Comparison

沃钱包 vs 星图金融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

沃钱包

A professional mobile wallet offering a range of life services and financial information. It allows for convenient bill payments, mobile top-ups, credit card repayments, and access to financial products. Enjoy exclusive discounts and rewards.

Highlights
  • Bill payments
  • Mobile top-ups
  • Credit card repayments
  • Financial information services
  • Exclusive discounts
  • Rewards program
Features
Read full description

沃钱包是联通支付有限公司为广大用户倾力打造的,集生活服务和金融信息服务为一体的专业移动钱包。提供通信交费、生活缴费、联通电子券、信用卡还款、金融信息服务等功能。优惠不断,惊喜多多~ 主要功能: 1.充值、转账、提现,方便快捷,免手续费; 2.通信交费,话费充值有优惠; 3.生活缴费,让您足不出户把费缴; 4.联通电子券可兑换多种卡券及权益,超市购物也能用; 5.天天领立减金,每周瓜分万元奖励。

About

星图金融

Features
Read full description

星图金融(原苏宁金融)作为一款集贷款、理财、支付、保险、便民生活服务于一体的综合性平台,致力于为普通用户、企业商户、持牌金融机构提供全方位、一体化的综合金融服务。在这里,你可以: 【轻松借钱】 额度高至20万,线上申请,审核快至20秒 年化利率4.8%至24%(单利),领券至高免息30天 【稳健理财】 持牌专业金融平台,优质金融机构深度合作 精选理财、基金、保险等优质产品,助力财富增值 【便民生活】 生活大小事,一站全掌握!地铁5折起,话费折扣多;秒还信用卡、灵活转账,让生活更省心,让支付更便捷! 秒还信用卡:0手续费,天天打卡必得6元信用卡还款金 积分抵话费:积分当钱花,直抵话费!额外可得5元话费券 【精彩活动】 天天领现金:做任务领金币,无门槛随时提现,连玩30天必得10元 积分当钱花:签到赚积分,1积分起兑大牌,爆款单品包邮到家 【联系我们】 在您使用过程中遇到任何问题,可联系客服热线95177。 温馨提示:贷款实际额度、利率以系统审批为准,贷款有风险,请根据个人能力合理借贷,避免逾期。营销活动具体细则以APP内活动规则为准,产品历史业绩仅供参考,市场有风险,投资需谨慎。

Screenshots

沃钱包3 screens
星图金融4 screens

Verdict

The call

The clearest difference is rating: 星图金融 at 4.7 against 沃钱包's 2.9. 星图金融 also leads on ads (none vs shown) and ratings volume (128K vs 2K). On price, review sentiment, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

星图金融 holds the better App Store score, 4.7 against 2.9. That said, the two scores are not equally well evidenced: 星图金融 has 128K ratings behind it against 2K, so its average is the more settled of the two. Written reviews complicate that: 74% of 沃钱包's written reviews are positive against 68% of 星图金融's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

沃钱包 ships an update every 2 months, 星图金融 monthly. Both last shipped on October 9, 2026.

Scorecard5 real differences · 5 level
沃钱包 versus 星图金融: the parameters behind the verdict, then further details
Parameter沃钱包星图金融
PriceFreeFree
Rating2.9 (2K ratings)4.7 (128K ratings) — better
Positive reviews73.5% of reviews — better67.6% of reviews
Number of ratings2K128K — better
Update frequencyEvery 2 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size135 MB119 MB
Age rating17+17+
DeveloperUnicompay Co., Ltd.Shanghai STAR ATLAS Financial Services Group Co., Ltd.

Customer experience

沃钱包

All ratings17 ratings
Positive11.8%
Neutral0.0%
Negative88.2%
Written reviews34 reviews
Positive73.5%
Neutral2.9%
Negative23.5%

星图金融

All ratings141 ratings
Positive83.0%
Neutral2.8%
Negative14.2%
Written reviews34 reviews
Positive67.6%
Neutral2.9%
Negative29.4%

In-app purchases

None

沃钱包

No in-app purchases

None

星图金融

No in-app purchases

Questions

Is 沃钱包 free?
沃钱包 is free to download, with no in-app purchases.
Is 星图金融 free?
星图金融 is free to download, with no in-app purchases.
Which has better reviews, 沃钱包 or 星图金融?
星图金融 is rated higher. 沃钱包 averages 2.9 out of 5 from 2K ratings, while 星图金融 averages 4.7 from 128K ratings.
Do 沃钱包 or 星图金融 have ads?
沃钱包 shows ads; 星图金融 does not.
Which is updated more often, 沃钱包 or 星图金融?
沃钱包 ships an update every 2 months, and 星图金融 monthly. Most recently, 沃钱包 was updated on October 9, 2026 and 星图金融 on October 9, 2026.

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