Comparison

雲端發票 vs 華銀企業行動+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

雲端發票

Features
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雲端發票是一款以「環保生活、便利消費」為訴求的電子發票APP,我們針對消費者設計出發票管理、自動對獎、消費分析、生活繳費等各項功能,成為您生活中最聰明的發票工具! 【最齊全的發票管理】 - 手機條碼存發票,減少紙本愛護環境 - 獨家商家小圖示,消費明細一目了然 - 掃描紙本(電子/傳統)發票,隨掃即看方便整理 - 支援多個發票搜尋篩選條件,可快速查詢過去消費紀錄 - 發票明細可「文字備註」,幫您省去大腦的記憶容量 - 唯一支援網站查詢近兩期發票明細,大螢幕查看一目瞭然 【超快速的自動對獎】 - 一般獎、專屬雲端獎幫您自動對獎,不需逐一比對落落長的雲端專屬獎清單 - 紙本(電子/傳統)發票輕鬆掃描,系統對獎快速又正確 - 後三碼快速對獎,按按手機即可知有無中獎 - 設定領獎帳戶資料,中獎發票獎金自動匯款 - 貼心中獎/領獎推播通知,記得打開通知設定,不漏接天降錢財的好機會! 【最真實的商品評價】 - 你有買過好物/雷品的經驗嗎?快透過「發票明細」給星評價,成為「專業防雷達人」! - 探索雲端精選真實消費心得,隨時分享與查詢商品心得,幫您購物防雷 【最智慧的消費分析】 - 超智慧「消費分析」花費類別佔比、走勢、排行榜、行事曆,自動幫您「微記帳」 - 可隨意切換消費分析週期、走勢,及消費行事曆,滿足各種需求 - 點擊消費分類「變更類別」可手動選擇消費分類 【便利消費小工具】 - 存入「會員卡」,減輕錢包重量,手機就是卡片匣 - 手機條碼「widget小工具」設定為捷徑,結帳時無需解鎖,出示手機即可快速給店員掃描! - 支援「App解鎖密碼」,可設定生物辨識(指紋/臉孔辨識),保護您的發票隱私 - 超智慧「消費分析」,掌握日常花費消費習慣 - 支援多種「生活繳費」,繳費帳單免跑超商,省時省力超迅速 - 支援「Apple Watch」,免手機也能快速掃條碼! 【 一手掌握最新消息】 - FB粉絲專頁按個讚:『雲端發票-電子發票好幫手』 - 官方網站走走:https://www.ecloudlife.com/w/ - 追蹤IG:https://www.instagram.com/ecloudlife/ - 私訊客服專人回覆:http://m.me/eCloudLife - 記得定期更新App可看到有趣的「更新日記」喔!若喜歡我們的話,歡迎介紹我們給周遭的親朋好友喔!

About

華銀企業行動+

This app provides a streamlined mobile banking experience for small and medium-sized businesses. It offers features for account inquiries, transfers, loan disbursement, foreign exchange, and bill payments, all accessible through a user-friendly interface.

Highlights
  • Account balance and transaction inquiries
  • Domestic and foreign currency transfers
  • Online loan disbursement
  • Foreign exchange rate previews and trading
  • Bill and tax payment
  • Push notifications for incoming payments
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『華銀企業行動+』APP,為中小企業主、企業中高階主管「行動商務」需求,規劃功能簡潔的操作介面,藉由使用者需求做為APP開發理念,打造貼心的行動應用服務。 ※APP服務項目※ 【帳務查詢】 提供臺、外幣及託收票據總覽、存款交易明細,並支援集團查詢功能。 【轉帳服務】 台、外幣單筆轉帳、支援台幣整批交易核放及台幣轉帳後增列常用帳號功能。 【授信動撥】 企業具有本行短期放款或短期擔保有效額度,線上指示免跑分行,達到快速融資目的。 【快速預覽】 事前約定免登入,快速得知外匯即期匯率等關鍵訊息。 【應收帳款通知】 特定入帳金額、指定帳號,APP主動提供通知,追蹤訊息不漏接。 【買賣外幣】 透過匯率到價服務,提供外幣買賣功能,單人模式的企業戶支援IXML憑證申報,持續擴充企業行動應用場景。 【外匯匯入款查詢/解款】 透過APP即可查詢國外客戶匯入款項,並解款入帳。 【繳費稅功能】 提供國稅、地方稅、中華電信、健保費、國民年金等,共10種繳費項目。 【外幣定存服務】 透過台幣、外幣承做外幣定存功能,讓企業對自有資金能做更有效率的配置。 後續開發項目:陸續新增外匯匯出匯款覆核/放行功能、增列多元繳費交易、強化行動裝置簽章等便利功能,持續站在您的角度,優化各項線上服務。 ※APP使用權限說明※ 【Face ID/指紋辨識】 透過行動裝置所提供的生物識別方式,應用在快速登入服務之中。 【通知】 APP如提供推播訊息時,需同意本項權限。 【行動數據】 APP需在連線環境下才可使用。 【相機】 係應用在APP繳費稅項目,透由鏡頭識別條碼內容匯入,節省人為輸入時間。 ※隱私權聲明※ 當您下載此App時,即代表您已詳閱並同意本行網站「隱私權保護聲明」。 【隱私權保護聲明】https://hncb.tw/83t8sp/ ※華南銀行提醒您※ 為確保您的機構有關銀行帳務及線上交易安全,建議安裝防護軟體,並避免使用JB等行動裝置。 本行APP僅透過官方下載管道(如App Store)提供,請勿於非官方來源下載或安裝,以確保您使用安全並避免資訊安全風險。

