HMP Retail vs TruService Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HMP Retail
Process credit card payments securely and reliably from your mobile device. This app offers a cost-effective solution with no hidden fees, and a reliable offline mode for accepting payments anywhere. It supports various transaction types and provides detailed reporting.
- Secure credit card swipe or keyed entry
- Process major credit cards and gift cards
- Customizable email receipts
- Electronic signature capture
- Detailed reporting and analytics
- Offline payment processing (Store & Forward)
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Description Accept credit cards anywhere, securely and reliably, for less, with the Heartland Mobile Payments app. Begin processing credit card payments right through your iPhone, iPad or iPod Touch without paying additional set-up, monthly service, gateway or transaction fees. • Secure – All card data is encrypted as it’s swiped, then securely sent to Heartland for authorization, so sensitive card data is never stored on your mobile device or transmitted in the clear. • Cost-Effective – Get everything you need from one source with no middlemen, outside gateways or third party providers to increase your costs. • Reliable – Accept payments even when you are in areas without Wi-Fi access or cellular service, using our Store & Forward feature. • Comprehensive – Process card present, card not present (mail order, telephone order), voice authorization and other transaction types properly, minimizing time and cost while eliminating aggravation. With the Heartland Mobile Payments app, you get the first truly comprehensive mobile payment solution developed by a payments processor. In order to use the Heartland Mobile Payment app, a Heartland merchant account is required. *** FEATURES *** • Accept payments via secure card swipe or keyed entry • Process all major credit cards, corporate cards and Heartland gift cards • Customizable email receipts for your customers • Optional portable Bluetooth receipt printer • Access detailed reports on your mobile device, or through Heartland’s InfoCentral reporting portal • Electronic signature capture • Add photos of purchased goods • Record location of purchases • Live customer support available 24/7/365 •• Dedicated local sales representative *** GETTING STARTED *** Getting started is easy. Just download the free Heartland Mobile Payment app and contact Heartland to setup a merchant account and obtain your Heartland encrypted card reader. Learn more at HeartlandPaymentSystems.com or email HeartlandMobilePayments@e-hps.com
TruService Mobile
Manage your credit union accounts conveniently from your mobile device. Access account balances, view transaction history, transfer funds, pay bills, and deposit checks anytime, anywhere.
- Check account balances
- View transaction history
- Transfer money
- Pay bills
- Deposit checks
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On the go and need access to your TruService Community Federal Credit Union accounts? TruService Mobile gives you the power to access your account information from anywhere in the world, 24 hours a day. With the TruService Mobile app, you can: - Check your account balances - View a transaction history - Transfer money between your accounts - Pay bills - Deposit Checks!
Screenshots
Verdict
The clearest difference is review sentiment: TruService Mobile at 100% against HMP Retail's 38%. TruService Mobile also leads on rating (4.0 vs 3.7). HMP Retail's advantage is update cadence (every 2 months vs every 6 months) and ratings volume (15 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TruService Mobile holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 15 and 4 respectively. Written reviews point the same way: 38% of HMP Retail's written reviews are positive against 100% of TruService Mobile's.
HMP Retail ships an update every 2 months, TruService Mobile every 6 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | HMP Retail | TruService Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (15 ratings) | 4.0 (4 ratings) — better |
| Positive reviews | 38.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 15 — better | 4 |
| Update frequency | Every 2 months — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 22 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Heartland Payment Systems, Inc. | TruService Community FCU |
Customer experience
HMP Retail
TruService Mobile
In-app purchases
HMP Retail
No in-app purchases
TruService Mobile
No in-app purchases
Questions
Is HMP Retail free?
Is TruService Mobile free?
Which has better reviews, HMP Retail or TruService Mobile?
Do HMP Retail or TruService Mobile have ads?
Which is updated more often, HMP Retail or TruService Mobile?
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