Comparison

HMP Retail vs TruService Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMP Retail

Process credit card payments securely and reliably from your mobile device. This app offers a cost-effective solution with no hidden fees, and a reliable offline mode for accepting payments anywhere. It supports various transaction types and provides detailed reporting.

Highlights
  • Secure credit card swipe or keyed entry
  • Process major credit cards and gift cards
  • Customizable email receipts
  • Electronic signature capture
  • Detailed reporting and analytics
  • Offline payment processing (Store & Forward)
Read full description

Description Accept credit cards anywhere, securely and reliably, for less, with the Heartland Mobile Payments app. Begin processing credit card payments right through your iPhone, iPad or iPod Touch without paying additional set-up, monthly service, gateway or transaction fees. • Secure – All card data is encrypted as it’s swiped, then securely sent to Heartland for authorization, so sensitive card data is never stored on your mobile device or transmitted in the clear. • Cost-Effective – Get everything you need from one source with no middlemen, outside gateways or third party providers to increase your costs. • Reliable – Accept payments even when you are in areas without Wi-Fi access or cellular service, using our Store & Forward feature. • Comprehensive – Process card present, card not present (mail order, telephone order), voice authorization and other transaction types properly, minimizing time and cost while eliminating aggravation. With the Heartland Mobile Payments app, you get the first truly comprehensive mobile payment solution developed by a payments processor. In order to use the Heartland Mobile Payment app, a Heartland merchant account is required. *** FEATURES *** • Accept payments via secure card swipe or keyed entry • Process all major credit cards, corporate cards and Heartland gift cards • Customizable email receipts for your customers • Optional portable Bluetooth receipt printer • Access detailed reports on your mobile device, or through Heartland’s InfoCentral reporting portal • Electronic signature capture • Add photos of purchased goods • Record location of purchases • Live customer support available 24/7/365 •• Dedicated local sales representative *** GETTING STARTED *** Getting started is easy. Just download the free Heartland Mobile Payment app and contact Heartland to setup a merchant account and obtain your Heartland encrypted card reader. Learn more at HeartlandPaymentSystems.com or email HeartlandMobilePayments@e-hps.com

About

TruService Mobile

Manage your credit union accounts conveniently from your mobile device. Access account balances, view transaction history, transfer funds, pay bills, and deposit checks anytime, anywhere.

Highlights
  • Check account balances
  • View transaction history
  • Transfer money
  • Pay bills
  • Deposit checks
Features
Read full description

On the go and need access to your TruService Community Federal Credit Union accounts? TruService Mobile gives you the power to access your account information from anywhere in the world, 24 hours a day. With the TruService Mobile app, you can: - Check your account balances - View a transaction history - Transfer money between your accounts - Pay bills - Deposit Checks!

Screenshots

HMP Retail4 screens
TruService Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: TruService Mobile at 100% against HMP Retail's 38%. TruService Mobile also leads on rating (4.0 vs 3.7). HMP Retail's advantage is update cadence (every 2 months vs every 6 months) and ratings volume (15 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TruService Mobile holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 15 and 4 respectively. Written reviews point the same way: 38% of HMP Retail's written reviews are positive against 100% of TruService Mobile's.

UpkeepUpdate frequency

HMP Retail ships an update every 2 months, TruService Mobile every 6 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
HMP Retail versus TruService Mobile: the parameters behind the verdict, then further details
ParameterHMP RetailTruService Mobile
PriceFreeFree
Rating3.7 (15 ratings)4.0 (4 ratings) — better
Positive reviews38.5% of reviews100.0% of reviews — better
Number of ratings15 — better4
Update frequencyEvery 2 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better14.0
Further details — not scored
Size22 MB29 MB
Age rating4+4+
DeveloperHeartland Payment Systems, Inc.TruService Community FCU

Customer experience

HMP Retail

All ratings15 ratings
Positive66.7%
Neutral6.7%
Negative26.7%
Written reviews13 reviews
Positive38.5%
Neutral23.1%
Negative38.5%

TruService Mobile

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

HMP Retail

No in-app purchases

None

TruService Mobile

No in-app purchases

Questions

Is HMP Retail free?
HMP Retail is free to download, with no in-app purchases.
Is TruService Mobile free?
TruService Mobile is free to download, with no in-app purchases.
Which has better reviews, HMP Retail or TruService Mobile?
TruService Mobile is rated higher. HMP Retail averages 3.7 out of 5 from 15 ratings, while TruService Mobile averages 4.0 from 4 ratings.
Do HMP Retail or TruService Mobile have ads?
Neither HMP Retail nor TruService Mobile shows ads.
Which is updated more often, HMP Retail or TruService Mobile?
HMP Retail ships an update every 2 months, and TruService Mobile every 6 months. Most recently, HMP Retail was updated on October 23, 2026 and TruService Mobile on October 24, 2026.

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