Comparison

BMCE Direct vs Attijari Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BMCE Direct

Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.

Highlights
  • Account balance and history consultation
  • Secure transfers to own and other banks
  • Bill payment for utilities and more
  • Prepaid card recharge
  • Checkbook ordering
  • Online subscription to banking products
  • Card personalization and management
Features
Read full description

BMCE Direct: Your bank at your fingertips, 24/7 Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA. Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want : •Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink. • Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost. • Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks. • Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs. • Checkbook order: Order a new checkbook directly from your application. • Online subscription: Subscribe to a bank card or savings or assistance products with ease. • Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.). • Download documents: Access your account notices, bank statements, RIB and IBAN. • Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS). • Contact: Communicate with your advisor or make an appointment at an agency directly from the application. And much more ! Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad). BMCE Direct: Your bank that supports you on a daily basis.

About

Attijari Pay

This mobile payment app allows secure, 24/7 money transfers to individuals and payments to merchants via phone number or QR code. It directly debits or credits your existing bank account, eliminating the need for a separate payment account.

Highlights
  • Transfer money in real-time
  • Pay merchants via QR code
  • Request and receive money
  • View transaction history
  • Set up PIN or fingerprint authentication
  • Cash withdrawal
Features
Read full description

L’application de paiement mobile Attijari Pay permet de transférer de l’argent aux particuliers et de payer les commerçants en saisissant simplement un N°GSM ou bien en scannant un QR code ceci en toute sécurité 24h/24 et 7j/7 où que vous soyez à condition d’avoir accès à un réseau internet. Pour effectuer des transactions, pas besoin d’alimenter un compte de paiement car le compte client Attijariwafa bank est directement débité en cas de transfert émis ou de paiement et est crédité en cas de transfert reçu. Le téléchargement de l’application Attijari Pay est gratuit pour tous les clients particuliers d’Attijariwafa Bank. La souscription, gratuite aussi, peut s’effectuer à partir de l’application Attijari Mobile ou bien au niveau de l’agence. Avec Attijari Pay, vous pouvez : -Transférer de l’argent en temps réel vers n’importe quelle application de paiement mobile marocaine -Payer les commerçants disposant d’une application de paiement mobile marocaine pour commerçants -Demander de l’argent à vos proches -Recevoir de l’argent -Consulter l’historique des transactions effectuées par l’application -Recevoir des notifications -Paramétrer les moyens d’authentification (Code PIN ou empreinte digitale) - Consulter le reçu de paiement - Consulter la démo de l’application Attijari Pay - Accéder à l’assistance - Consulter les FAQs - Retrait d'argent.

Screenshots

BMCE Direct4 screens
Attijari Pay4 screens

Verdict

The call

The clearest difference is rating: BMCE Direct at 4.5 against Attijari Pay's 3.4. BMCE Direct also leads on ratings volume (2.3K vs 11). Attijari Pay's advantage is review sentiment (50% vs 37%) and update cadence (every 5 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BMCE Direct holds the better App Store score, 4.5 against 3.4. That said, the two scores are not equally well evidenced: BMCE Direct has 2.3K ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 37% of BMCE Direct's written reviews are positive against 50% of Attijari Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BMCE Direct ships an update every 3 months, Attijari Pay every 5 weeks. The most recent releases landed on September 27, 2026 and August 16, 2026 respectively.

Scorecard5 real differences · 5 level
BMCE Direct versus Attijari Pay: the parameters behind the verdict, then further details
ParameterBMCE DirectAttijari Pay
PriceFreeFree
Rating4.5 (2.3K ratings) — better3.4 (11 ratings)
Positive reviews36.9% of reviews50.0% of reviews — better
Number of ratings2.3K — better11
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.09.0 — better
Further details — not scored
Size118 MB65 MB
Age rating4+4+
DeveloperBMCE BankAttijariwafa bank

Customer experience

BMCE Direct

All ratings2,295 ratings
Positive86.7%
Neutral3.3%
Negative10.0%
Written reviews157 reviews
Positive36.9%
Neutral10.8%
Negative52.2%

Attijari Pay

All ratings11 ratings
Positive54.5%
Neutral9.1%
Negative36.4%
Written reviews16 reviews
Positive50.0%
Neutral6.3%
Negative43.8%

In-app purchases

None

BMCE Direct

No in-app purchases

None

Attijari Pay

No in-app purchases

Questions

Is BMCE Direct free?
BMCE Direct is free to download, with no in-app purchases.
Is Attijari Pay free?
Attijari Pay is free to download, with no in-app purchases.
Which has better reviews, BMCE Direct or Attijari Pay?
BMCE Direct is rated higher. BMCE Direct averages 4.5 out of 5 from 2.3K ratings, while Attijari Pay averages 3.4 from 11 ratings.
Do BMCE Direct or Attijari Pay have ads?
Neither BMCE Direct nor Attijari Pay shows ads.
Which is updated more often, BMCE Direct or Attijari Pay?
BMCE Direct ships an update every 3 months, and Attijari Pay every 5 weeks. Most recently, BMCE Direct was updated on September 27, 2026 and Attijari Pay on August 16, 2026.

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