Comparison

致和證券 vs PennyDay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

致和證券

Features
Read full description

致和證券提供iPhone/iPad平台專屬股票看盤軟體,具有專為iPhone/iPad用戶開發的獨創介面,其簡易的操作方式及豐富的報價資訊,讓您輕鬆掌握股市行情。 系統特色: -提供證、期、權、國際指數、外匯、美國個股、國際期貨即時報價資訊。 -提供完整財經新聞、大盤盤後資訊及個股盤後資訊。 -個人化專屬自選報價功能,提供五個群組,150檔商品設定功能。 -直覺式操作方式,一指查詢所有金融資訊。 -使用3G連線,報價速度與交易所同步。 系統功能: -即時走勢:支援查價線及橫置顯示功能。 -五檔價量:提供最佳五檔及報價明細功能。 -分時明細:提供商品分時明細報價功能 -分價量表:提供商品分價報價功能 -技術線圖:支援5分鐘、60分鐘、日、周、月線圖,可觸控指標切換成交量、RSI、KD、MACD、PSY等技術指標,並切換橫置顯示。 免責聲明: -本服務資訊來源 (包括但不限於)台灣證券交易所、台灣期貨交易所、櫃檯買賣中心。而本服務內容僅為提供資訊服務, 本服務對於所有經由本服務傳送之資訊之正確性與適用性均不負擔任何責任, 並不保證所有資訊之準確, 對於任何不準確或錯漏而引致之任何損失均不負任何賠償責任。, -本服務所提供之所有資訊及其相關任何功能目的為提供資訊,非供交易或投資之目的, 透過本服務獲得之資料僅作為參考 ,非供貴使用者之投資買賣建議,基於前開資料之任何交易或投資決定,貴使用者須自負風險及盈虧,本服務亦不負任何責任。 -本服務不保證本服務之無誤及不中斷。本服務倘若出現傳輸中斷或故障等現象, 造成貴使用者使用上的不便或無法使用、資料喪失、錯誤、遭人篡改或其他經濟上損失等情形, 本服務不負任何賠償責任, 。

About

PennyDay

Manage your finances with a calendar-based budget planner and expense tracker. Visualize cash flow by day, track multiple accounts, and gain insights into spending trends. Personalize categories with emojis for a more intuitive financial overview.

Highlights
  • Calendar budgeting
  • Expense tracking
  • Multi-account support
  • Emoji category customization
  • Insights and reports
  • Privacy features
Features
Read full description

Track expenses in seconds and see your money day by day. PennyDay combines fast manual entry, a clear budget calendar, and useful spending insights—without linking a bank account. TRACK MONEY IN SECONDS • Record expenses, income, and transfers with a focused quick-add flow • Organize cash, bank, and credit card accounts in one place • Create categories that match the way you spend • Review and filter your complete transaction history SEE WHERE YOUR MONEY GOES • Read daily income and expenses directly from the calendar • Follow monthly cash flow, spending trends, and summaries • Compare category and account breakdowns • Spot recurring costs and understand your spending patterns PLAN WITHOUT THE COMPLEXITY • Set category budgets and keep an eye on progress • Schedule recurring entries for regular bills and income (Pro) • Turn on reminders so logging stays part of your routine • Manage multiple manual accounts without bank connections PRIVATE AND IN YOUR CONTROL • Your financial records stay on your device by default • Protect the app with a passcode and Face ID where available • Create local snapshot backups and restore them when you choose • When iCloud is available, manual backup also saves an iCloud snapshot • Backup is user-controlled and is not real-time device sync PENNYDAY PRO Upgrade to remove ads and unlock recurring entries with reminders, unlimited category budgets, tag budgets, rolling Analysis ranges (last 6 and 12 months), automatic iCloud snapshot backup with longer retention, unlimited photo attachments, premium themes, and Home customization. PennyDay is built for people who want a fast, private way to understand everyday money without the setup and complexity of connected finance apps. Questions or feedback? Contact urcashfixer@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

致和證券4 screens
PennyDay4 screens

Verdict

The call

The clearest difference is in-app purchases: 致和證券 at none against PennyDay's 3. 致和證券 also leads on ads (none vs shown) and device support (3 vs 1). PennyDay's advantage is update cadence (weekly vs every 7 months). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennyDay sells 3 in-app purchases, starting at $1.99 per month. 致和證券 asks for nothing beyond the download.

UpkeepUpdate frequency

致和證券 ships an update every 7 months, PennyDay weekly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
致和證券 versus PennyDay: the parameters behind the verdict, then further details
Parameter致和證券PennyDay
PriceFreeFree
Rating—3.7 (7 ratings) — better
Positive reviews—72.7% of reviews
Number of ratings—7 — better
Update frequencyEvery 7 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Ad-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size122 MB76 MB
Age rating4+4+
Developer致和證券EFFENDY EKA SAPUTRA

In-app purchases

None

致和證券

No in-app purchases

3 purchases

PennyDay

Subscriptions3
  • PennyDay Pro$1.991 Month
  • PennyDay Pro$3.993 Months
  • PennyDay Pro$11.991 Year

Questions

Is 致和證券 free?
致和證券 is free to download, with no in-app purchases.
Is PennyDay free?
PennyDay is free to download, with in-app purchases available.
Do 致和證券 or PennyDay have ads?
PennyDay shows ads; 致和證券 does not.
Which is updated more often, 致和證券 or PennyDay?
致和證券 ships an update every 7 months, and PennyDay weekly. Most recently, 致和證券 was updated on October 20, 2026 and PennyDay on October 22, 2026.

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