Comparison

Fremont Bank vs SubbiWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fremont Bank

Manage your finances securely and conveniently from your mobile device. Track spending, budget effectively, deposit checks, and transfer money with ease. Enjoy robust security features for peace of mind.

Highlights
  • Personal Finance Management widget
  • Mobile check deposits
  • Zelle® payments
  • Transaction search and alerts
  • Facial and fingerprint login
  • Two-factor authentication
Read full description

Easy and secure banking on the go with the Fremont Bank mobile app. • One Stop Shop: Anything you can do on online banking, you will be able to do on the Fremont Bank mobile app • Get The Big Picture: With visual tools that track spending and budgeting, our Personal Finance Management widget allows you to link your accounts from other banks so you can get the full financial picture* • Control: Search, review, set alerts and even dispute a transaction right from your transaction history • Swift, Simple Deposits: Get your funds when you need them. Mobile check deposits submitted until 7:00 pm PT will typically be available the next day • A Better Way to Pay: Instantly transfer from your personal accounts and pay your family and friends with ease using Zelle®* • Stronger Safety: From facial and fingerprint login to two factor authentication, security has never been tighter and easier to manage About Fremont Bank Fremont Bank (www.fremontbank.com) is a leading California retail and commercial bank, mortgage lender, award winning philanthropic business and consistently ranks as a Top Bay Area Workplace. Founded in 1964, Fremont Bank is one of the oldest independent family owned and managed banks in the state. Fremont Bank focuses on personalized service for clients, with 21 branches across the Greater San Francisco Bay Area and the County of Monterey. Connect with us on social media at @FremontBank. ____________________________ * Some features not available to all users or devices. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Apple Watch is a trademark of Apple Inc., registered in the U.S. and other countries.

About

SubbiWise

Understand your finances, learn at your own pace, and build a personalized financial plan. This app provides tools and guidance to help you make sense of your money, plan for life events, and improve your financial knowledge.

Highlights
  • Financial picture overview
  • Life event planning
  • Financial knowledge hub
  • Financial news insights
  • Personalized financial planning
Features
Read full description

Navigating your financial life doesn't have to feel overwhelming — or require a finance degree to figure out. SubbiWise is your personal guide to understanding your finances, learning at your own pace, and building a plan that actually fits your life. Whether you're just starting out or trying to get a better handle on where you stand, SubbiWise meets you right where you are. You shouldn't need to book an appointment or pay hundreds of dollars just to understand your own finances. SubbiWise puts the tools, knowledge, and planning guidance directly in your hands — so you can build a real financial plan for your life, on your own, whenever you're ready. --- SEE YOUR FULL FINANCIAL PICTURE Ever wonder where you really stand financially? SubbiWise helps you make sense of your money — income, expenses, goals, and everything in between — so you can stop guessing and start planning. Walk through your finances step by step and get a clear, honest view of where you are today and where you want to go. No spreadsheets. No confusing formulas. Just clarity. --- PLAN FOR THE MOMENTS THAT MATTER WITH LIFELAB (Requires Premium Subscription) Buying a home. Starting a family. Changing careers. Retiring comfortably. Life is full of big moments — and each one comes with financial decisions. SubbiWise helps you think through and prepare for the life events on your horizon so that when those moments arrive, you're ready for them. --- SHARPEN YOUR SKILLS IN THE LEARNHUB (Requires Premium Subscription) The SubbiWise LearnHub is your go-to library for building real financial knowledge on the topics that actually affect your wallet. From understanding credit scores and budgeting basics to navigating taxes and retirement accounts, LearnHub breaks it all down in plain, everyday language. Learn what you need, when you need it, at your own pace. --- MAKE SENSE OF FINANCIAL NEWS WITH INSIGHTS — WITHOUT THE NOISE (Requires Premium Subscription) Interest rates going up? Markets swinging? New tax rules in the headlines? SubbiWise puts trending financial news in context — helping you understand what's happening, why it matters, and how it could affect your money. Stay informed without feeling lost. --- SubbiWise is for anyone who wants to feel more confident about their money — not just the finance-savvy few. Self-guided, judgment-free, and a plan built by you for your life. Download SubbiWise today and take the first step toward a clearer, more confident financial future. ____ SUBBIWISE PREMIUM Unlock the full Subbiwise experience with a Premium subscription: Full access to Insights Full access to LifeLab Simulations Full access to LifeLab Illustrations Full access to LearnHub Save your Plan and Progress Subbiwise Premium is an auto-renewing subscription. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. --- IMPORTANT DISCLAIMER: SubbiWise is an educational and self-guided financial planning tool intended for general informational purposes only. It does not provide financial, investment, tax, or legal advice of any kind. Content, tools, and planning scenarios within the app are illustrative and not guarantees of future outcomes. Always consult a licensed financial advisor, CPA, tax professional, or attorney before making financial decisions. By using SubbiWise, you agree that the app and its affiliates are not liable for decisions made based on information provided within the application. See our full Terms of Service and Privacy Policy for details. Terms of Use: https://subbiwise.com/terms Privacy Policy: https://subbiwise.com/privacy

