Comparison

Spentable vs Accountable Budgeting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentable

Effortlessly track your expenses and savings with a user-friendly interface. Visualize your spending habits with monthly charts and customize categories with emoji icons. Supports Apple Watch and Notification Center widgets for quick entry.

Highlights
  • Easy expense tracking
  • Monthly spending charts
  • Customizable categories with emojis
  • Apple Watch app
  • Notification Center widget
  • Unlimited expense data
Features
Read full description

Featured as Best Finance / Productivity / Lifestyle App Spentable Features: - A super easy to use tracking experience: choose a category and input the amount. - A monthly expense chart gives you a glimpse of your monthly spending habits. - Dozens of predefined categories OR create your own categories with Emoji Icons! - Adjust the order of the categories in a way that suits your needs. - Support us and get the following features as well! - The Apple Watch OS App. - The Notification Center Widget. - Keep track of unlimited expense data. - Great future updates! --- "Once upon a time, there was a kid named Steven. Steven graduated from a local university, and applied for a local job. He worked really hard at his job, and made an honest living. However, Steven didn’t know how to manage his spending. Every month he would spend and spend and eventually his income would run out, without saving a dime. “I want to save more money!” He thought to himself. So he set out to turn his financial life around. To his luck, he found an app called Spentable. An app that allowed him to use the notification center to quickly add expenses to a predefined category. No typing, just choose a category, input a number, and press enter, all from the notification center. Steven soon saved up enough money to get himself an Apple Watch, which he used to enter his expenses through the Apple Watch Spentable app. He simply lifted his wrist, and in one single tap, he was in. His phone never left his pocket. Steven went on to get a car, buy a house and marry the guy of his dreams, all thanks to Spentable. Get Spentable. Get the love of your life.

About

Accountable Budgeting

Manage your finances collaboratively or solo with this budgeting app. Quickly categorize transactions, tag spending for specific events, and control privacy. Connect bank accounts or add transactions manually.

Highlights
  • Collaborative budgeting
  • Quick transaction categorization
  • Transaction tagging for events
  • Privacy controls for transactions
  • Automatic bank import or manual entry
  • Customizable budgeting periods
  • Widget support
Read full description

Accountable allows you to manage your budget alone or with others, in whatever way works best for you. BUDGETING TOGETHER Manage your own budget or invite others to work together. QUICK CATEGORIZATION Unsorted transactions show up upon logging in with categories listed, allowing you to sort transactions within one tap of opening the app. TRANSACTION TAGGING Label transactions with a tag to track the total spending on a group of transactions, useful for viewing spending on trips or events. PRIVACY CONTROLS Don’t want to share all your transactions or account balances with other members of your budget? Privacy controls allow you hide the names of transactions while still including the amount in your budget. AUTOMATICALLY IMPORT OR MANUALLY ADD TRANSACTIONS Safely and securely connect your banking accounts to import existing transactions and new transactions. Or manually add transactions without connecting any accounts. COMMUNICATE Share messages with other members of the budget, including on individual transactions. CUSTOMIZABLE Everyone budgets differently. Choose the length of your budgeting period from being monthly, biweekly, or weekly. Add your own categories. WIDGETS Widget support to view your category progress, account balance, or recent transactions.

Screenshots

Spentable4 screens
Accountable Budgeting4 screens

Verdict

The call

The clearest difference is review sentiment: Accountable Budgeting at 100% against Spentable's 50%. Accountable Budgeting also leads on price (Free vs $1.99) and rating (4.5 vs 3.3). Spentable's advantage is ratings volume (13 vs 2) and iOS requirement (11.0 vs 15.0). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Accountable Budgeting is free to download; Spentable costs $1.99 up front. Spentable sells 1 one-off in-app purchase. Accountable Budgeting asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Accountable Budgeting holds the better App Store score, 4.5 against 3.3. That said, the two scores are not equally well evidenced: Spentable has 13 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of Spentable's written reviews are positive against 100% of Accountable Budgeting's.

UpkeepUpdate frequency

Spentable ships an update every 2 months, Accountable Budgeting weekly. The most recent releases landed on October 18, 2026 and October 13, 2026 respectively.

Scorecard8 real differences · 2 level
Spentable versus Accountable Budgeting: the parameters behind the verdict, then further details
ParameterSpentableAccountable Budgeting
Price$1.99Free — better
Rating3.3 (13 ratings)4.5 (2 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings13 — better2
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationPaidFree — better
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size25 MB25 MB
Age rating4+4+
DeveloperOursky LimitedAccountable Money LLC

Customer experience

Spentable

All ratings13 ratings
Positive53.8%
Neutral15.4%
Negative30.8%
Written reviews40 reviews
Positive50.0%
Neutral30.0%
Negative20.0%

Accountable Budgeting

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Spentable

One-time1
  • Today Widgets Extension$2.99
None

Accountable Budgeting

No in-app purchases

Questions

Is Spentable free?
Spentable costs $1.99, and also offers in-app purchases.
Is Accountable Budgeting free?
Accountable Budgeting is free to download, with no in-app purchases.
Which has better reviews, Spentable or Accountable Budgeting?
Accountable Budgeting is rated higher. Spentable averages 3.3 out of 5 from 13 ratings, while Accountable Budgeting averages 4.5 from 2 ratings.
Do Spentable or Accountable Budgeting have ads?
Neither Spentable nor Accountable Budgeting shows ads.
Which is updated more often, Spentable or Accountable Budgeting?
Spentable ships an update every 2 months, and Accountable Budgeting weekly. Most recently, Spentable was updated on October 18, 2026 and Accountable Budgeting on October 13, 2026.

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