BMCE Direct vs SALAFIN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMCE Direct
Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.
- Account balance and history consultation
- Secure transfers to own and other banks
- Bill payment for utilities and more
- Prepaid card recharge
- Checkbook ordering
- Online subscription to banking products
- Card personalization and management
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BMCE Direct: Your bank at your fingertips, 24/7 Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA. Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want : •Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink. • Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost. • Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks. • Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs. • Checkbook order: Order a new checkbook directly from your application. • Online subscription: Subscribe to a bank card or savings or assistance products with ease. • Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.). • Download documents: Access your account notices, bank statements, RIB and IBAN. • Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS). • Contact: Communicate with your advisor or make an appointment at an agency directly from the application. And much more ! Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad). BMCE Direct: Your bank that supports you on a daily basis.
SALAFIN
Manage your credit operations on the go with this finance app. Track repayments, access statements, and make various credit-related requests autonomously. Securely access your personal space to monitor your financial activities anytime, anywhere.
- Track credit operations
- Monitor repayments
- Access loan statements
- Request credit documents
- Simulate early repayments
- View current promotions
- Manage profile information
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L'application Salafin vous permet de suivre vos opérations de crédit, en mobilité, à tout moment depuis votre iPhone. Que vous disposiez d'un crédit personnel, un crédit auto, un crédit hypothécaire ou une réserve d’argent, vous aurez la possibilité de consulter l’état de vos remboursements et réaliser vos demandes d’opérations, en toute autonomie, en quelques clics ! Créez votre espace personnel simplement avec votre CIN ou RC. L’authentification se déroule via code SMS et email de validation pour vous assurer un accès en toute sécurité. Une fois authentifié, vous pourrez consulter vos opérations, vos relevés et suivre l’évolution de vos remboursements. Parmi les opérations proposées, vous pourrez : Consulter et télécharger vos tableau d’amortissement et relevés Suivre l’évolution de vos remboursements et utilisation Demander des attestations d’encours, autorisation de sortie de territoire, main levée… Demander des simulations de remboursement anticipé Consulter les promotions en cours Accéder aux informations de contact Modifier des informations de votre profil Cette application est gratuite et est réservée aux clients Salafin
Screenshots
Verdict
The clearest difference is rating: BMCE Direct at 4.5 against SALAFIN's 2.3. BMCE Direct also leads on review sentiment (37% vs 0%) and ratings volume (2.3K vs 3). SALAFIN's advantage is iOS requirement (9.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BMCE Direct holds the better App Store score, 4.5 against 2.3. That said, the two scores are not equally well evidenced: BMCE Direct has 2.3K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 37% of BMCE Direct's written reviews are positive against 0% of SALAFIN's.
BMCE Direct ships an update every 3 months, SALAFIN every 2 months. The most recent releases landed on October 16, 2026 and September 24, 2026 respectively.
| Parameter | BMCE Direct | SALAFIN |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.3K ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 37.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 2.3K — better | 3 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 118 MB | 78 MB |
| Age rating | 4+ | 17+ |
| Developer | BMCE Bank | SALAFIN |
Customer experience
BMCE Direct
SALAFIN
In-app purchases
BMCE Direct
No in-app purchases
SALAFIN
No in-app purchases









