BMCE Direct vs nabD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMCE Direct
Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.
- Account balance and history consultation
- Secure transfers to own and other banks
- Bill payment for utilities and more
- Prepaid card recharge
- Checkbook ordering
- Online subscription to banking products
- Card personalization and management
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BMCE Direct: Your bank at your fingertips, 24/7 Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA. Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want : •Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink. • Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost. • Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks. • Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs. • Checkbook order: Order a new checkbook directly from your application. • Online subscription: Subscribe to a bank card or savings or assistance products with ease. • Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.). • Download documents: Access your account notices, bank statements, RIB and IBAN. • Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS). • Contact: Communicate with your advisor or make an appointment at an agency directly from the application. And much more ! Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad). BMCE Direct: Your bank that supports you on a daily basis.
nabD
This digital banking app offers a secure and innovative experience for users aged 12-18. Open accounts quickly, manage finances with integrated coaching, and enjoy transparent banking with no hidden fees.
- Digital banking for ages 12-18
- Fast, paperless account opening
- Transparent fee structure
- Integrated financial coaching
- Budget management tools
- Personalized savings advice
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nabD embodies a new generation of digital banking, conceived to deliver an exclusive and innovative banking experience nabD symbolizes the renewal of digital banking of Saham Bank : a new breath, a new heartbeat that places transparency, security, innovation, and customer experience at the heart of its promise. nabD offers you a completely reimagined banking experience designed for you and your children aged 12 to 18 years old: - Account opening in just a few minutes via the mobile app, without paperwork and with full security - Simple, transparent offer with no hidden fees - Home delivery of the card - Integrated financial coaching and budget management services, with personalized advice and savings features to support everyday projects - Simple and intuitive journeys in just a few clicks
Screenshots
Verdict
The clearest difference is update cadence: nabD at every 3 weeks against BMCE Direct's every 3 months. nabD also leads on review sentiment (55% vs 37%) and iOS requirement (13.0 vs 15.0). BMCE Direct's advantage is ratings volume (2.3K vs 171). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for BMCE Direct against 4.6 for nabD. That said, the two scores are not equally well evidenced: BMCE Direct has 2.3K ratings behind it against 171, so its average is the more settled of the two. Written reviews are what separate them: 37% of BMCE Direct's written reviews are positive against 55% of nabD's.
BMCE Direct ships an update every 3 months, nabD every 3 weeks. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.
| Parameter | BMCE Direct | nabD |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.3K ratings) | 4.6 (171 ratings) — better |
| Positive reviews | 37.3% of reviews | 54.5% of reviews — better |
| Number of ratings | 2.3K — better | 171 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 118 MB | 402 MB |
| Age rating | 4+ | 4+ |
| Developer | BMCE Bank | Société Générale Marocaine de Banques |
Customer experience
BMCE Direct
nabD
In-app purchases
BMCE Direct
No in-app purchases
nabD
No in-app purchases
