PANARAY Mobile vs Tuppence Expense Tracker

PANARAY® Mobile is a global equity research platform designed exclusively for institutional investors. It's highly visual workspace translates dense blocks of data into graphics to help money managers spot opportunities with efficiency. The Symbol view uses our Datagraph™ format, which combines the most essential technical and fundamental equity data in one view. This format takes on an array of advanced capabilities in PANARAY that are not available on any other kind of stock chart. The Lists view offers an organizational hub that allows money managers to sort and filter lists of equities based on handpicked criteria. In the Groups view money managers can anticipate and monitor changes in sectors globally, with a Rotation Graph that confirms existing trends and illuminates emerging ones, worldwide or by select geography. With PANARAY Mobile, institutional investors can: • Access industry-leading stock charts with a wide range of fundamental and technical data points you can customize • View deep fundamentals in a sliding tab that includes a company’s current and historical financial statements, such as income statement, balance sheet, cash flow statement, and ratios report • See sectors, industry groups, or equities plotted on an animated Rotation Graph that presents a six-week visualization of performance trends across various geographic regions and countries • See three sets of forward estimates as part of the earnings line, with an animated “rewind” of past earnings performance to speed analysis • Evaluate margin expansion using the revenue line to creates an overlay of revenue-per-share and earnings-per-share data • Strengthen buy and sell decisions using pattern recognition, which visually highlights classic chart patterns that signal key technical activity in a stock • Review the extent of buying and selling within a company on the insider transactions line and see its effect on price and volume • Manage lists (create, duplicate, rename, mark as a favorite, share) and edit list contents • Find new investment ideas from an array of PANARAY Lists, some of which are global theme lists curated by O’Neil Equity Research • Use NASDAQ Basic real-time prices for U.S. equities • Tap and hold on the Datagraph to reveal the Track Price tool, which displays price, volume, and pattern recognition details • Email, print via AirPrint™, or save charts as an image PANARAY Mobile is available to institutional investors only by contacting a representative at William O’Neil + Co. at 800.545.8940. Visit our website at williamoneil.com. Some features not available on the iPhone app. William O’Neil + Co. is a Registered Investment Advisor providing independent research and consulting services to institutional clients, including banks, investment advisors, hedge funds, insurance companies, corporations, and mutual funds.

Logging a spend should take three seconds. Tuppence opens the keypad, you tap the amount, pick a category, and you are done. No forms, no sign-in, no bank account to connect. WHAT IS LEFT, NOT WHAT YOU SPENT A budget answers one question. Tuppence shows it as the big number: what is left, today, on that limit. One overall budget, or one for each category. THE LEDGER, AND A SEARCH THAT LOOKS EVERYWHERE Every entry on its day, with the day's total. Search covers the whole archive, not just the month on screen: if a spend is there, you find it, even from three years ago. THE SPENDS THAT COME BACK The subscription, the rent, the gym. Set them once and they return on their own, weekly, monthly, yearly, or every so many days. Underneath you see what you are committed to each month, which is the real question when you wonder what to cancel. SAVINGS GOALS Set an amount and, if you want, a date. Tuppence does not tell you how much you have put aside: it tells you how much to put aside each month to get there. That is the only figure you can act on today. WHERE THE MONEY GOES The month split by category, next to the month before, and how it shifts over time. WIDGETS AND SIRI What is left this month on your Home Screen. A cash spend without opening the app. Your repeating expenses one tap away in the widget. YOUR DATA STAYS YOURS No accounts to connect, no ads, no tracking. Your data lives on your phone and, if you want, on iCloud across your devices. Export it whenever you like, and import a CSV from another app. TUPPENCE+ Adding, editing and deleting entries is free forever, and so are your history and the monthly summary. Tuppence+ adds budgets by category, recurring expenses, savings goals, statistics, widgets, sync and export. — Tuppence Premium subscription — • Free trial, then a weekly or yearly auto-renewing plan • 3 days on the weekly plan, 7 days on the yearly one • Price and duration are shown in the app before you buy • Recording expenses stays free, always Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://simonsruggi.github.io/app-policies/tuppence/PRIVACY