BMCE Direct vs SmartFlousi

BMCE Direct: Your bank at your fingertips, 24/7 Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA. Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want : •Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink. • Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost. • Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks. • Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs. • Checkbook order: Order a new checkbook directly from your application. • Online subscription: Subscribe to a bank card or savings or assistance products with ease. • Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.). • Download documents: Access your account notices, bank statements, RIB and IBAN. • Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS). • Contact: Communicate with your advisor or make an appointment at an agency directly from the application. And much more ! Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad). BMCE Direct: Your bank that supports you on a daily basis.

SmartFlousi is the premium, offline-first way to manage your personal finances. Whether you are budgeting your monthly salary, tracking daily spending, or saving for something big, SmartFlousi keeps everything clear, beautiful, and completely in your control. No accounts. No sign-up. No internet required. Your financial data stays private on your device. WHY SMARTFLOUSI - Set up in seconds: a guided welcome walks you through your nickname, currency, categories, income, fixed expenses, and savings goals. - Designed like a real fintech app: clean cards, smooth animations, light and dark mode. - Works fully offline and respects your privacy - your data never leaves your phone. PLAN YOUR BUDGET Organize your month by Revenue, Bills, Expenses, Savings, and Debt. See planned vs actual for every category and instantly know if you are on track or over budget, with the simple 50/30/20 guideline built in. TRACK EVERY TRANSACTION Add income and expenses in seconds, with categories, notes, dates, and recurring entries. Search and filter your full history at a glance. MANAGE BILLS AND SUBSCRIPTIONS Keep rent, internet, electricity, mobile, gym, insurance, and more in one place. Track due dates and paid/unpaid status so you never miss a payment. REACH YOUR SAVINGS GOALS Create goals like an emergency fund, a trip, or a new laptop. Add contributions, watch your progress grow, and choose whether each contribution counts as an expense. UNDERSTAND YOUR MONEY Beautiful, interactive charts show weekly and monthly trends, income vs expenses, spending by category, and savings growth - so you always know where your money goes. MADE FOR EVERYONE - Multiple currencies, plus add your own custom currency. - Available in English, French, and Arabic, with full right-to-left support. - Fully customizable categories - create, rename, and remove your own. KEY FEATURES - Smart dashboard with balance, income, expenses, and remaining budget - Monthly budget planner (plan vs actual) - Income and expense tracking with recurring entries - Bills and subscriptions tracker with due dates - Savings goals with progress and achievements - Advanced analytics with animated charts - Light and dark themes - Multi-currency and multi-language - 100% offline and private Start your journey to smarter money today with SmartFlousi.