Comparison

bct+ vs Chong Hing Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bct+

Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.

Highlights
  • Intelligent MPF management
  • Explore investment strategies
  • Retirement planning tools
  • Single application access
Read full description

The newly upgraded bct+ mobile app brings an intelligent experience to MPF management! With just one app, you can easily explore more MPF investment strategies for your ideal retirement.

About

Chong Hing Mobile Banking

Manage your finances with an upgraded mobile banking experience. This app offers a simplified interface, remote account opening, and enhanced features for transfers, bill payments, and foreign currency exchange.

Highlights
  • Updated interface design with search
  • Remote account opening
  • Internet Banking activation with credit card
  • View credit card balance
  • Enhanced transfer services with payee registration
  • Bill payment services with scheduled payments
  • Foreign currency exchange and fixed deposit
Features
Read full description

Chong Hing Mobile Banking has been upgraded. With simple interface and comprehensive improvements to product functions, the upgrade design tailors customers ‘financial needs, providing customers with a smoother online financial management experience. 1.Updated interface design • Provide the Stylish and Simplified Interfaces for customer to select from • Add search function for customer to reach the desired features • Strengthen interface reminders to guide customer to complete entire transaction smoothly • "Save" function on completion page of financial transactions, for customer to view transaction record screenshots in photo album of mobile device 2.Other functions • Add remote account opening function for customer to open account online • New feature to activate Internet Banking services with credit card, allowing customers who only hold the Bank’s credit card to activate Internet Banking Services • New feature to view outstanding balance of credit card • New feature to amend Logon ID with Mobile Token authentication 3.Added types of account for overview • Add deposit, fixed deposit, loan, credit card and investment accounts in different tabs for overview • Provide shortcut keys for commonly used transactions • Enhance display of investment products • Provide dormant account reactivation service 4.Enhanced transfer services • Register payee during transfer transaction, no need to register again in the future • Provide“Another Instruction” option in Internet Banking Transaction Enquiry to facilitate multiple transfers • Activate Mobile Token service to conduct high-risk transactions to secure account safety • Provide transaction limit setting service • Provide FPS addressing service 5.New services for Bill Payment • Register commonly used bill payment merchant(s) to pay bills • Set up forward-dated payment instruction(s) to complete scheduled payment • Enquire registered merchant(s) in single list • View online payment record and track payment status 6.Foreign currency exchange and fixed deposit placement services • Add foreign currency exchange fixed deposit service • Selected customer can view preferential exchange rate and the amount saved on the foreign currency exchange transaction page • Enable sharing of favorable foreign exchange rates to friends 7.New interface for fund trading • Enhanced fund trading page • Optimise and integrate fund transaction information

Screenshots

bct+4 screens
Chong Hing Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: Chong Hing Mobile Banking at 2.7 against bct+'s 2.3. bct+'s advantage is review sentiment (33% vs 10%) and iOS requirement (11.0 vs 14.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chong Hing Mobile Banking holds the better App Store score, 2.7 against 2.3. Both are backed by a comparable volume of ratings — 3 and 3 respectively. Written reviews complicate that: 33% of bct+'s written reviews are positive against 10% of Chong Hing Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

bct+ ships an update every 5 weeks, Chong Hing Mobile Banking every 3 weeks. The most recent releases landed on June 21, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
bct+ versus Chong Hing Mobile Banking: the parameters behind the verdict, then further details
Parameterbct+Chong Hing Mobile Banking
PriceFreeFree
Rating2.3 (3 ratings)2.7 (3 ratings) — better
Positive reviews33.3% of reviews — better9.8% of reviews
Number of ratings33
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better14.0
Further details — not scored
Size101 MB179 MB
Age rating17+4+
DeveloperBank Consortium Trust Company Ltd.Chong Hing Bank Limited

Customer experience

bct+

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Chong Hing Mobile Banking

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews51 reviews
Positive9.8%
Neutral2.0%
Negative88.2%

In-app purchases

None

bct+

No in-app purchases

None

Chong Hing Mobile Banking

No in-app purchases

Questions

Is bct+ free?
bct+ is free to download, with no in-app purchases.
Is Chong Hing Mobile Banking free?
Chong Hing Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, bct+ or Chong Hing Mobile Banking?
Chong Hing Mobile Banking is rated higher. bct+ averages 2.3 out of 5 from 3 ratings, while Chong Hing Mobile Banking averages 2.7 from 3 ratings.
Do bct+ or Chong Hing Mobile Banking have ads?
Neither bct+ nor Chong Hing Mobile Banking shows ads.
Which is updated more often, bct+ or Chong Hing Mobile Banking?
bct+ ships an update every 5 weeks, and Chong Hing Mobile Banking every 3 weeks. Most recently, bct+ was updated on June 21, 2026 and Chong Hing Mobile Banking on September 22, 2026.

Other comparisons