Comparison

Banana Split, Bill & Expenses vs SplitMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banana Split, Bill & Expenses

Easily manage group expenses for trips and events. Track who paid for what and who owes whom, simplifying settlement. Supports over 120 currencies and allows sharing summaries via email.

Highlights
  • Create events
  • Add participants
  • Record expenses
  • View expense summaries
  • Settle accounts
  • Multi-currency support
  • Share accounts via email
Features
Read full description

Banana Split — Split group expenses and see who owes what, without the headache. "Don't split your expenses — Banana Split them!" IN SHORT Banana Split automatically works out who owes what after a trip, a shared flat or a night out. You enter the expenses, the app does the maths and tells you exactly who pays back whom — instantly. WHO IT'S FOR For friends going on a trip or a weekend away, flatmates sharing rent and groceries, couples running a shared budget, and any group where people front money for each other. WHAT YOU'LL GET • Clear accounts at the end of the event — no more "wait, who paid for dinner?" • The smallest number of paybacks to settle the whole group • A record of every expense: who paid, for whom, how much • Trips abroad with no currency hassle (40+ currencies) HOW IT WORKS 1) Create an event and add the participants. 2) Add each expense: pick who paid and who it's for. 3) Open the balances: the app shows who owes what to whom and generates the paybacks. KEY FEATURES • Flexible splitting — equally, exact amounts, percentages or shares. • Multi-currency — 40+ currencies converted automatically within a single event. • Optimised balances — the fewest transactions to get everyone back to zero. • Custom categories and payment methods. • Receipt photo, notes and timestamp on every expense. • Recurring expenses (weekly, fortnightly, monthly, yearly) for shared-flat bills. • Share the event by link — everyone adds their expenses in real time. • Export the accounts by email. WHAT PEOPLE USE IT FOR Built first for trips with friends, Banana Split also fits the everyday life of shared flats and couples. Most groups use it for an equal split, but everything stays adjustable the moment one expense stands out. FAQ Q: What is Banana Split, in one line? A: An app that splits a group's expenses and automatically works out who pays back whom. Q: How long does it take to settle up? A: Just the time to enter the expenses — the balances are instant, even abroad with several currencies. Q: Does everyone need the app? A: No. You can manage a whole group on your own, or share the event by link so everyone adds their expenses. Q: Is it free? A: Yes, the essentials are free. The Premium subscription adds no ads, priority support and multiple currencies within a single event. GET STARTED Create your first event and settle up in a minute. Don't split your expenses — Banana Split them! Follow us on Instagram: @bananasplit_app https://www.instagram.com/bananasplit_app/ Keywords: split expenses with friends, split the bill, group kitty, shared flat accounts, travel budget, who owes what, pay friends back, manage shared costs. — Premium subscription (auto-renewable): priority support, no ads and multiple currencies within a single event. Price and duration shown in the app before any purchase. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically at the same price unless cancelled at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple account settings at any time. Contact: olivier@oworld.fr Terms of use: https://termsfeed.com/terms-conditions/b517f2eac92e8ce6b3b3f09b003675f6 Privacy policy: https://www.bananasplitapp.com/en/privacy/

About

SplitMate

Features
Read full description

SplitMate ist die einfachste Art, gemeinsame Ausgaben mit Freunden, Mitbewohnern oder auf Reisen aufzuteilen – komplett offline und ohne Account. Egal ob WG-Einkauf, Urlaub, Restaurantbesuch oder Projektkosten: Lege eine Gruppe an, füge Mitglieder hinzu und trage Ausgaben ein. SplitMate berechnet automatisch, wer wem wie viel schuldet – mit den wenigstmöglichen Überweisungen. FAIR AUFTEILEN, WIE DU WILLST • Gleichmäßig auf alle • Nach Prozent • Feste Beträge • Individuelle Anteile ALLES IM BLICK • Übersichtliche Salden pro Person • Smarte Auswertung: Ausgaben nach Kategorie, über die Zeit und pro Mitglied • Kategorien mit Icons & Farben (Essen, Transport, Unterkunft, u.v.m.) • Budgets festlegen und bei Überschreitung gewarnt werden CLEVER & AUTOMATISCH • Wiederkehrende Ausgaben (Miete, Abos) • Lokale Erinnerungen – keine Server, kein Tracking • Schnelles Abrechnen per Wisch DEINE DATEN BLEIBEN BEI DIR SplitMate funktioniert zu 100 % offline. Keine Registrierung, keine Cloud, kein Konto. Alle Daten bleiben auf deinem iPhone. DESIGN Modernes, klares Interface mit hellem und dunklem Modus. Auf Deutsch und Englisch. SPLITMATE PRO Schalte mit dem einmaligen Pro-Kauf alle Funktionen frei: unbegrenzte Gruppen, erweiterte Aufteilungsarten und CSV-Export. Werbefrei. Lade SplitMate jetzt und teile entspannt.

Screenshots

Banana Split, Bill & Expenses4 screens
SplitMate4 screens

Verdict

The call

The clearest difference is update cadence: Banana Split, Bill & Expenses at every 8 days against SplitMate's monthly. Banana Split, Bill & Expenses also leads on iOS requirement (16.0 vs 26.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month and SplitMate sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Banana Split, Bill & Expenses ships an update every 8 days, SplitMate monthly. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
Banana Split, Bill & Expenses versus SplitMate: the parameters behind the verdict, then further details
ParameterBanana Split, Bill & ExpensesSplitMate
PriceFreeFree
Rating4.5 (210 ratings) — better—
Positive reviews57.3% of reviews—
Number of ratings210 — better—
Update frequencyEvery 8 days — betterMonthly
AdsYesYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better26.5
Further details — not scored
Size46 MB6 MB
Age rating4+4+
DeveloperoWorld SoftwareArthur Hardy Kotsch

In-app purchases

9 purchases

Banana Split, Bill & Expenses

Subscriptions5
  • Premium subscription Monthly$1.991 Month
  • Split Expenses Premium Yearly7 Days trial$11.991 Year
  • Premium - 2 people$15.991 Year
Show 2 more
  • Premium - 4 people$24.991 Year
  • Friends/Family plan$39.991 Year
One-time4
  • Unlock this event$1.99
  • Weekly pass$1.99
  • Share event - 5 credits$2.99
Show 1 more
  • Split expenses Pro$17.99
1 purchases

SplitMate

One-time1
  • SplitMate Pro$2.99

Questions

Is Banana Split, Bill & Expenses free?
Banana Split, Bill & Expenses is free to download, with in-app purchases available.
Is SplitMate free?
SplitMate is free to download, with in-app purchases available.
Do Banana Split, Bill & Expenses or SplitMate have ads?
Both Banana Split, Bill & Expenses and SplitMate show ads.
Which is updated more often, Banana Split, Bill & Expenses or SplitMate?
Banana Split, Bill & Expenses ships an update every 8 days, and SplitMate monthly. Most recently, Banana Split, Bill & Expenses was updated on October 13, 2026 and SplitMate on October 9, 2026.

Other comparisons