Comparison

Balance Guide Lite vs Future Balance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance Guide Lite

Easily manage your finances and plan your budget. This app helps you track your account balance, upcoming bills, and spending habits. It offers forecasting for future finances and allows for quick correction of your balance without needing to enter every transaction.

Highlights
  • Dark mode
  • Recurring transaction setup
  • Financial forecasting
  • Pie charts and graphs
  • Customizable categories
  • PIN security
Features
Read full description

HOW MUCH MONEY WILL YOU SAVE ? A guide to your account balance, simple to use and not aimed at accountants. Makes it easy to plan a budget and see the status of your account with upcoming bills and see where your money is going. With Balance Guide you can quickly setup your recurring bills and deposits and produce a forecast of your finances for the months ahead. Later, you don't have to worry about entering all your transactions from your bank statement with the added bonus that you can easily correct your balance at any time. FEATURES - Dark mode - NEW - Multiple Accounts, transfer between account (ONLY AVAILABLE ONCE UPGRADED) - Setup recurring transactions for forecasting - Forecast calendar (ONLY AVAILABLE ONCE UPGRADED) - Now includes optimisation for iPhone X, XR and XS Max. - Clear / light colour scheme - All accounts summary information (not available for iPhone 4s / ONLY AVAILABLE ONCE UPGRADED) - Pie charts / graphs to show your financial status - Backup / Restore with Dropbox (ONLY AVAILABLE ONCE UPGRADED) - Simple customisable of categories to group your transactions e.g. "Utility Bills" - Tutorial / walk through showing you how to get started - Help pages, if you need to read about functionality in more depth - Correct balance at any time, so you don't need to enter all your transactions - PIN security, to protect your information from prying eyes REVIEWS This App is so good! ***** Really easy to use, looked at loads of others, but this has all you need. Your income v outgoings and lets you know where you stand on a monthly basis! I will and do recommend! Great App. Excellent tool ! ***** I have been looking for a handy app to organise my finances for ages. This is simple to use & very helpful when planning ahead. Would highly recommend Checkout our Demo video - http://youtu.be/3NrxZE_yFag SUPPORT Balance Guide uses the default currency set on your device, so there’s no complicated setup / installation. If you need help there are several methods available. Firstly, the tutorial, which is a kind of walkthrough. There’s also helps pages, providing in depth information. How to ask questions and contact us - - Use the contact form via my website, I'm happy to help. - Follow the app on twitter http://twitter.com/BalanceGuideApp - Like the app on facebook https://www.facebook.com/balanceguideapp NOTE: I'm unable to respond to bug reports left in reviews. Each new version wipes out all old reviews so please take the time to leave a review for the new version. As it’s not possible to reply to reviews on the app store, please use the new feedback features to tell us what you think. You can also join our beta programme and gain access to new features early.

About

Future Balance

Forecast your financial future by inputting income, expenses, and desired purchases. Understand when you can afford your goals and identify potential shortfalls to plan accordingly.

Highlights
  • Forecast future bank balance
  • Add future income and expenses
  • Track wish list item affordability
  • Identify upcoming financial shortfalls
  • Prioritize 'ASAP' transactions
  • Offline data storage
Features
Read full description

