Comparison

Balance Guide Lite vs Bills Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance Guide Lite

Easily manage your finances and plan your budget. This app helps you track your account balance, upcoming bills, and spending habits. It offers forecasting for future finances and allows for quick correction of your balance without needing to enter every transaction.

Highlights
  • Dark mode
  • Recurring transaction setup
  • Financial forecasting
  • Pie charts and graphs
  • Customizable categories
  • PIN security
Features
Read full description

HOW MUCH MONEY WILL YOU SAVE ? A guide to your account balance, simple to use and not aimed at accountants. Makes it easy to plan a budget and see the status of your account with upcoming bills and see where your money is going. With Balance Guide you can quickly setup your recurring bills and deposits and produce a forecast of your finances for the months ahead. Later, you don't have to worry about entering all your transactions from your bank statement with the added bonus that you can easily correct your balance at any time. FEATURES - Dark mode - NEW - Multiple Accounts, transfer between account (ONLY AVAILABLE ONCE UPGRADED) - Setup recurring transactions for forecasting - Forecast calendar (ONLY AVAILABLE ONCE UPGRADED) - Now includes optimisation for iPhone X, XR and XS Max. - Clear / light colour scheme - All accounts summary information (not available for iPhone 4s / ONLY AVAILABLE ONCE UPGRADED) - Pie charts / graphs to show your financial status - Backup / Restore with Dropbox (ONLY AVAILABLE ONCE UPGRADED) - Simple customisable of categories to group your transactions e.g. "Utility Bills" - Tutorial / walk through showing you how to get started - Help pages, if you need to read about functionality in more depth - Correct balance at any time, so you don't need to enter all your transactions - PIN security, to protect your information from prying eyes REVIEWS This App is so good! ***** Really easy to use, looked at loads of others, but this has all you need. Your income v outgoings and lets you know where you stand on a monthly basis! I will and do recommend! Great App. Excellent tool ! ***** I have been looking for a handy app to organise my finances for ages. This is simple to use & very helpful when planning ahead. Would highly recommend Checkout our Demo video - http://youtu.be/3NrxZE_yFag SUPPORT Balance Guide uses the default currency set on your device, so there’s no complicated setup / installation. If you need help there are several methods available. Firstly, the tutorial, which is a kind of walkthrough. There’s also helps pages, providing in depth information. How to ask questions and contact us - - Use the contact form via my website, I'm happy to help. - Follow the app on twitter http://twitter.com/BalanceGuideApp - Like the app on facebook https://www.facebook.com/balanceguideapp NOTE: I'm unable to respond to bug reports left in reviews. Each new version wipes out all old reviews so please take the time to leave a review for the new version. As it’s not possible to reply to reviews on the app store, please use the new feedback features to tell us what you think. You can also join our beta programme and gain access to new features early.

About

Bills Manager

This finance app helps you manage your payments and avoid late fees with a simple, intuitive design. Track upcoming and past due bills, set custom reminders, and attach photos for easy reference. All your data is stored locally on your device for enhanced privacy.

Highlights
  • Monthly bill tracking
  • Calendar view
  • Customizable notifications
  • Passcode and Touch ID protection
  • Attach photos to bills
  • Recurring bills management
  • Data backup and restore
Features
Read full description

Bills Manager helps you stay on top of your payments and avoid costly late fees. With a clean and intuitive design, it makes tracking your bills simple and stress-free. The concept is straightforward — easily keep track of what’s been paid and what’s coming due each month. No registration, no bank connection, and no Internet required. All your data stays safely on your iPhone, and you can manually back up or restore it at any time. Main Features: - Monthly bill list, sorted by status and due date - Calendar view - Past due and upcoming bills overview - Passcode and Touch ID protection - Recurring bills - Attach photos to bills - AutoPay tracking - Customizable notifications (choose how many days before and at what time you’re reminded) - Backup and restore via Dropbox - Account history - Quick Pay option - Charts by month, quarter, or year - Custom icons and colors to identify bills easily If you enjoy using Bills Manager, please take a moment to rate or review the app — your feedback helps us make it even better!

Screenshots

Balance Guide Lite4 screens
Bills Manager4 screens

Verdict

The call

The clearest difference is rating: Bills Manager at 4.8 against Balance Guide Lite's 4.2. Bills Manager also leads on update cadence (every 2 weeks vs every 5 months) and ratings volume (8.1K vs 12). Balance Guide Lite's advantage is ads (none vs shown) and iOS requirement (12.0 vs 17.0). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Balance Guide Lite sells 1 one-off in-app purchase and Bills Manager sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Bills Manager holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Bills Manager has 8.1K ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 88% of Balance Guide Lite's written reviews are positive against 85% of Bills Manager's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Balance Guide Lite ships an update every 5 months, Bills Manager every 2 weeks. The most recent releases landed on November 1, 2026 and November 9, 2026 respectively.

Scorecard5 real differences · 5 level
Balance Guide Lite versus Bills Manager: the parameters behind the verdict, then further details
ParameterBalance Guide LiteBills Manager
PriceFreeFree
Rating4.2 (12 ratings)4.8 (8.1K ratings) — better
Positive reviews88.2% of reviews — better85.4% of reviews
Number of ratings128.1K — better
Update frequencyEvery 5 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS12.0 — better17.0
Further details — not scored
Size70 MB16 MB
Age rating4+4+
DeveloperMindwarp Consultancy LtdJose Fabian Pena

Customer experience

Balance Guide Lite

All ratings12 ratings
Positive66.7%
Neutral25.0%
Negative8.3%
Written reviews34 reviews
Positive88.2%
Neutral11.8%
Negative0.0%

Bills Manager

All ratings8,132 ratings
Positive96.2%
Neutral1.8%
Negative1.9%
Written reviews247 reviews
Positive85.4%
Neutral6.1%
Negative8.5%

Bugs and requests

Balance Guide Lite

Not enough reviews yet to summarise bugs or requests.

Bills Manager

Reported bugs

3 issues
  • Recurring bills automatically turning off
  • Paid bills getting unmarked after app use
  • Crashes when marking bills as paid

Requested features

5 requests
  • Option to set bills with no end date
  • Ability to track paydays and link them to bills
  • Export/import functionality for bill data
  • Customizable notification settings
  • Integration with mobile banking apps

In-app purchases

1 purchases

Balance Guide Lite

One-time1
  • No Ads, Multiple Accounts + Dropbox backup$2.99
1 purchases

Bills Manager

One-time1
  • Remove ads$5.99

Questions

Is Balance Guide Lite free?
Balance Guide Lite is free to download, with in-app purchases available.
Is Bills Manager free?
Bills Manager is free to download, with in-app purchases available.
Which has better reviews, Balance Guide Lite or Bills Manager?
Bills Manager is rated higher. Balance Guide Lite averages 4.2 out of 5 from 12 ratings, while Bills Manager averages 4.8 from 8.1K ratings.
Do Balance Guide Lite or Bills Manager have ads?
Bills Manager shows ads; Balance Guide Lite does not.
Which is updated more often, Balance Guide Lite or Bills Manager?
Balance Guide Lite ships an update every 5 months, and Bills Manager every 2 weeks. Most recently, Balance Guide Lite was updated on November 1, 2026 and Bills Manager on November 9, 2026.

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