Morgan Stanley Matrix vs GS Select

The Morgan Stanley Matrix mobile application provides our institutional clients select features from the Matrix platform. These features include Ideas and Research, Prime Brokerage, and Foreign Exchange. You can read more about each of these features below. Ideas and Research: The Ideas and Research mobile application is a powerful way for institutional clients to access Morgan Stanley’s proprietary content. From this app you can: - View the latest sales and trading trade ideas and market commentary from our desks across the globe - Access our unparalleled research from our industry leading analysts, economists, and strategists - Find and follow new authors, topics, and publications - Create your own feed based on your personal preferences - Set alerts and manage your content subscriptions Prime Brokerage: The Prime Brokerage mobile application is a platform that presents Matrix data and workflows on iOS devices. The initial rollout allows users to receive notifications alerting them to changes in wire status and approve wires on their mobile device. Upcoming functionality includes viewing securities lending information, margin data, and other account summary information. Foreign Exchange: The Foreign Exchange mobile application allows clients to enter and manage FX orders via mobile application, providing a seamless experience across desktop and mobile device platforms. From this app you can: - Input, amend, and cancel Fusion orders and algorithms - Monitor market rates in real time - View the order blotter showing executed trades - Apply optional notifications for order fills The app also has 2 factor authentication, including Touch ID and Face ID. There is no charge to download the application. A valid Matrix account is required to log in. Standard messaging and data rates from wireless provider may apply. For more info please contact the Matrix Helpdesk

GS Select clients can access liquidity and manage their money on the go. We know clients want more from their wealth partners today, which is why we’re pleased to offer our clients the convenience of the GS Select mobile app. As a GS Select client, you can use our mobile app to: • Log in to your client portal using biometrics or your username and password. • View your loan and savings account details. • Move money into and out of internal and external linked accounts. • Make and schedule payments to your GS Select lending products. • View and change your personal details. • View statements, notices and agreements. You must be a Goldman Sachs Private Bank Select (GS Select) client in order to use this app. This app does not link to other Goldman Sachs businesses. To learn more about GS Select, contact your financial professional or GS Select at (844) 477-1212. Goldman Sachs Private Bank Select® is a business of Goldman Sachs Bank USA, a wholly-owned subsidiary of The Goldman Sachs Group, Inc. Loans and deposit products are provided by Goldman Sachs Bank USA, Salt Lake City branch. Member FDIC. Securities-based loans may not be appropriate for all parties (e.g., borrowers, pledgors, and guarantors) and carry a number of risks, including but not limited to the risk of a market downturn, tax implications if pledged securities are liquidated, and the potential increase in interest rates. You should consider these risks and whether a securities-based loan is appropriate before proceeding. Credit qualification and collateral are subject to approval. Additional terms and conditions apply. Goldman Sachs does not provide legal, tax or accounting advice. This content is for marketing purposes only and is not a substitute for individualized professional advice. Individuals should consult their own tax advisor for matters specific to their own taxes and nothing communicated to you herein should be considered tax advice. Goldman Sachs Private Bank Select is a registered trademark of Goldman Sachs & Co. LLC. ©2023 Goldman Sachs. All Rights Reserved.