Comparison

Morgan Stanley Matrix vs Cubby

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Morgan Stanley Matrix

Access exclusive institutional client features for market insights, prime brokerage management, and foreign exchange trading. Stay updated with real-time data, research, and order management capabilities on the go.

Highlights
  • Proprietary research and market commentary
  • Personalized content feeds and alerts
  • Prime brokerage wire notifications and approvals
  • Real-time FX order entry and management
  • Two-factor authentication (Touch ID/Face ID)
Read full description

The Morgan Stanley Matrix mobile application provides our institutional clients select features from the Matrix platform. These features include Ideas and Research, Prime Brokerage, and Foreign Exchange. You can read more about each of these features below. Ideas and Research: The Ideas and Research mobile application is a powerful way for institutional clients to access Morgan Stanley’s proprietary content. From this app you can: - View the latest sales and trading trade ideas and market commentary from our desks across the globe - Access our unparalleled research from our industry leading analysts, economists, and strategists - Find and follow new authors, topics, and publications - Create your own feed based on your personal preferences - Set alerts and manage your content subscriptions Prime Brokerage: The Prime Brokerage mobile application is a platform that presents Matrix data and workflows on iOS devices. The initial rollout allows users to receive notifications alerting them to changes in wire status and approve wires on their mobile device. Upcoming functionality includes viewing securities lending information, margin data, and other account summary information. Foreign Exchange: The Foreign Exchange mobile application allows clients to enter and manage FX orders via mobile application, providing a seamless experience across desktop and mobile device platforms. From this app you can: - Input, amend, and cancel Fusion orders and algorithms - Monitor market rates in real time - View the order blotter showing executed trades - Apply optional notifications for order fills The app also has 2 factor authentication, including Touch ID and Face ID. There is no charge to download the application. A valid Matrix account is required to log in. Standard messaging and data rates from wireless provider may apply. For more info please contact the Matrix Helpdesk

About

Cubby

Effortlessly track your expenses by snapping photos of receipts. Log spending quickly, set budgets, and visualize your financial habits with clear charts. Manage money across different currencies and languages.

Highlights
  • Receipt scanning with auto-fill
  • Fast manual expense entry
  • Category-based budgeting
  • Spending breakdown charts
  • Multi-currency support
  • Calendar and list views
Features
Read full description

Cubby makes tracking your money effortless. Snap a photo of any receipt and Cubby reads the merchant, amount, and date for you — no typing. Log expenses in seconds, set monthly budgets, and watch a clear breakdown of where your money actually goes. • Scan receipts — auto-fill the details from a photo • Fast manual entry with categories, accounts, and members • Budgets per category with progress tracking • Beautiful charts: see spending by category, payment, or person • Calendar and list views of every expense • Multi-currency with automatic conversion • Available in English, 中文ançais, Deutsch Cubby Pro unlocks: • AI-powered receipt scanning • Cloud sync across all your • Export to Excel & PDF • An ad-free experience Your data stays private — everything lives on your device unless you turn on Cloud Sync. Start taking control of your spending today. Terms of Use (EULA): https://dpyptfikyzzplbtfqfmj.supabase.co/storage/v1/object/public/legal/terms.txt Privacy Policy: https://dpyptfikyzzplbtfqfmj.supabase.co/storage/v1/object/public/legal/privacy.txt

Screenshots

Morgan Stanley Matrix4 screens
Cubby4 screens

Verdict

The call

The clearest difference is rating: Cubby at 5.0 against Morgan Stanley Matrix's 4.2. Cubby also leads on update cadence (every 2 weeks vs every 2 months) and iOS requirement (15.5 vs 18.0). Morgan Stanley Matrix's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cubby sells 2 in-app purchases, starting at $2.99 per month. Morgan Stanley Matrix asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cubby holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Morgan Stanley Matrix has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Morgan Stanley Matrix ships an update every 2 months, Cubby every 2 weeks. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.

Scorecard7 real differences · 3 level
Morgan Stanley Matrix versus Cubby: the parameters behind the verdict, then further details
ParameterMorgan Stanley MatrixCubby
PriceFreeFree
Rating4.2 (5 ratings)5.0 (1 ratings) — better
Positive reviews25.0% of reviews—
Number of ratings5 — better1
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.5 — better
Further details — not scored
Size17 MB91 MB
Age rating4+4+
DeveloperMorgan StanleyHORIZONA LIMITED

Customer experience

Morgan Stanley Matrix

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Cubby

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Morgan Stanley Matrix

No in-app purchases

2 purchases

Cubby

Subscriptions2
  • Cubby Pro Monthly$2.991 Month
  • Cubby Pro Yearly$19.991 Year

Questions

Is Morgan Stanley Matrix free?
Morgan Stanley Matrix is free to download, with no in-app purchases.
Is Cubby free?
Cubby is free to download, with in-app purchases available.
Which has better reviews, Morgan Stanley Matrix or Cubby?
Cubby is rated higher. Morgan Stanley Matrix averages 4.2 out of 5 from 5 ratings, while Cubby averages 5.0 from 1 ratings.
Do Morgan Stanley Matrix or Cubby have ads?
Cubby shows ads; Morgan Stanley Matrix does not.
Which is updated more often, Morgan Stanley Matrix or Cubby?
Morgan Stanley Matrix ships an update every 2 months, and Cubby every 2 weeks. Most recently, Morgan Stanley Matrix was updated on October 8, 2026 and Cubby on October 12, 2026.

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