Comparison

Balance Guide Lite vs Budget Planner 360

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance Guide Lite

Easily manage your finances and plan your budget. This app helps you track your account balance, upcoming bills, and spending habits. It offers forecasting for future finances and allows for quick correction of your balance without needing to enter every transaction.

Highlights
  • Dark mode
  • Recurring transaction setup
  • Financial forecasting
  • Pie charts and graphs
  • Customizable categories
  • PIN security
Features
Read full description

HOW MUCH MONEY WILL YOU SAVE ? A guide to your account balance, simple to use and not aimed at accountants. Makes it easy to plan a budget and see the status of your account with upcoming bills and see where your money is going. With Balance Guide you can quickly setup your recurring bills and deposits and produce a forecast of your finances for the months ahead. Later, you don't have to worry about entering all your transactions from your bank statement with the added bonus that you can easily correct your balance at any time. FEATURES - Dark mode - NEW - Multiple Accounts, transfer between account (ONLY AVAILABLE ONCE UPGRADED) - Setup recurring transactions for forecasting - Forecast calendar (ONLY AVAILABLE ONCE UPGRADED) - Now includes optimisation for iPhone X, XR and XS Max. - Clear / light colour scheme - All accounts summary information (not available for iPhone 4s / ONLY AVAILABLE ONCE UPGRADED) - Pie charts / graphs to show your financial status - Backup / Restore with Dropbox (ONLY AVAILABLE ONCE UPGRADED) - Simple customisable of categories to group your transactions e.g. "Utility Bills" - Tutorial / walk through showing you how to get started - Help pages, if you need to read about functionality in more depth - Correct balance at any time, so you don't need to enter all your transactions - PIN security, to protect your information from prying eyes REVIEWS This App is so good! ***** Really easy to use, looked at loads of others, but this has all you need. Your income v outgoings and lets you know where you stand on a monthly basis! I will and do recommend! Great App. Excellent tool ! ***** I have been looking for a handy app to organise my finances for ages. This is simple to use & very helpful when planning ahead. Would highly recommend Checkout our Demo video - http://youtu.be/3NrxZE_yFag SUPPORT Balance Guide uses the default currency set on your device, so there’s no complicated setup / installation. If you need help there are several methods available. Firstly, the tutorial, which is a kind of walkthrough. There’s also helps pages, providing in depth information. How to ask questions and contact us - - Use the contact form via my website, I'm happy to help. - Follow the app on twitter http://twitter.com/BalanceGuideApp - Like the app on facebook https://www.facebook.com/balanceguideapp NOTE: I'm unable to respond to bug reports left in reviews. Each new version wipes out all old reviews so please take the time to leave a review for the new version. As it’s not possible to reply to reviews on the app store, please use the new feedback features to tell us what you think. You can also join our beta programme and gain access to new features early.

About

Budget Planner 360

Manage your personal finances with this user-friendly app. Track income and expenses, set savings goals, and visualize spending patterns with reports and charts. Secure your data with a passcode lock and utilize built-in currency exchange.

Highlights
  • Quick transaction entry
  • Income/expense tracking by category
  • Daily, weekly, monthly summaries
  • Passcode lock for security
  • Customizable spending categories
  • Visual reports and charts
  • Built-in currency exchange
  • Notes and reminders
Features
Read full description

Budget Planner 360 is an easy and very user friendly personal finance app and budget planner. Budget Planner 360 is FREE, private and secure with a passcode lock option. It will greatly help you achieve your saving goals with many options available and the quick look at the monthly transactions under different categories. Features: -Add Transactions quickly -Add income/expense transactions with different categories -Summary for day/week/month -Passcode lock -Customize the spending categories -Reports and Charts makes it much easier to visualize -Currency Exchange built in with the app -Notes and reminders for future transactions and bills -Find Reports and transactions by date Now it is possible to take control of your money with Budget Planner 360.

Screenshots

Balance Guide Lite4 screens
Budget Planner 3604 screens

Verdict

The call

The clearest difference is review sentiment: Balance Guide Lite at 88% against Budget Planner 360's 50%. Balance Guide Lite also leads on update cadence (every 5 months vs every 67 months) and rating (4.2 vs 3.8). Budget Planner 360's advantage is iOS requirement (9.0 vs 12.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Balance Guide Lite sells 1 one-off in-app purchase and Budget Planner 360 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Balance Guide Lite holds the better App Store score, 4.2 against 3.8. Both are backed by a comparable volume of ratings — 12 and 4 respectively. Written reviews point the same way: 88% of Balance Guide Lite's written reviews are positive against 50% of Budget Planner 360's.

UpkeepUpdate frequency

Balance Guide Lite ships an update every 5 months, Budget Planner 360 every 67 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard5 real differences · 5 level
Balance Guide Lite versus Budget Planner 360: the parameters behind the verdict, then further details
ParameterBalance Guide LiteBudget Planner 360
PriceFreeFree
Rating4.2 (12 ratings) — better3.8 (4 ratings)
Positive reviews88.2% of reviews — better50.0% of reviews
Number of ratings12 — better4
Update frequencyEvery 5 months — betterEvery 67 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.09.0 — better
Further details — not scored
Size70 MB7 MB
Age rating4+4+
DeveloperMindwarp Consultancy LtdPresto Tech

Customer experience

Balance Guide Lite

All ratings12 ratings
Positive66.7%
Neutral25.0%
Negative8.3%
Written reviews34 reviews
Positive88.2%
Neutral11.8%
Negative0.0%

Budget Planner 360

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

1 purchases

Balance Guide Lite

One-time1
  • No Ads, Multiple Accounts + Dropbox backup$2.99
1 purchases

Budget Planner 360

One-time1
  • Pro Upgrade$0.99

Questions

Is Balance Guide Lite free?
Balance Guide Lite is free to download, with in-app purchases available.
Is Budget Planner 360 free?
Budget Planner 360 is free to download, with in-app purchases available.
Which has better reviews, Balance Guide Lite or Budget Planner 360?
Balance Guide Lite is rated higher. Balance Guide Lite averages 4.2 out of 5 from 12 ratings, while Budget Planner 360 averages 3.8 from 4 ratings.
Do Balance Guide Lite or Budget Planner 360 have ads?
Neither Balance Guide Lite nor Budget Planner 360 shows ads.
Which is updated more often, Balance Guide Lite or Budget Planner 360?
Balance Guide Lite ships an update every 5 months, and Budget Planner 360 every 67 months. Most recently, Balance Guide Lite was updated on November 1, 2026 and Budget Planner 360 on November 2, 2026.

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