Comparison

Ibercaja vs ABANCA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ibercaja

Manage your finances with this banking app. Track income and expenses, view investments, and perform transactions. Features include personalized dashboards, spending analysis, and card management.

Highlights
  • Personalized dashboard
  • Income and expense tracking
  • Investment management
  • Card management
  • Transaction history
  • Loan simulation and contracting
Features
Read full description

Descarga la APP de Ibercaja. Una nueva experiencia de uso y navegación para que tu aplicación sea más útil, más cómoda y aún más segura. Con nuevas funcionalidades que se irán incrementando progresivamente, para que puedas controlar tus ingresos y gastos, tus inversiones,... tu dinero, día a día. Características más destacadas: • Acceso rápido a la información, recordando el código de usuario y tecleando sólo la clave (o usando la huella dactilar si el dispositivo lo permite). • Una página de inicio personalizable y una forma de presentación, más rápida, con la información más relevante en primer lugar. • Servicio “Mis Finanzas” que pone a tu disposición una serie de informes para ayudarte a descubrir puntos de mejora en la gestión de tus cuentas y una nueva visión de tus hábitos de gasto y ahorro basada en el aprendizaje continuo. • Se han modificado los procesos para simplificarlos, ahora es más sencillo realizar traspasos y transferencias a otras cuentas o traspasos entre cuentas y tarjetas. • Contratación del Préstamo Ibercaja Directo. Se puede simular y contratar. • Gestión de claves de acceso y firma, así como recuperación en caso de olvido. • Apagar y Encender tarjetas y modificación de límites de tarjetas de crédito • Operar con valores nacionales e internacionales • Información detallada de tus cuentas, tarjetas, fondos, carteras de fondos, préstamos o planes • Puedes gestionar tus domiciliaciones y devolver los recibos con los que no estés conforme • Recarga de teléfono móvil • Devolución de recibos • Un buzón de correspondencia que contiene un apartado de Destacados en el que se muestran los documentos más importantes. • Desde el detalle de un movimiento de cuenta o tarjeta, puedes modificar la categoría bajo la que se agrupa y en caso de que creas que sea necesario, dividir el movimiento en varios para que se ajuste más a tus necesidades. • Desde la APP de Ibercaja también se presenta un acceso directo a otros servicios, consultar cajeros y oficinas cercanas o comprar entradas.

About

ABANCA

Manage your daily finances with ease. Access accounts, cards, and loans, track spending, pay bills, and make secure money transfers. Includes features like Bizum and virtual cards for online shopping.

Highlights
  • Account and card management
  • Bill payment via photo
  • Bizum money transfers
  • Card on/off toggle
  • Virtual card creation
  • Expense tracking and classification
  • Contract signing
Features
Read full description