Find out when you will have enough money for what you want and then have fun buying it! Always have money for your needs by knowing the foreseeable future of your bank account balance. If there's a shortage coming up, know precisely when and how much it is so you can plan accordingly. 1. Add your future income, expenses, and wish list (bills, uncleared checks, common expenses, vacations, etc.). 2. Fill in your bank account balance. 3. See where you stand now and in the future: when you can afford wish list items, how much you're over or under each month, how much time you have before you’ll come up short, etc. Stop being overwhelmed trying to keep up with categorizing every transaction. Become a successful provider for your family by always being able to pay bills on time, save up for vacations, and know where you stand. When you add the transactions you expect to happen, along with your bank account balance, Future Balance will tell you how much extra money you have! If you'll come up short, it will tell you when and by how much. When you add a transaction without a date (marked as ASAP), it will figure out the date for you. You can prioritize these ASAP transactions. It's unlike other apps that give you the daily work of going through every transaction that shows up in your bank account, categorizing them, etc. With Future Balance, what's past is past. It is focused on the future. When you want to see the past, look at your bank's web site, mint.com, or another tool. Your information is safe! Future Balance doesn't even ask for permission to connect to the internet! Future Balance never asks for your bank's name or account number. Future Balance and its affiliates never use your data or share it with anyone (unless legally required). It does not contact your bank for any reason. In fact, the data never even leaves your device! For utilities or other bills that may change each month, you can estimate the amount. Often (especially utility companies) have an "equal payment" plan that evens out the payments throughout the year, which can simplify the work. If you don't use direct deposit for your paychecks, you may want to put the latest possible date that you'd deposit it to be safe. For bills that are automatically withdrawn, you may want to put the soonest date that it could come out of your bank account to be safe. For groceries and other spending that changes constantly, estimate the amounts. What may work even better is to set up automatic transfers to a separate bank account (or a few) for that spending. If you do that, you can see how much you have in those areas by simply looking at their dedicated bank account balance. This works because debit cards (and ATMs) show up immediately in your bank account. When you write a check, you can add the future cashing of it as an expected transaction. We love feedback and suggestions! Please send feedback to support@ericpabstlifecoach.com or post on "Eric Pabst Life Coach" on Facebook!

Screenshots

Balance Guide Lite4 screens
Future Balance4 screens

Verdict

The call

The clearest difference is rating: Future Balance at 5.0 against Balance Guide Lite's 4.2. Future Balance also leads on in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 5 months). Balance Guide Lite's advantage is ratings volume (12 vs 1) and iOS requirement (12.0 vs 15.3). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Balance Guide Lite sells 1 one-off in-app purchase. Future Balance asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Future Balance holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Balance Guide Lite has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 88% of Balance Guide Lite's written reviews are positive against 100% of Future Balance's.

UpkeepUpdate frequency

Balance Guide Lite ships an update every 5 months, Future Balance every 3 weeks. The most recent releases landed on October 1, 2026 and October 4, 2026 respectively.

Scorecard7 real differences · 3 level
Balance Guide Lite versus Future Balance: the parameters behind the verdict, then further details
ParameterBalance Guide LiteFuture Balance
PriceFreeFree
Rating4.2 (12 ratings)5.0 (1 ratings) — better
Positive reviews88.2% of reviews100.0% of reviews — better
Number of ratings12 — better1
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.3
Further details — not scored
Size70 MB45 MB
Age rating4+4+
DeveloperMindwarp Consultancy LtdEric Pabst

Customer experience

Balance Guide Lite

All ratings12 ratings
Positive66.7%
Neutral25.0%
Negative8.3%
Written reviews34 reviews
Positive88.2%
Neutral11.8%
Negative0.0%

Future Balance

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Balance Guide Lite

One-time1
  • No Ads, Multiple Accounts + Dropbox backup$2.99
None

Future Balance

No in-app purchases

Questions

Is Balance Guide Lite free?
Balance Guide Lite is free to download, with in-app purchases available.
Is Future Balance free?
Future Balance is free to download, with no in-app purchases.
Which has better reviews, Balance Guide Lite or Future Balance?
Future Balance is rated higher. Balance Guide Lite averages 4.2 out of 5 from 12 ratings, while Future Balance averages 5.0 from 1 ratings.
Do Balance Guide Lite or Future Balance have ads?
Neither Balance Guide Lite nor Future Balance shows ads.
Which is updated more often, Balance Guide Lite or Future Balance?
Balance Guide Lite ships an update every 5 months, and Future Balance every 3 weeks. Most recently, Balance Guide Lite was updated on October 1, 2026 and Future Balance on October 4, 2026.

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