BMCE Direct vs CIMR DIALCOM
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMCE Direct
Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.
- Account balance and history consultation
- Secure transfers to own and other banks
- Bill payment for utilities and more
- Prepaid card recharge
- Checkbook ordering
- Online subscription to banking products
- Card personalization and management
Read full descriptionHide full description
BMCE Direct: Your bank at your fingertips, 24/7 Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA. Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want : •Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink. • Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost. • Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks. • Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs. • Checkbook order: Order a new checkbook directly from your application. • Online subscription: Subscribe to a bank card or savings or assistance products with ease. • Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.). • Download documents: Access your account notices, bank statements, RIB and IBAN. • Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS). • Contact: Communicate with your advisor or make an appointment at an agency directly from the application. And much more ! Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad). BMCE Direct: Your bank that supports you on a daily basis.
CIMR DIALCOM
This app allows retirees to digitally attest to their life status for pension verification using facial recognition. It also provides access to payment history, application statuses, and allows for profile updates and agency location.
- Remote life attestation via facial recognition
- Download pension certificates
- Update contact information
- Change payment method and family status
- Real-time operation alerts
- Locate CIMR agencies
Read full descriptionHide full description
L'application "CIMR DIALCOM" est destinée aux Allocataires de la Caisse Interprofessionnelle Marocaine de Retraite (CIMR). Elle vous permet d’attester de votre vie à distance depuis votre Smartphone sans vous déplacer physiquement à la banque pour activation de votre carte RAHATI, ou préparation et envoi des certificats de vie à la CIMR. Outre la dématérialisation de la preuve de vie, vous pouvez à travers votre compte mobile, profiter des fonctionnalités de consultation et de suivi de votre situation : historique de vos paiements, statuts de vos demandes, etc. L'application "CIMR DIALCOM" vous offre une multitude de fonctionnalités : - Attestation de vie : vous permet, grâce à la reconnaissance faciale, d'attester de votre vie trimestriellement simplement à travers un Selfie. - Attestation de pension : vous offre la possibilité de télécharger votre attestation de pension. - Modification des cordonnées : vous permet d'actualiser votre profil en modifiant vos coordonnées (adresse ou adresse email). - Demande de changement : vous offre la possibilité de changer le mode de paiement de votre pension ainsi que votre situation familiale. - Alertes : vous notifie en temps réel de toutes vos opérations, changements et nouveautés CIMR relatives au compte de l'allocataire. - Géolocalisation des Agences : vous permet de localiser toutes les agences de la CIMR partout au MAROC.
Screenshots
Verdict
The clearest difference is rating: BMCE Direct at 4.5 against CIMR DIALCOM's 2.6. BMCE Direct also leads on review sentiment (37% vs 12%) and ratings volume (2.3K vs 14). CIMR DIALCOM's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BMCE Direct holds the better App Store score, 4.5 against 2.6. That said, the two scores are not equally well evidenced: BMCE Direct has 2.3K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 37% of BMCE Direct's written reviews are positive against 12% of CIMR DIALCOM's.
BMCE Direct ships an update every 3 months, CIMR DIALCOM every 8 months. The most recent releases landed on September 24, 2026 and August 27, 2026 respectively.
| Parameter | BMCE Direct | CIMR DIALCOM |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.3K ratings) — better | 2.6 (14 ratings) |
| Positive reviews | 36.9% of reviews — better | 11.5% of reviews |
| Number of ratings | 2.3K — better | 14 |
| Update frequency | Every 3 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 118 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | BMCE Bank | Picto IT |
Customer experience
BMCE Direct
CIMR DIALCOM
In-app purchases
BMCE Direct
No in-app purchases
CIMR DIALCOM
No in-app purchases