Screenshots

Fremont Bank4 screens
SubbiWise4 screens

Verdict

The call

The clearest difference is in-app purchases: Fremont Bank at none against SubbiWise's 1. Fremont Bank also leads on ratings volume (3.3K vs 5) and iOS requirement (16.0 vs 26.4). SubbiWise's advantage is ads (none vs shown) and update cadence (fortnightly vs every 4 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubbiWise sells 1 in-app purchase, starting at $9.99 per month. Fremont Bank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SubbiWise holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Fremont Bank has 3.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 84% of Fremont Bank's written reviews are positive against 100% of SubbiWise's.

UpkeepUpdate frequency

Fremont Bank ships an update every 4 months, SubbiWise fortnightly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard8 real differences · 2 level
Fremont Bank versus SubbiWise: the parameters behind the verdict, then further details
ParameterFremont BankSubbiWise
PriceFreeFree
Rating4.6 (3.3K ratings)5.0 (5 ratings) — better
Positive reviews84.5% of reviews100.0% of reviews — better
Number of ratings3.3K — better5
Update frequencyEvery 4 monthsFortnightly — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better26.4
Further details — not scored
Size46 MB16 MB
Age rating4+4+
DeveloperFremont BankSubbiWise LLC

Customer experience

Fremont Bank

All ratings2,680 ratings
Positive91.9%
Neutral2.7%
Negative5.4%
Written reviews341 reviews
Positive84.5%
Neutral5.0%
Negative10.6%

SubbiWise

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Fremont Bank

Reported bugs

4 issues
  • Login issues
  • Disappearing linked accounts
  • Delayed transaction updates
  • Unreliable Zelle integration

Requested features

4 requests
  • Ability to edit/update user information
  • Improved bill pay functionality
  • More customization options
  • Better transaction history and categorization

SubbiWise

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Fremont Bank

No in-app purchases

1 purchases

SubbiWise

Subscriptions1
  • SubbiWise Premium$9.991 Month

Questions

Is Fremont Bank free?
Fremont Bank is free to download, with no in-app purchases.
Is SubbiWise free?
SubbiWise is free to download, with in-app purchases available.
Which has better reviews, Fremont Bank or SubbiWise?
SubbiWise is rated higher. Fremont Bank averages 4.6 out of 5 from 3.3K ratings, while SubbiWise averages 5.0 from 5 ratings.
Do Fremont Bank or SubbiWise have ads?
Fremont Bank shows ads; SubbiWise does not.
Which is updated more often, Fremont Bank or SubbiWise?
Fremont Bank ships an update every 4 months, and SubbiWise fortnightly. Most recently, Fremont Bank was updated on November 1, 2026 and SubbiWise on October 31, 2026.

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