Comparison

Banana Split, Bill & Expenses vs Check Mate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banana Split, Bill & Expenses

Effortlessly track and settle shared expenses for trips, flatmates, or couples. This app automatically calculates who owes what, minimizing paybacks and providing a clear record of all transactions. Supports over 40 currencies and recurring bills for seamless group finance management.

Highlights
  • Automatic calculation of who owes what
  • Minimizes paybacks for easy settlement
  • Records of all expenses (payer, recipient, amount)
  • Multi-currency support for 40+ currencies
  • Handles recurring expenses for shared living
  • Real-time event sharing via link
  • Export accounts via email
Features
Read full description

Banana Split — Split group expenses and see who owes what, without the headache. "Don't split your expenses — Banana Split them!" IN SHORT Banana Split automatically works out who owes what after a trip, a shared flat or a night out. You enter the expenses, the app does the maths and tells you exactly who pays back whom — instantly. WHO IT'S FOR For friends going on a trip or a weekend away, flatmates sharing rent and groceries, couples running a shared budget, and any group where people front money for each other. WHAT YOU'LL GET • Clear accounts at the end of the event — no more "wait, who paid for dinner?" • The smallest number of paybacks to settle the whole group • A record of every expense: who paid, for whom, how much • Trips abroad with no currency hassle (40+ currencies) HOW IT WORKS 1) Create an event and add the participants. 2) Add each expense: pick who paid and who it's for. 3) Open the balances: the app shows who owes what to whom and generates the paybacks. KEY FEATURES • Flexible splitting — equally, exact amounts, percentages or shares. • Multi-currency — 40+ currencies converted automatically within a single event. • Optimised balances — the fewest transactions to get everyone back to zero. • Custom categories and payment methods. • Receipt photo, notes and timestamp on every expense. • Recurring expenses (weekly, fortnightly, monthly, yearly) for shared-flat bills. • Share the event by link — everyone adds their expenses in real time. • Export the accounts by email. WHAT PEOPLE USE IT FOR Built first for trips with friends, Banana Split also fits the everyday life of shared flats and couples. Most groups use it for an equal split, but everything stays adjustable the moment one expense stands out. FAQ Q: What is Banana Split, in one line? A: An app that splits a group's expenses and automatically works out who pays back whom. Q: How long does it take to settle up? A: Just the time to enter the expenses — the balances are instant, even abroad with several currencies. Q: Does everyone need the app? A: No. You can manage a whole group on your own, or share the event by link so everyone adds their expenses. Q: Is it free? A: Yes, the essentials are free. The Premium subscription adds no ads, priority support and multiple currencies within a single event. GET STARTED Create your first event and settle up in a minute. Don't split your expenses — Banana Split them! Follow us on Instagram: @bananasplit_app https://www.instagram.com/bananasplit_app/ Keywords: split expenses with friends, split the bill, group kitty, shared flat accounts, travel budget, who owes what, pay friends back, manage shared costs. — Premium subscription (auto-renewable): priority support, no ads and multiple currencies within a single event. Price and duration shown in the app before any purchase. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically at the same price unless cancelled at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple account settings at any time. Contact: olivier@oworld.fr Terms of use: https://termsfeed.com/terms-conditions/b517f2eac92e8ce6b3b3f09b003675f6 Privacy policy: https://www.bananasplitapp.com/en/privacy/

About

Check Mate

Effortlessly divide shared expenses with friends and family. Snap a photo of your bill, itemize costs, and clearly see who owes whom. Keep a history of all your shared expenses for easy tracking and transparent financial transactions.

