SplitCheck Bill Split vs IOU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitCheck Bill Split
Effortlessly split restaurant bills, calculate tips, and apply coupons. This app minimizes data entry to quickly determine what each person owes, even with shared items and tax.
- Quick item entry
- Assign items to individuals
- Split items among multiple people
- Proportional tax calculation
- Tip calculation
- Coupon application
- Detailed split breakdown
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SplitCheck – Check Splitter / Tip Calculator There may be other apps that allow you to split a check among different parties, but this app was designed to allow you to quickly enter your check and get the results fast and accurately. It does one thing and does it well. You don’t want your bother-in-law leaving the table before he knows what he owes. No more wondering why we’re still $5.00 short. Enter items from your restaurant check into SplitCheck. As you enter an item’s price, another line is automatically entered below, ready for you to touch and enter that next item. The goal of the data entry method was to minimize ‘touches’ so data can be entered fast and easily. Enter who purchased the item next to the price of the item, either as you go or after all the items have been entered. Use initials, names, or numbers to make the entry easy. (It is case insensitive to make it even easier.) If an item was split, enter the same names or initials separated by a space. Depending on how many shared items are entered 50 or more payees can be entered! If an item is split among all parties, you can leave the payee’s box blank and the program assumes that the item is to be split among all uniquely entered payees. Touch the ‘Tax’ button to enter the tax amount. The tax is proportionately calculated and applied based on the amounts each person spent. Use the spinner to select a tip amount. The tip for each person is shown separately. You can even apply a coupon value to one person or split among two or more people. Enter the value of the coupon and press ‘Coupon’. As with other entries, the value of the coupon can be assigned to one or more payees. (The tip will be calculated based on the bill without the coupon value subtracted.) At any time touch ‘Show Splits’ to display how much each payee owes. The results are sorted by name with the bill, tip and total displayed for each. Touching ‘Details’ displays the breakdown for each payee. 1.5 Initial Release
IOU
Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.
- Receipt scanning and itemization
- Assign items to individuals
- Automatic tax and tip calculation
- Per-person total calculation
- Eliminates manual bill splitting
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IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is price: IOU at Free against SplitCheck Bill Split's $0.99. IOU also leads on update cadence (fortnightly vs every 33 months) and ratings volume (17 vs 1). SplitCheck Bill Split's advantage is rating (5.0 vs 4.4) and review sentiment (100% vs 60%). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
IOU is free to download; SplitCheck Bill Split costs $0.99 up front. IOU sells 5 in-app purchases, starting at $0.99 per month. SplitCheck Bill Split asks for nothing beyond the download.
SplitCheck Bill Split holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: IOU has 17 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of SplitCheck Bill Split's written reviews are positive against 60% of IOU's.
SplitCheck Bill Split ships an update every 33 months, IOU fortnightly. The most recent releases landed on October 8, 2026 and October 11, 2026 respectively.
| Parameter | SplitCheck Bill Split | IOU |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 5.0 (1 ratings) — better | 4.4 (17 ratings) |
| Positive reviews | 100.0% of reviews — better | 60.0% of reviews |
| Number of ratings | 1 | 17 — better |
| Update frequency | Every 33 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Freemium — better |
| Devices | iPhone, iPod | iPhone, iPad, Vision Pro — better |
| Requires iOS | 15.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 2 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | The Software Experience | Eric Agredo |
Customer experience
SplitCheck Bill Split
IOU
In-app purchases
SplitCheck Bill Split
No in-app purchases
IOU
- IOU Pro3 Days trial$0.991 Month
- IOU Pro$2.991 Month
- IOU Pro7 Days trial$6.991 Year
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- IOU Pro7 Days trial$24.991 Year
- Lifetime IOU Pro$29.99









