Comparison

Budgets Pro vs Cash Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgets Pro

This app helps you manage your money by creating custom budgets and tracking your spending against them. It provides instant feedback on how much you have left to spend and allows you to view your purchase history. You can also export your data for further analysis.

Highlights
  • Create custom budgets (monthly, weekly, custom periods)
  • Track spending against budgets
  • View remaining budget amounts
  • Monitor purchase history
  • Export purchases as CSV
  • Secure passcode entry
Features
Currently charting
Read full description

"Money well spent" - appadvice.com Where does the money go? Create your Budgets and keep to them - Buy 'Budgets - Expense Tracker' ! 'Budgets - Expense Tracker' logs your purchases against your budgets so you can see how much you have spent. Your budgets can be monthly, weekly, or any other time period you like. ◆ Know instantly how much you've got left to spend in your budget ◆ Keep track of your spending so you Don't Overspend. You can set up as many Budgets as you need and monitor your spending over any time period. √ See how much of your Budgets you have left to spend with the Coin Tubes Display! √ Budgets can be monthly, weekly, or any time period you define √ You can carry over unused Budget Amounts to the next time period √ View your Purchase History √ E-Mail your Purchases as a CSV file attachment from within the App ; CSV files work with most spreadsheet software √ Includes Secure Passcode Entry System to keep your budget data private ◆ This app is part of the MoneyBudgie Finance Tracking Bundle. - All 4 Apps work together to help you get in control of your finances. For example, you can use budgets planned with the Home Budget Plan app in this app, whilst purchases logged in this app affect your bank account balances tracked by Spending Log, etc. Buy 'Budgets - Expense Tracker', create your Budget and keep to it.

About

Cash Flow

Easily track informal debts and shared expenses with friends, family, and colleagues. This personal finance app offers an intuitive interface to manage who owes you and who you owe, providing clear balance summaries and transaction history.

Highlights
  • Two-way transaction tracking
  • Comprehensive transaction management
  • Reconciliation system
  • Powerful search functionality
  • Clear balance summaries
  • Intuitive interface
Features
Read full description

Track who owes you and who you owe with elegant simplicity. Cash Flow is a personal finance app designed to simplify tracking informal debts and shared expenses between friends, family, and colleagues. Keep tabs on your financial relationships all in one place with a beautifully designed, intuitive interface. Key Features: Two-Way Transaction Tracking * Record payments you make and money you receive * Track running balances for each person in your life * Instantly see who owes you and who you owe at a glance Comprehensive Transaction Management * Create, edit, duplicate, and delete transactions with ease * Add detailed memos to transactions for context * View transaction history in clean, chronological order Reconciliation System * Mark transactions as reconciled when they're settled * Easily toggle reconciliation status with simple swipe actions * Visual indicators show reconciled vs. unreconciled transactions Powerful Search * Quickly find transactions across your entire history * Search by description, amount, or memo * View search results in an intuitive, filterable list Balance Summaries * Beautiful balance cards show current status with each contact * Running balances automatically calculate as you add transactions * Color-coded indicators make financial status instantly clear Cash Flow is perfect for roommates tracking shared expenses, friends splitting costs during trips, family members lending each other money, or anyone who wants to maintain clear financial relationships without formal invoicing systems. Never wonder "Do I owe them or do they owe me?" again. Download Cash Flow today and bring clarity to your personal finances. Simple. Elegant. Balance.

Screenshots

Budgets Pro4 screens
Cash Flow4 screens

Verdict

The call

The clearest difference is review sentiment: Budgets Pro at 92% against Cash Flow's 50%. Budgets Pro also leads on update cadence (every 2 months vs every 8 months) and chart position (#177 vs unranked). Cash Flow's advantage is price ($0.99 vs $4.99). On ads, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Budgets Pro costs $4.99 and Cash Flow $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Budgets Pro ships an update every 2 months, Cash Flow every 8 months. The most recent releases landed on November 1, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 6 level
Budgets Pro versus Cash Flow: the parameters behind the verdict, then further details
ParameterBudgets ProCash Flow
Price$4.99$0.99 — better
Rating4.5 (10 ratings) — better—
Positive reviews91.9% of reviews — better50.0% of reviews
Number of ratings10 — better—
Update frequencyEvery 2 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationPaidPaid
Best chart rank#177 — better—
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better18.2
Further details — not scored
Size8 MB19 MB
Age rating4+4+
DeveloperMoneyBudgieNaushad Purayil

Customer experience

Budgets Pro

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews37 reviews
Positive91.9%
Neutral5.4%
Negative2.7%

Cash Flow

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Budgets Pro

No in-app purchases

None

Cash Flow

No in-app purchases

Questions

Is Budgets Pro free?
Budgets Pro costs $4.99, with no in-app purchases.
Is Cash Flow free?
Cash Flow costs $0.99, with no in-app purchases.
Do Budgets Pro or Cash Flow have ads?
Neither Budgets Pro nor Cash Flow shows ads.
Which is updated more often, Budgets Pro or Cash Flow?
Budgets Pro ships an update every 2 months, and Cash Flow every 8 months. Most recently, Budgets Pro was updated on November 1, 2026 and Cash Flow on October 15, 2026.

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