Highlights
  • Bill photo scanning
  • Automatic expense identification
  • Customizable expense itemization
  • Clear 'who owes whom' breakdown
  • Shareable settlement reports
  • History of all bills
Read full description

Tired of the hassle of splitting bills with friends or family? Introducing Check Mate, the ultimate bill-splitting app that takes the pain out of managing expenses! Whether you're dining out, shopping, or sharing costs on any occasion, Check Mate is your go-to solution for precise and efficient bill splitting. Key Features: – Bill Photo Scanning: No more manual data entry! Simply snap a photo of the bill, and Check Mate will automatically identify all the expenses, saving you time and effort. – Expenses Itemisation: Customize how you split expenses with ease. Choose to divide costs equally or by quantity, ensuring everyone pays their fair share. – Who Owes Whom: Wondering who owes whom? Check Mate provides a detailed breakdown, making it crystal clear who needs to settle up with whom. – Sharing Settlements: Easily share a comprehensive bill report with all participants, including a clear summary of who owes money to whom. No more confusion or disputes! – Bills List: Keep track of your expenses effortlessly. Check Mate stores a history of all your bills, so you can review your spending anytime, anywhere. Say goodbye to the headache of manual calculations and disputes over shared expenses. Check Mate simplifies your life by streamlining the bill-splitting process, ensuring fairness and transparency in all your financial transactions. Download Check Mate today and experience stress-free bill splitting like never before. Your next outing with friends or family will be a breeze!

Screenshots

Banana Split, Bill & Expenses4 screens
Check Mate4 screens

Verdict

The call

The clearest difference is rating: Check Mate at 5.0 against Banana Split, Bill & Expenses's 4.5. Check Mate also leads on in-app purchases (none vs 9) and ads (none vs shown). Banana Split, Bill & Expenses's advantage is ratings volume (212 vs 3) and update cadence (every 10 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month. Check Mate asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Check Mate holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Banana Split, Bill & Expenses has 212 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 57% of Banana Split, Bill & Expenses's written reviews are positive against 83% of Check Mate's.

UpkeepUpdate frequency

Banana Split, Bill & Expenses ships an update every 10 days, Check Mate monthly. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard7 real differences · 3 level
Banana Split, Bill & Expenses versus Check Mate: the parameters behind the verdict, then further details
ParameterBanana Split, Bill & ExpensesCheck Mate
PriceFreeFree
Rating4.5 (212 ratings)5.0 (3 ratings) — better
Positive reviews56.7% of reviews83.3% of reviews — better
Number of ratings212 — better3
Update frequencyEvery 10 days — betterMonthly
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size47 MB9 MB
Age rating4+4+
DeveloperoWorld SoftwareAizhan Kozhakhmetova

Customer experience

Banana Split, Bill & Expenses

All ratings212 ratings
Positive88.7%
Neutral3.8%
Negative7.5%
Written reviews90 reviews
Positive56.7%
Neutral12.2%
Negative31.1%

Check Mate

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

9 purchases

Banana Split, Bill & Expenses

Subscriptions5
  • Premium subscription Monthly$1.991 Month
  • Split Expenses Premium Yearly7 Days trial$11.991 Year
  • Premium - 2 people$15.991 Year
Show 2 more
  • Premium - 4 people$24.991 Year
  • Friends/Family plan$39.991 Year
One-time4
  • Unlock this event$1.99
  • Weekly pass$1.99
  • Share event - 5 credits$2.99
Show 1 more
  • Split expenses Pro$17.99
None

Check Mate

No in-app purchases

Questions

Is Banana Split, Bill & Expenses free?
Banana Split, Bill & Expenses is free to download, with in-app purchases available.
Is Check Mate free?
Check Mate is free to download, with no in-app purchases.
Which has better reviews, Banana Split, Bill & Expenses or Check Mate?
Check Mate is rated higher. Banana Split, Bill & Expenses averages 4.5 out of 5 from 212 ratings, while Check Mate averages 5.0 from 3 ratings.
Do Banana Split, Bill & Expenses or Check Mate have ads?
Banana Split, Bill & Expenses shows ads; Check Mate does not.
Which is updated more often, Banana Split, Bill & Expenses or Check Mate?
Banana Split, Bill & Expenses ships an update every 10 days, and Check Mate monthly. Most recently, Banana Split, Bill & Expenses was updated on November 6, 2026 and Check Mate on November 4, 2026.

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