Comparison

Fremont Bank vs HTSB Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fremont Bank

Manage your finances securely and conveniently on the go. Track spending, budget, deposit checks, and transfer money with advanced security features. Get a comprehensive view of your financial picture by linking external accounts.

Highlights
  • Personal Finance Management widget
  • Link external bank accounts
  • Mobile check deposits
  • Zelle® for P2P payments
  • Facial and fingerprint login
  • Transaction search and dispute
Features
Read full description

Easy and secure banking on the go with the Fremont Bank mobile app. • One Stop Shop: Anything you can do on online banking, you will be able to do on the Fremont Bank mobile app • Get The Big Picture: With visual tools that track spending and budgeting, our Personal Finance Management widget allows you to link your accounts from other banks so you can get the full financial picture* • Control: Search, review, set alerts and even dispute a transaction right from your transaction history • Swift, Simple Deposits: Get your funds when you need them. Mobile check deposits submitted until 7:00 pm PT will typically be available the next day • A Better Way to Pay: Instantly transfer from your personal accounts and pay your family and friends with ease using Zelle®* • Stronger Safety: From facial and fingerprint login to two factor authentication, security has never been tighter and easier to manage About Fremont Bank Fremont Bank (www.fremontbank.com) is a leading California retail and commercial bank, mortgage lender, award winning philanthropic business and consistently ranks as a Top Bay Area Workplace. Founded in 1964, Fremont Bank is one of the oldest independent family owned and managed banks in the state. Fremont Bank focuses on personalized service for clients, with 21 branches across the Greater San Francisco Bay Area and the County of Monterey. Connect with us on social media at @FremontBank. ____________________________ * Some features not available to all users or devices. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Apple Watch is a trademark of Apple Inc., registered in the U.S. and other countries.

About

HTSB Mobile Banking

Manage your finances on the go with this mobile banking application. View account balances and activity, transfer funds, pay bills, and send money securely. Access your banking information anytime, anywhere.

Highlights
  • View account balances and activity
  • Transfer funds between accounts
  • Pay bills
  • Send money via Zelle
  • Manage accounts anywhere, anytime
Read full description

Manage your accounts anywhere, anytime with the Home Trust & Savings Bank Mobile Banking App. With the HTSB app, you can: -View your account balances & activity -Transfer funds between your accounts -Pay bills -Send money via Zelle Home Trust & Savings Bank located in Osage, IA since 1899.

Screenshots

Fremont Bank4 screens
HTSB Mobile Banking4 screens

Verdict

The call

The clearest difference is ads: Fremont Bank at none against HTSB Mobile Banking's shown. Fremont Bank also leads on ratings volume (3.3K vs 139) and monetization model (free vs ad-supported). HTSB Mobile Banking's advantage is rating (4.9 vs 4.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HTSB Mobile Banking holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Fremont Bank has 3.3K ratings behind it against 139, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Fremont Bank versus HTSB Mobile Banking: the parameters behind the verdict, then further details
ParameterFremont BankHTSB Mobile Banking
PriceFreeFree
Rating4.6 (3.3K ratings)4.9 (139 ratings) — better
Positive reviews84.5% of reviews—
Number of ratings3.3K — better139
Update frequencyEvery 4 monthsEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size50 MB54 MB
Age rating4+4+
DeveloperFremont BankHome Trust & Savings Bank

Customer experience

Fremont Bank

All ratings3,281 ratings
Positive91.2%
Neutral2.8%
Negative6.0%
Written reviews341 reviews
Positive84.5%
Neutral5.0%
Negative10.6%

HTSB Mobile Banking

All ratings117 ratings
Positive96.6%
Neutral1.7%
Negative1.7%

Bugs and requests

Fremont Bank

Reported bugs

4 issues
  • Login issues
  • Disappearing linked accounts
  • Delayed transaction updates
  • Unreliable Zelle integration

Requested features

4 requests
  • Ability to edit/update user information
  • Improved bill pay functionality
  • More customization options
  • Better transaction history and categorization

HTSB Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Fremont Bank

No in-app purchases

None

HTSB Mobile Banking

No in-app purchases

Questions

Is Fremont Bank free?
Fremont Bank is free to download, with no in-app purchases.
Is HTSB Mobile Banking free?
HTSB Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Fremont Bank or HTSB Mobile Banking?
HTSB Mobile Banking is rated higher. Fremont Bank averages 4.6 out of 5 from 3.3K ratings, while HTSB Mobile Banking averages 4.9 from 139 ratings.
Do Fremont Bank or HTSB Mobile Banking have ads?
HTSB Mobile Banking shows ads; Fremont Bank does not.
Which is updated more often, Fremont Bank or HTSB Mobile Banking?
Fremont Bank ships an update every 4 months, and HTSB Mobile Banking every 4 months. Most recently, Fremont Bank was updated on November 6, 2026 and HTSB Mobile Banking on November 7, 2026.

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