Comparison

Banana Split, Bill & Expenses vs Semgyeol

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banana Split, Bill & Expenses

Effortlessly track and settle shared expenses for trips, flatmates, or couples. This app automatically calculates who owes what, minimizing paybacks and providing a clear record of all transactions. Supports over 40 currencies and recurring bills for seamless group finance management.

Highlights
  • Automatic calculation of who owes what
  • Minimizes paybacks for easy settlement
  • Records of all expenses (payer, recipient, amount)
  • Multi-currency support for 40+ currencies
  • Handles recurring expenses for shared living
  • Real-time event sharing via link
  • Export accounts via email
Features
Read full description

Banana Split — Split group expenses and see who owes what, without the headache. "Don't split your expenses — Banana Split them!" IN SHORT Banana Split automatically works out who owes what after a trip, a shared flat or a night out. You enter the expenses, the app does the maths and tells you exactly who pays back whom — instantly. WHO IT'S FOR For friends going on a trip or a weekend away, flatmates sharing rent and groceries, couples running a shared budget, and any group where people front money for each other. WHAT YOU'LL GET • Clear accounts at the end of the event — no more "wait, who paid for dinner?" • The smallest number of paybacks to settle the whole group • A record of every expense: who paid, for whom, how much • Trips abroad with no currency hassle (40+ currencies) HOW IT WORKS 1) Create an event and add the participants. 2) Add each expense: pick who paid and who it's for. 3) Open the balances: the app shows who owes what to whom and generates the paybacks. KEY FEATURES • Flexible splitting — equally, exact amounts, percentages or shares. • Multi-currency — 40+ currencies converted automatically within a single event. • Optimised balances — the fewest transactions to get everyone back to zero. • Custom categories and payment methods. • Receipt photo, notes and timestamp on every expense. • Recurring expenses (weekly, fortnightly, monthly, yearly) for shared-flat bills. • Share the event by link — everyone adds their expenses in real time. • Export the accounts by email. WHAT PEOPLE USE IT FOR Built first for trips with friends, Banana Split also fits the everyday life of shared flats and couples. Most groups use it for an equal split, but everything stays adjustable the moment one expense stands out. FAQ Q: What is Banana Split, in one line? A: An app that splits a group's expenses and automatically works out who pays back whom. Q: How long does it take to settle up? A: Just the time to enter the expenses — the balances are instant, even abroad with several currencies. Q: Does everyone need the app? A: No. You can manage a whole group on your own, or share the event by link so everyone adds their expenses. Q: Is it free? A: Yes, the essentials are free. The Premium subscription adds no ads, priority support and multiple currencies within a single event. GET STARTED Create your first event and settle up in a minute. Don't split your expenses — Banana Split them! Follow us on Instagram: @bananasplit_app https://www.instagram.com/bananasplit_app/ Keywords: split expenses with friends, split the bill, group kitty, shared flat accounts, travel budget, who owes what, pay friends back, manage shared costs. — Premium subscription (auto-renewable): priority support, no ads and multiple currencies within a single event. Price and duration shown in the app before any purchase. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically at the same price unless cancelled at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple account settings at any time. Contact: olivier@oworld.fr Terms of use: https://termsfeed.com/terms-conditions/b517f2eac92e8ce6b3b3f09b003675f6 Privacy policy: https://www.bananasplitapp.com/en/privacy/

About

Semgyeol

Features
Read full description

Good company. Clear balances. Six people at dinner, four at dessert and two in the taxi. Semgyeol splits each expense among the people who joined it, then calculates who owes whom. Choose the people for each expense Enter a title, amount, one payer and the people sharing the cost. A payer can cover an expense without being one of its participants. See what each person paid and what their share adds up to. Account for the smallest unit Each expense is split equally among its selected participants. Remaining units are assigned in group participant order. KRW and JPY use whole units; USD and EUR use cents. Each group uses one currency, with no currency conversion. Share the full breakdown Review all expenses, each person's paid and owed amounts, and settlement results in a receipt. Short receipts fit one image; long receipts are divided into pages so you can share the current page. Share the complete breakdown at once as text. Everyone can see how the costs were divided. Choose a destination through your device's share interface. Keep records on your device No account is required. Group records stay on your device and are not sent to a Company server. Calculations and records work offline. Export all groups as a JSON backup and import the file later. Restoring replaces every current group with the backup contents. Backup files include names and amounts and are not password-protected. Made for everyday use Choose Korean, English, Spanish, Portuguese (Brazil), Indonesian, Hindi, Japanese, German or French and light, dark or device appearance. Explore an included sample group. Manage up to 50 groups, with 30 people and 60 expenses per group. Stored data is limited to 1,500,000 bytes. Imported backups must be within 4,000,000 bytes and also meet the storage limit after restoration. Semgyeol calculates settlement amounts. It does not transfer money, process payments, connect financial accounts or confirm receipt of payment. Results depend on the details you enter, so check amounts and participants before sharing. Banner ads appear on the settlement result screen. You can manage groups and calculate results without viewing or clicking an ad. Developed and operated by IBRDOS Co., Ltd. ((주)아이비알도스) Support: dev@ibrdos.com

Screenshots

Banana Split, Bill & Expenses4 screens
Semgyeol4 screens

Verdict

The call

The clearest difference is in-app purchases: Semgyeol at none against Banana Split, Bill & Expenses's 9. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month. Semgyeol asks for nothing beyond the download.

Scorecard1 real difference · 9 level
Banana Split, Bill & Expenses versus Semgyeol: the parameters behind the verdict, then further details
ParameterBanana Split, Bill & ExpensesSemgyeol
PriceFreeFree
Rating4.5 (212 ratings) — better—
Positive reviews56.7% of reviews—
Number of ratings212 — better—
Update frequencyEvery 10 days—
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size47 MB44 MB
Age rating+44+
DeveloperoWorld SoftwareIBRDOS Inc.

In-app purchases

9 purchases

Banana Split, Bill & Expenses

Subscriptions5
  • Premium subscription Monthly$1.991 Month
  • Split Expenses Premium Yearly7 Days trial$11.991 Year
  • Premium - 2 people$15.991 Year
Show 2 more
  • Premium - 4 people$24.991 Year
  • Friends/Family plan$39.991 Year
One-time4
  • Unlock this event$1.99
  • Weekly pass$1.99
  • Share event - 5 credits$2.99
Show 1 more
  • Split expenses Pro$17.99
None

Semgyeol

No in-app purchases

Questions

Is Banana Split, Bill & Expenses free?
Banana Split, Bill & Expenses is free to download, with in-app purchases available.
Is Semgyeol free?
Semgyeol is free to download, with no in-app purchases.
Do Banana Split, Bill & Expenses or Semgyeol have ads?
Both Banana Split, Bill & Expenses and Semgyeol show ads.

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