Comparison

BMCE Direct vs MT Cash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BMCE Direct

Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.

Highlights
  • Account balance and history consultation
  • Secure transfers to own and other banks
  • Bill payment for utilities and more
  • Prepaid card recharge
  • Checkbook ordering
  • Online subscription to banking products
  • Card personalization and management
Features
Read full description

BMCE Direct: Your bank at your fingertips, 24/7 Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA. Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want : •Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink. • Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost. • Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks. • Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs. • Checkbook order: Order a new checkbook directly from your application. • Online subscription: Subscribe to a bank card or savings or assistance products with ease. • Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.). • Download documents: Access your account notices, bank statements, RIB and IBAN. • Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS). • Contact: Communicate with your advisor or make an appointment at an agency directly from the application. And much more ! Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad). BMCE Direct: Your bank that supports you on a daily basis.

About

MT Cash

This mobile payment service allows secure and instant financial transactions from your phone. You can deposit and withdraw funds, send money to contacts, pay for purchases and bills, and recharge your phone.

Highlights
  • Deposit and withdraw funds
  • Instant money transfers
  • Pay for products and services
  • Pay bills securely
  • Phone top-ups
Features
Read full description

MT Cash est un nouveau service de paiement mobile qui vous permet d’effectuer des opérations financières à partir de votre téléphone en toute sécurité et de manière instantanée. Avec MT Cash, vous pouvez : - Déposer et retirer votre argent auprès de notre large réseau de distribution MT Cash. - Envoyer de l’argent instantanément à vos proches partout au Maroc, 24h/24 et 7j/7 - Payer vos achats de produits et services auprès des marchands acceptant le Mobile Payment. - Payer vos factures téléphoniques, d’eau et d’électricité et bien d’autres services, en toute sécurité. - Rechargez votre téléphone ou celui d’un proche, en quelques clics.

Screenshots

BMCE Direct4 screens
MT Cash4 screens

Verdict

The call

The clearest difference is rating: BMCE Direct at 4.5 against MT Cash's 2.4. BMCE Direct also leads on ratings volume (2.6K vs 32) and review sentiment (37% vs 19%). MT Cash's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BMCE Direct holds the better App Store score, 4.5 against 2.4. That said, the two scores are not equally well evidenced: BMCE Direct has 2.6K ratings behind it against 32, so its average is the more settled of the two. Written reviews point the same way: 37% of BMCE Direct's written reviews are positive against 19% of MT Cash's.

UpkeepUpdate frequency

BMCE Direct ships an update every 3 months, MT Cash every 2 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
BMCE Direct versus MT Cash: the parameters behind the verdict, then further details
ParameterBMCE DirectMT Cash
PriceFreeFree
Rating4.5 (2.6K ratings) — better2.4 (32 ratings)
Positive reviews37.3% of reviews — better19.0% of reviews
Number of ratings2.6K — better32
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size118 MB69 MB
Age rating4+4+
DeveloperBMCE BankMAROC TELECOM

Customer experience

BMCE Direct

All ratings2,295 ratings
Positive86.7%
Neutral3.3%
Negative10.0%
Written reviews158 reviews
Positive37.3%
Neutral10.8%
Negative51.9%

MT Cash

All ratings31 ratings
Positive35.5%
Neutral0.0%
Negative64.5%
Written reviews21 reviews
Positive19.0%
Neutral0.0%
Negative81.0%

In-app purchases

None

BMCE Direct

No in-app purchases

None

MT Cash

No in-app purchases

Questions

Is BMCE Direct free?
BMCE Direct is free to download, with no in-app purchases.
Is MT Cash free?
MT Cash is free to download, with no in-app purchases.
Which has better reviews, BMCE Direct or MT Cash?
BMCE Direct is rated higher. BMCE Direct averages 4.5 out of 5 from 2.6K ratings, while MT Cash averages 2.4 from 32 ratings.
Do BMCE Direct or MT Cash have ads?
Neither BMCE Direct nor MT Cash shows ads.
Which is updated more often, BMCE Direct or MT Cash?
BMCE Direct ships an update every 3 months, and MT Cash every 2 months. Most recently, BMCE Direct was updated on October 29, 2026 and MT Cash on October 26, 2026.

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