Comparison

Spentable vs Monivera

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentable

Effortlessly track your expenses and savings with a user-friendly interface. Visualize your spending habits with monthly charts and customize categories with emoji icons. Supports Apple Watch and Notification Center widgets for quick entry.

Highlights
  • Easy expense tracking
  • Monthly spending charts
  • Customizable categories with emojis
  • Apple Watch app
  • Notification Center widget
  • Unlimited expense data
Features
Read full description

Featured as Best Finance / Productivity / Lifestyle App Spentable Features: - A super easy to use tracking experience: choose a category and input the amount. - A monthly expense chart gives you a glimpse of your monthly spending habits. - Dozens of predefined categories OR create your own categories with Emoji Icons! - Adjust the order of the categories in a way that suits your needs. - Support us and get the following features as well! - The Apple Watch OS App. - The Notification Center Widget. - Keep track of unlimited expense data. - Great future updates! --- "Once upon a time, there was a kid named Steven. Steven graduated from a local university, and applied for a local job. He worked really hard at his job, and made an honest living. However, Steven didn’t know how to manage his spending. Every month he would spend and spend and eventually his income would run out, without saving a dime. “I want to save more money!” He thought to himself. So he set out to turn his financial life around. To his luck, he found an app called Spentable. An app that allowed him to use the notification center to quickly add expenses to a predefined category. No typing, just choose a category, input a number, and press enter, all from the notification center. Steven soon saved up enough money to get himself an Apple Watch, which he used to enter his expenses through the Apple Watch Spentable app. He simply lifted his wrist, and in one single tap, he was in. His phone never left his pocket. Steven went on to get a car, buy a house and marry the guy of his dreams, all thanks to Spentable. Get Spentable. Get the love of your life.

About

Monivera

Features
Read full description

Monivera turns your bank's transaction emails and SMS notifications into a live budget. Logged automatically, categorized for you, and shared with your household. All your finances, one clear view. Logging is the reason budgets die, so we deleted it. Hook Monivera up to your bank's notifications once, and every card swipe logs itself before you have put your phone back in your pocket. No bank credentials. No typing. No spreadsheets. FEATURES • Automatic logging from your bank's email and SMS notifications • A live budget that categorizes itself • Bank notifications from different banks, all in one place • Shared household budgets for up to 10 people • 150 currencies, converted to your home currency automatically • AI rules to mark recurring merchants and transfers • Tags and search in any language Built out of necessity by a solo developer who wanted one app that showed every account at once. SUBSCRIPTION Monivera Pro is available as an auto-renewing subscription, billed monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your Apple Account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.monivera.app/privacy/

Screenshots

Spentable4 screens
Monivera4 screens

Verdict

The call

The clearest difference is price: Monivera at Free against Spentable's $1.99. Monivera also leads on update cadence (fortnightly vs every 2 months). Spentable's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.4). On ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Monivera is free to download; Spentable costs $1.99 up front. Spentable sells 1 one-off in-app purchase and Monivera sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spentable ships an update every 2 months, Monivera fortnightly. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
Spentable versus Monivera: the parameters behind the verdict, then further details
ParameterSpentableMonivera
Price$1.99Free — better
Rating3.3 (13 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings13 — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationPaid—
DevicesiPhone, iPod, Apple Watch — betteriPhone
Requires iOS11.0 — better16.4
Further details — not scored
Size25 MB63 MB
Age rating4+4+
DeveloperOursky LimitedJoon Young Kim

In-app purchases

1 purchases

Spentable

One-time1
  • Today Widgets Extension$2.99
2 purchases

Monivera

Subscriptions2
  • Monivera Pro (Monthly)$6.991 Month
  • Monivera Pro (Yearly)$59.991 Year

Questions

Is Spentable free?
Spentable costs $1.99, and also offers in-app purchases.
Is Monivera free?
Monivera is free to download, with in-app purchases available.
Do Spentable or Monivera have ads?
Neither Spentable nor Monivera shows ads.
Which is updated more often, Spentable or Monivera?
Spentable ships an update every 2 months, and Monivera fortnightly. Most recently, Spentable was updated on October 18, 2026 and Monivera on October 20, 2026.

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