Comparison

BMCE Direct vs CASH PLUS Mobile Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BMCE Direct

Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.

Highlights
  • Account balance and history consultation
  • Secure transfers to own and other banks
  • Bill payment for utilities and more
  • Prepaid card recharge
  • Checkbook ordering
  • Online subscription to banking products
  • Card personalization and management
Features
Read full description

BMCE Direct: Your bank at your fingertips, 24/7 Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA. Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want : •Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink. • Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost. • Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks. • Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs. • Checkbook order: Order a new checkbook directly from your application. • Online subscription: Subscribe to a bank card or savings or assistance products with ease. • Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.). • Download documents: Access your account notices, bank statements, RIB and IBAN. • Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS). • Contact: Communicate with your advisor or make an appointment at an agency directly from the application. And much more ! Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad). BMCE Direct: Your bank that supports you on a daily basis.

About

CASH PLUS Mobile Wallet

Manage your mobile account conveniently from your smartphone. Perform various financial transactions, including sending and receiving money, paying bills, and topping up your phone. Access cash at numerous agencies and track your transaction history.

Highlights
  • Account management
  • Money transfer (M-Wallet to M-Wallet)
  • Bill payments
  • Phone top-up
  • Cash withdrawal at agencies
  • Online payments
  • Loyalty points management
Features
Read full description

L'application mobile CASHPLUS vous permet de gérer votre compte mobile partout et à tout moment depuis votre smartphone Cash Plus Mobile permet: - L'ouverture de compte de niveau 1 - La gestion du compte de paiement Cash Plus - La gestion de la carte Cash Plus - L'alimentation de la M-Wallet via carte bancaire - L'envoi et la réception de l’argent M-Wallet vers M-Wallet - La mise à disposition du cash dans plus de 3600 agences - L'envoi en ligne via carte bancaire - Recharge téléphonique - Achat de vos billets de transport (CTM) - Le paiement de factures - Le paiement des achats commerçants - Le paiement des achats faits sur internet - La demande d’argent aux proches - La consultation ou la conversion des points de fidélité - La présentation de l’historique de toutes les opérations - La localisation de toutes les agences Cash Plus - La consultation les numéros utiles

Screenshots

BMCE Direct4 screens
CASH PLUS Mobile Wallet4 screens

Verdict

The call

The clearest difference is rating: BMCE Direct at 4.5 against CASH PLUS Mobile Wallet's 3.5. BMCE Direct also leads on ratings volume (2.7K vs 71). CASH PLUS Mobile Wallet's advantage is review sentiment (55% vs 37%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BMCE Direct holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: BMCE Direct has 2.7K ratings behind it against 71, so its average is the more settled of the two. Written reviews complicate that: 37% of BMCE Direct's written reviews are positive against 55% of CASH PLUS Mobile Wallet's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BMCE Direct ships an update every 3 months, CASH PLUS Mobile Wallet every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
BMCE Direct versus CASH PLUS Mobile Wallet: the parameters behind the verdict, then further details
ParameterBMCE DirectCASH PLUS Mobile Wallet
PriceFreeFree
Rating4.5 (2.7K ratings) — better3.5 (71 ratings)
Positive reviews37.3% of reviews54.5% of reviews — better
Number of ratings2.7K — better71
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size118 MB60 MB
Age rating4+4+
DeveloperBMCE BankCASH PLUS

Customer experience

BMCE Direct

All ratings2,295 ratings
Positive86.7%
Neutral3.3%
Negative10.0%
Written reviews158 reviews
Positive37.3%
Neutral10.8%
Negative51.9%

CASH PLUS Mobile Wallet

All ratings68 ratings
Positive58.8%
Neutral4.4%
Negative36.8%
Written reviews44 reviews
Positive54.5%
Neutral4.5%
Negative40.9%

In-app purchases

None

BMCE Direct

No in-app purchases

None

CASH PLUS Mobile Wallet

No in-app purchases

Questions

Is BMCE Direct free?
BMCE Direct is free to download, with no in-app purchases.
Is CASH PLUS Mobile Wallet free?
CASH PLUS Mobile Wallet is free to download, with no in-app purchases.
Which has better reviews, BMCE Direct or CASH PLUS Mobile Wallet?
BMCE Direct is rated higher. BMCE Direct averages 4.5 out of 5 from 2.7K ratings, while CASH PLUS Mobile Wallet averages 3.5 from 71 ratings.
Do BMCE Direct or CASH PLUS Mobile Wallet have ads?
Neither BMCE Direct nor CASH PLUS Mobile Wallet shows ads.
Which is updated more often, BMCE Direct or CASH PLUS Mobile Wallet?
BMCE Direct ships an update every 3 months, and CASH PLUS Mobile Wallet every 2 months. Most recently, BMCE Direct was updated on November 6, 2026 and CASH PLUS Mobile Wallet on November 3, 2026.

Other comparisons