Comparison

Banking4 Home vs Consumptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banking4 Home

Manage all your bank accounts securely and reliably from one place. Features include automatic transaction categorization, detailed analysis, and secure data storage with cross-platform synchronization. Supports various TAN procedures for safe online banking.

Highlights
  • Cross-bank account management
  • Automatic transaction categorization
  • Detailed financial analysis
  • Secure encrypted data storage
  • Cross-platform data synchronization
  • Electronic bank statement retrieval
  • Support for various TAN procedures
Features
Read full description

Mit Banking4 (vormals Banking 4i) haben Sie alle Ihre Konten bankübergreifend unter Kontrolle – einfach, zuverlässig und sicher. Perfekt kategorisiert und langjährig abrufbar: Splitbuchungen, frei definierbare Kategorien und dynamische Regeln vereinfachen die detaillierte Auswertung der Umsätze – simpel und fast vollautomatisch. Ihre sensiblen Finanzdaten sind im stark verschlüsselten Datentresor sicher aufgehoben - und mit iCloud, Dropbox oder WebDAV können sie sogar Plattform übergreifend genutzt werden. Keine andere App kann so viel: Zum Beispiel echte elektronische Kontoauszüge als PDF abrufen. Sicherheit groß geschrieben: Banking4 steht für besonders sicheres Onlinebanking: Natürlich werden die neuen Chip-TAN, Smart-TAN und Mobile-TAN-Verfahren ebenso unterstützt wie die klassischen TAN-Verfahren. EIGENSCHAFTEN • Girokonto, Tagesgeld, Sparbuch, Wertpapierdepot, Kreditkarte, Festgeld, Währungskonto, Offlinekonto, Kassenbestand • Saldo, Umsätze, Überweisung, Terminaufträge, Daueraufträge, Auslandsüberweisung • Fotoüberweisung • Splitbuchungen und frei definierbare Kategorien • Abruf elektronische Kontoauszüge • Bequemes suchen und filtern von Kontoumsätzen • Erstellen von PDF Ausdrucken • Bankanbindung über FinTS • Überweisung aus QR-Code abfotografieren

About

Consumptions

Track and visualize your utility and resource usage with unlimited entries. Supports data import/export, iCloud sync, and Apple Watch integration for convenient management.

Highlights
  • Unlimited meter and reading entries
  • Data import and export (CSV)
  • iCloud synchronization
  • Apple Watch support
  • Real-time chart zooming and panning
  • Historical meter reading entry
  • Camera scanning for meter IDs and readings
Features
Read full description

Use Consumptions to keep track of the consumptions of electricity, petrol, heating oil, water and other free definably meters. All meter readings can be displayed in a chart. There are no limits in the number of meters and readings. The app supports the import and export of csv files. For backup reasons you can also export and import the whole database. Consumptions supports iCloud Sync. You are not forced exactly on the first of the month to enter the readings, because the app can interpolate missing values. The app also contains an extension for the Apple Watch. Enter the current meter reads simply on your wrist. Features: - iOS 13 ready, import data from other sources, more information on bigger iPhones - Dark Mode support - Apple Watch support - Enter historical meter readings - Unlimited number of meters and readings - Virtual meters - Groups of meters - Zoom and move the graph in real time with finger gesture - Line charts and pie charts - iCloud sync support - enter the readings at your iPhone and analyse the diagram on your iPad - Sharing of the history and the reports (send, print, open in) - Import and export the database and csv files - Show the consumptions for whole weeks, moths, quarters and years - Support of replaced meters - Full 64bit - Dynamic Type - Scan the Meter ID and the Meter Readings with the camera

Screenshots

Banking4 Home4 screens
Consumptions4 screens

Verdict

The call

The clearest difference is review sentiment: Banking4 Home at 95% against Consumptions's 46%. Banking4 Home also leads on update cadence (fortnightly vs every 2 months) and device support (4 vs 2). Consumptions's advantage is price (Free vs $8.99). On ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Consumptions is free to download; Banking4 Home costs $8.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Banking4 Home ships an update fortnightly, Consumptions every 2 months. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
Banking4 Home versus Consumptions: the parameters behind the verdict, then further details
ParameterBanking4 HomeConsumptions
Price$8.99Free — better
Rating4.0 (1K ratings) — better—
Positive reviews95.5% of reviews — better46.2% of reviews
Number of ratings1K — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS14.0 — better16.0
Further details — not scored
Size72 MB4 MB
Age rating4+4+
DeveloperSubsembly GmbHMatthias Rudolph

Customer experience

Banking4 Home

All ratings1,011 ratings
Positive72.7%
Neutral7.1%
Negative20.2%
Written reviews22 reviews
Positive95.5%
Neutral4.5%
Negative0.0%

Consumptions

Written reviews26 reviews
Positive46.2%
Neutral0.0%
Negative53.8%

In-app purchases

None

Banking4 Home

No in-app purchases

None

Consumptions

No in-app purchases

Questions

Is Banking4 Home free?
Banking4 Home costs $8.99, with no in-app purchases.
Is Consumptions free?
Consumptions is free to download, with no in-app purchases.
Do Banking4 Home or Consumptions have ads?
Neither Banking4 Home nor Consumptions shows ads.
Which is updated more often, Banking4 Home or Consumptions?
Banking4 Home ships an update fortnightly, and Consumptions every 2 months. Most recently, Banking4 Home was updated on October 23, 2026 and Consumptions on October 21, 2026.

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