple currencies within a single event. Price and duration shown in the app before any purchase. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically at the same price unless cancelled at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple account settings at any time. Contact: olivier@oworld.fr Terms of use: https://termsfeed.com/terms-conditions/b517f2eac92e8ce6b3b3f09b003675f6 Privacy policy: https://www.bananasplitapp.com/en/privacy/

About

Divvy

Easily share expenses with friends by creating groups and tracking who owes what. Supports multiple currencies and offers flexible repayment options for seamless settlement.

Highlights
  • Create and manage expense groups
  • Add expenses with multiple currencies
  • Automatic currency conversion
  • Calculate easiest repayment methods
  • Personalize groups with photos
Features
Read full description

Divvy makes it easy to share expenses with friends. 1. Create a group and invite your friends. 2. Members can add expenses. Divvy keeps track of everything. 3. When you're ready to settle, Divvy will figure out how everyone get's repaid in the easiest way possible. BRING DIVVY ON YOUR NEXT VACATION Add expenses in 30 different currencies. Divvy will automatically convert the amount based on the latest exchange rate. SETTLE THE WAY YOU PREFER Add all the ways others can pay you back. PERSONALIZE YOUR GROUP Add a photo to your group to make it truly yours.

Screenshots

Banana Split, Bill & Expenses4 screens
Divvy4 screens

Verdict

The call

The clearest difference is review sentiment: Banana Split, Bill & Expenses at 57% against Divvy's 0%. Banana Split, Bill & Expenses also leads on rating (4.5 vs 3.0) and ratings volume (212 vs 2). Divvy's advantage is in-app purchases (none vs 9) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month. Divvy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Banana Split, Bill & Expenses holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Banana Split, Bill & Expenses has 212 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 57% of Banana Split, Bill & Expenses's written reviews are positive against 0% of Divvy's.

UpkeepUpdate frequency

Banana Split, Bill & Expenses ships an update every 10 days, Divvy every 2 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
Banana Split, Bill & Expenses versus Divvy: the parameters behind the verdict, then further details
ParameterBanana Split, Bill & ExpensesDivvy
PriceFreeFree
Rating4.5 (212 ratings) — better3.0 (2 ratings)
Positive reviews56.7% of reviews — better0.0% of reviews
Number of ratings212 — better2
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.016
Further details — not scored
Size47 MB19 MB
Age rating4+4+
DeveloperoWorld SoftwareTotus Labs ApS

Customer experience

Banana Split, Bill & Expenses

All ratings212 ratings
Positive88.7%
Neutral3.8%
Negative7.5%
Written reviews90 reviews
Positive56.7%
Neutral12.2%
Negative31.1%

Divvy

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

9 purchases

Banana Split, Bill & Expenses

Subscriptions5
  • Premium subscription Monthly$1.991 Month
  • Split Expenses Premium Yearly7 Days trial$11.991 Year
  • Premium - 2 people$15.991 Year
Show 2 more
  • Premium - 4 people$24.991 Year
  • Friends/Family plan$39.991 Year
One-time4
  • Unlock this event$1.99
  • Weekly pass$1.99
  • Share event - 5 credits$2.99
Show 1 more
  • Split expenses Pro$17.99
None

Divvy

No in-app purchases

Questions

Is Banana Split, Bill & Expenses free?
Banana Split, Bill & Expenses is free to download, with in-app purchases available.
Is Divvy free?
Divvy is free to download, with no in-app purchases.
Which has better reviews, Banana Split, Bill & Expenses or Divvy?
Banana Split, Bill & Expenses is rated higher. Banana Split, Bill & Expenses averages 4.5 out of 5 from 212 ratings, while Divvy averages 3.0 from 2 ratings.
Do Banana Split, Bill & Expenses or Divvy have ads?
Banana Split, Bill & Expenses shows ads; Divvy does not.
Which is updated more often, Banana Split, Bill & Expenses or Divvy?
Banana Split, Bill & Expenses ships an update every 10 days, and Divvy every 2 weeks. Most recently, Banana Split, Bill & Expenses was updated on November 1, 2026 and Divvy on October 30, 2026.

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