We know there are better things than going to the bank. That is why ABANCA's mobile banking app helps you manage your money on a daily basis in the easiest, most agile and efficient way. It includes the latest market advances in usability and performance and incorporates many of the suggestions we have received from users like you, such as having Bizum within the app! Here is everything you can do with the ABANCA app. Your day-to-day * Access your accounts, cards, loans, insurance, investments... * Check your account balance and transactions held in your account. * You can hide the amounts of your accounts at any time by shaking or turning your mobile * Turn dark mode on and off whenever you want. * Improve your financial health by consulting how much you have spent in the month and how much you have saved * Classify your expenses and income in categories * Pay your bills by taking a picture, view their details or return and cancel them with just one click. * Save and access your favorite transactions. * Download certificates of ownership of your accounts and receipts. * Search for charges, receipts and contracts in your document mailbox. * Customize the instant alerts you want to receive. * Sign contracts and documents from the mobile banking app. * Update your address or phone number whenever you need to Your money transfers * Send money to an account number and mobile with Bizum. * We have incorporated the sending of Bizum to NGOs * Make immediate transfers to any bank in the euro zone. * Send money to an ATM to be withdrawn by you or whoever you choose, without a card, at thousands of ATMs throughout Spain in the Hal Cash network. * Schedule your money transfers through regular transfers and save your regular transactions and contacts. Your cards * Just one click to turn your cards on and off. * Transfer money from your credit card to your account. * Increase your card's available credit or amortize your purchases by moving money from your account to your card. * Split card payments into installments. * Create and manage your virtual cards for online purchases. * You can check the CVV of your cards * Activate and request the PIN of your cards. * Block a card and request a duplicate to be sent to you. * Modify daily limits for payments in stores, online and ATM withdrawals. * Search and consult past expenses in an agile and efficient way. * You can now classify the movements of your credit cards assigning and modifying the categories to your liking. * You can check the spending of your cards classified by category and brand. Your insurances * Manage your insurances, the payment method and the main coverages. * Access all the information of your Insurance Flat Rate and incorporate the insurances you have contracted. * Take out your home, auto and life insurance. * Simulate your monthly premium directly from your mobile banking. * Know the date on which we will charge you the next bill. * Contact your company directly in case of a claim. * Turn your insurance coverage ON-OFF and ON-OFF. Your safety * Personalize your money transfer limits. Strengthen your security and adjust them to your needs. * Set up the fingerprint biometric access or Face ID. * Strengthen the security of your operations with ABANCA Key. * Consult and manage the access of all the devices from which you connect to your App. * Just one click to turn your cards on and off. * Modify daily limits for payments in stores, online and ATM withdrawals. * Activate instant alerts to be notified when you make purchases over a certain amount, for example. * Validate your online purchases from the app. Your investments * Check your pension plans and make contributions. * Buy and sell securities and investment funds. * Find out about your investments’ evolution. * Request quotes and market information. How do you like the mobile banking app? Leave a review! Thanks to your feedback we work on app updates and improve every day.

Screenshots

Ibercaja4 screens
ABANCA4 screens

Verdict

The call

Ibercaja and ABANCA both sit at 4.8 stars, but that hides the real split: 67% of Ibercaja's written reviews are positive against 15% of ABANCA's. Ibercaja also leads on device support (3 vs 1). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ibercaja holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 66 and 150 respectively. Written reviews point the same way: 67% of Ibercaja's written reviews are positive against 15% of ABANCA's.

UpkeepUpdate frequency

Ibercaja ships an update every 4 weeks, ABANCA every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Ibercaja versus ABANCA: the parameters behind the verdict, then further details
ParameterIbercajaABANCA
PriceFreeFree
Rating4.8 (66 ratings) — better4.6 (150 ratings)
Positive reviews66.7% of reviews — better15.0% of reviews
Number of ratings66150 — better
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size498 MB194 MB
Age rating12+4+
DeveloperIbercajaABANCA Corporación Bancaria, S.A.

Customer experience

Ibercaja

All ratings66 ratings
Positive92.4%
Neutral6.1%
Negative1.5%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

ABANCA

All ratings150 ratings
Positive89.3%
Neutral4.0%
Negative6.7%
Written reviews60 reviews
Positive15.0%
Neutral13.3%
Negative71.7%

In-app purchases

None

Ibercaja

No in-app purchases

None

ABANCA

No in-app purchases

Questions

Is Ibercaja free?
Ibercaja is free to download, with no in-app purchases.
Is ABANCA free?
ABANCA is free to download, with no in-app purchases.
Which has better reviews, Ibercaja or ABANCA?
Ibercaja is rated higher. Ibercaja averages 4.8 out of 5 from 66 ratings, while ABANCA averages 4.6 from 150 ratings.
Do Ibercaja or ABANCA have ads?
Neither Ibercaja nor ABANCA shows ads.
Which is updated more often, Ibercaja or ABANCA?
Ibercaja ships an update every 4 weeks, and ABANCA every 2 months. Most recently, Ibercaja was updated on November 1, 2026 and ABANCA on November 3, 2026.

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