Comparison

国泰基金 vs 华宝基金

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

国泰基金

This official fund trading application offers a comprehensive suite of tools for managing your investments. It provides real-time fund information, seamless trading capabilities, and efficient cash management for a convenient and secure personal finance experience.

Highlights
  • Fund product inquiry
  • Fund trading
  • Cash management
  • Multiple security verifications
  • Real-time fund net value updates
  • Online account opening
  • T+0 fast cash withdrawal
Features
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国泰基金官方出品的移动端基金交易软件,集基金产品查询、基金交易、现金管理等多种功能于一体,为您提供高效便捷的随身理财服务,满足您全方位理财需求! 【产品功能】 1. 专业保障,安全理财:多重安全验证,资金同卡进出。 2. 产品多样,数据全面:基金类型全覆盖,基金净值、基金概况、基金投资分布等信息实时更新。 3. 基金交易,高效便捷:在线开户,随时随地进行认/申购、定投、转换、赎回等交易,盈亏明细随时查看。 4.利是宝购基,省钱省心:利是宝申购基金,享费率优惠 5. 快速取现,实时到账:支持T+0快速取现,实时到账。 【联系我们】 官方网站:http://www.gtfund.com/ 客服电话:400-888-8688 邮箱:service@gtfund.com 国泰基金用户交流群:QQ222396221

About

华宝基金

Features
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华宝基金成立于2003年,是中国首批中外合资基金公司之一。作为一家大中型综合类基金公司,华宝基金在量化/指数基金、行业/主题基金、固定收益、海外投资等领域,拥有深厚的积淀。截至2026年一季度末,华宝基金管理有限公司共管理169只公募基金产品,包括88只股票型指数基金、38只混合型基金、27只债券型基金、7只QDII基金、3只普通股票型基金、3只货币基金、2只FOF基金、1只另类投资-市场中性/量化对冲基金;合计公募资产管理规模为4268亿元,在中国公募基金行业中稳居中上游水平 【安全至上】同卡进同卡出,资金更安全 【方便快捷】支持转托管,支持快速取现 华宝基金手机客户端涵盖公司旗下所有场外公募产品,可享受认/申购0折。 【公司网址】http://www.fsfund.com 【官方微信】微信搜索“华宝基金管理有限公司”或“hbxyfund”进行关注 【客服电话】400-820-5050

Screenshots

国泰基金4 screens
华宝基金4 screens

Verdict

The call

The clearest difference is review sentiment: 国泰基金 at 95% against 华宝基金's 40%. 国泰基金 also leads on update cadence (every 2 weeks vs every 4 weeks). 华宝基金's advantage is rating (4.5 vs 3.0) and iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

华宝基金 holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews complicate that: 95% of 国泰基金's written reviews are positive against 40% of 华宝基金's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

国泰基金 ships an update every 2 weeks, 华宝基金 every 4 weeks. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
国泰基金 versus 华宝基金: the parameters behind the verdict, then further details
Parameter国泰基金华宝基金
PriceFreeFree
Rating3.0 (1 ratings)4.5 (2 ratings) — better
Positive reviews95.2% of reviews — better40.0% of reviews
Number of ratings12 — better
Update frequencyEvery 2 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size57 MB61 MB
Age rating4+4+
DeveloperGUOTAI AMC华宝基金管理有限公司

Customer experience

国泰基金

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews21 reviews
Positive95.2%
Neutral4.8%
Negative0.0%

华宝基金

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

国泰基金

No in-app purchases

None

华宝基金

No in-app purchases

Questions

Is 国泰基金 free?
国泰基金 is free to download, with no in-app purchases.
Is 华宝基金 free?
华宝基金 is free to download, with no in-app purchases.
Which has better reviews, 国泰基金 or 华宝基金?
华宝基金 is rated higher. 国泰基金 averages 3.0 out of 5 from 1 ratings, while 华宝基金 averages 4.5 from 2 ratings.
Do 国泰基金 or 华宝基金 have ads?
Neither 国泰基金 nor 华宝基金 shows ads.
Which is updated more often, 国泰基金 or 华宝基金?
国泰基金 ships an update every 2 weeks, and 华宝基金 every 4 weeks. Most recently, 国泰基金 was updated on November 6, 2026 and 华宝基金 on November 6, 2026.

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