Screenshots

雲端發票4 screens
華銀企業行動+3 screens

Verdict

The call

雲端發票 and 華銀企業行動+ both sit at 4.8 stars, but that hides the real split: 81% of 雲端發票's written reviews are positive against 0% of 華銀企業行動+'s. 雲端發票 also leads on ratings volume (704 vs 18) and update cadence (every 3 weeks vs every 2 months). 華銀企業行動+'s advantage is in-app purchases (none vs 10) and iOS requirement (12.0 vs 15.0). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 雲端發票 sells 10 one-off in-app purchases. 華銀企業行動+ asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 雲端發票 against 4.7 for 華銀企業行動+. That said, the two scores are not equally well evidenced: 雲端發票 has 704 ratings behind it against 18, so its average is the more settled of the two. Written reviews are what separate them: 81% of 雲端發票's written reviews are positive against 0% of 華銀企業行動+'s.

UpkeepUpdate frequency

雲端發票 ships an update every 3 weeks, 華銀企業行動+ every 2 months. The most recent releases landed on October 12, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 5 level
雲端發票 versus 華銀企業行動+: the parameters behind the verdict, then further details
Parameter雲端發票華銀企業行動+
PriceFreeFree
Rating4.8 (704 ratings) — better4.7 (18 ratings)
Positive reviews81.0% of reviews — better0.0% of reviews
Number of ratings704 — better18
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size119 MB82 MB
Age rating4+17+
Developer雲端Hua Nan Commercial Bank

Customer experience

雲端發票

All ratings704 ratings
Positive97.6%
Neutral1.4%
Negative1.0%
Written reviews63 reviews
Positive81.0%
Neutral11.1%
Negative7.9%

華銀企業行動+

All ratings16 ratings
Positive87.5%
Neutral6.3%
Negative6.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

雲端發票

Reported bugs

2 issues
  • Login screen freezes on certain devices
  • Incompatibility with older iOS versions

Requested features

3 requests
  • Expand support for traditional paper receipts
  • Add multi-language options (English, etc.)
  • Improve stability and reduce app crashes

華銀企業行動+

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

雲端發票

One-time10
  • 勾等小鴨$0.49
  • 令薄荷茶$0.49
  • 珍妮芋頭$0.49
Show 7 more
  • 尚恩蘇打$0.49
  • 艾瑪柑橘$0.49
  • 山羊藍調$0.49
  • 愛娃黑糖$0.49
  • 雪莉腕龍$0.49
  • 伊森抹茶$0.49
  • 維尼蜂蜜$0.49
None

華銀企業行動+

No in-app purchases

Questions

Is 雲端發票 free?
雲端發票 is free to download, with in-app purchases available.
Is 華銀企業行動+ free?
華銀企業行動+ is free to download, with no in-app purchases.
Which has better reviews, 雲端發票 or 華銀企業行動+?
雲端發票 is rated higher. 雲端發票 averages 4.8 out of 5 from 704 ratings, while 華銀企業行動+ averages 4.7 from 18 ratings.
Do 雲端發票 or 華銀企業行動+ have ads?
Neither 雲端發票 nor 華銀企業行動+ shows ads.
Which is updated more often, 雲端發票 or 華銀企業行動+?
雲端發票 ships an update every 3 weeks, and 華銀企業行動+ every 2 months. Most recently, 雲端發票 was updated on October 12, 2026 and 華銀企業行動+ on October 2, 2026.

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