Comparison

OLIVIA Mobile Banking TKB vs debiX+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OLIVIA Mobile Banking TKB

Manage your banking needs on the go with this mobile application. Check balances, pay bills, and monitor stock orders. Personalize your homepage and access various digital services, including ordering foreign currencies and opening accounts.

Highlights
  • Personalized homepage
  • Order foreign currencies
  • Open accounts
  • Financial assistant for expenses
  • Scan and pay QR bills
  • Push notifications for account changes
Read full description

Die OLIVIA App ist Ihr Portal zum Mobile Banking und den digitalen Dienstleistungen der Thurgauer Kantonalbank. Schnell einen Kontostand checken? Eine Zahlung scannen und bezahlen? Oder prüfen, ob ein Börsenauftrag ausgeführt worden ist? Erledigen Sie Ihre Bankgeschäfte wann und wo Sie es wünschen. PERSÖNLICH Stellen Sie Ihre persönliche Startseite mit Ihren Favoriten zusammen. VIELE SERVICES Zum Beispiel können Sie Fremdwährungen über die App bestellen, Konten eröffnen, Ihre Ausgaben mit dem Finanzassistenten im Überblick behalten und von weiteren digitalen Dienstleistungen profitieren. SCHNELL QR Rechnungen scannen statt abtippen. So erledigen Sie Ihre Zahlungen bequem und einfach. PUSH-NACHRICHTEN Lassen Sie sich mittels Push über Saldoveränderungen, neue Mitteilungen und weiteres von der TKB informieren. Aktivieren Sie Push in den Einstellungen. SICHER Mit der OLIVIA Key App wird unser Mobile Banking noch sicherer. Installieren Sie die Key App bevor Sie die OLIVIA App fürs Mobile Banking nutzen. Sicherheitshinweise Leisten Sie Ihren Beitrag zur Sicherheit und halten Sie die folgenden Sicherheitsempfehlungen ein: • Lassen Sie Ihr Gerät nie unbeaufsichtigt. • Verwenden Sie eine starke PIN und halten Sie diese geheim. • Speichern Sie die Zugangsdaten nicht auf dem mobilen Gerät ab. • Geben Sie Ihre Login-Daten in der Öffentlichkeit stets verdeckt ein. • Beenden Sie eine Mobile Banking Sitzung immer mittels korrekten Logouts. • Verwenden Sie die aktuelle Version der OLIVIA App und des Betriebssystems. • Aktivieren Sie die Codesperre für Ihr Gerät. • Modifizieren Sie das mobile Gerät nicht (z. B. Jailbreak). Weitere Sicherheitshinweise finden Sie unter www.tkb.ch/sicherheit Rechtlicher Hinweis Wir weisen Sie darauf hin, dass durch das Herunterladen, die Installation und die Verwendung dieser Applikation Dritte (wie z.B. Apple) auf eine bestehende, ehemalige oder zukünftige Kundenbeziehung zwischen Ihnen und Ihrer Bank schliessen können. Mit dem Herunterladen dieser App erklären Sie sich ausdrücklich einverstanden, dass die von Ihnen an Apple übermittelten Daten gemäss deren Bedingungen gesammelt, transferiert, bearbeitet und zugänglich gemacht werden können. Die Geschäftsbedingungen von Apple, denen Sie zustimmen, müssen von den rechtlichen Bedingungen Ihrer Bank unterschieden werden.

About

debiX+

Manage your debit card digitally with this app. Authorize online purchases, view transactions, and control card settings securely. It offers biometric authentication and contactless payment options.

Highlights
  • Secure online purchase authorization
  • Biometric authentication
  • View debit card transactions
  • Digital card deposit to wallets
  • Contactless mobile payments
  • Card settings and controls
  • Push notifications for transactions
Features
Read full description

PREREQUISITE: You need a registration code (OTRC) to link your debit card or TWINT account to the app. You will receive the OTRC code from your bank. IMPORTANT: SIX will never ask you to disclose your card or login details via email, phone or SMS. Once successfully registered, you can benefit from the new digital features associated with your debit card or use security-related TWINT functions. The app ensures maximum security through hardened native app frameworks and 2-factor biometric authentication methods. Easy and secure online purchases: - Authorize online purchases using the secure 3D Secure procedure directly in the app. - Using biometrics, you can approve 3D Secure payments even more easily. - Debit card not at hand right now to make an online payment? No problem, look up your card details directly in the app. Keep an eye on your debit card transactions: - Overview of all debit card transactions in the last 100 days and max. 200 transactions (more account transactions can be found in your e-Banking). - Debit card transactions are immediately displayed to you as a push notification. - Set limits for push notifications Keep track of and manage your digital debit cards: - Shows which online provider or wallet your debit card is digitally deposited with. - You can block and unblock the digitally deposited debit card or delete it altogether. - An existing subscription is not affected by a block or cancellation. The merchant cannot make a charge to a blocked or deleted digital debit card and no transaction can be made at the payment wallet. - Give your debit card a name to better distinguish it from the others. - Look up the details of the debit card directly in the app if you don't have the physical card at hand. Mobile Payments - Did you know you can also use your debit card to make contactless payments with your smartphone? - Deposit your debit card from the app directly into the payment wallet on your device if your bank is setup for it. - Pay at all NFC terminals worldwide without opening the app for it. Card settings: - You can use the card settings to influence online shopping, cash withdrawals at ATMs, transactions to gambling & betting or contactless payment (if your bank is enabled for it). - Give your debit card a name in your card settings. This helps especially if you have multiple debit cards. - Remove individual debit cards from the app in your card's settings if needed. Please note that you will need a new OTRC code from your bank if you want to register the debit card in the app again. - Look up the debit card details directly in the app if you don't have the physical card handy. - Change your debit card PIN directly in the app. For a virtual debit card, the PIN is active immediately. If you have a physical debit card, you need to use the new PIN to withdraw money once at ATMs (not Postomats) or to make a balance inquiry so that you can pay in stores with the PIN. TWINT: Link your TWINT account to the debiX+ app to confirm the execution of security-critical TWINT functions (e.g., re-registration or the authorization of certain payments). NOTE: debiX+ works for Visa Debit and Debit Mastercard cardholders from selected banks in Switzerland and Liechtenstein, and for TWINT accounts from selected banks in Switzerland.

Screenshots

OLIVIA Mobile Banking TKB4 screens
debiX+4 screens

Verdict

The call

The clearest difference is rating: OLIVIA Mobile Banking TKB at 4.8 against debiX+'s 4.3. debiX+'s advantage is review sentiment (15% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OLIVIA Mobile Banking TKB holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 15 and 44 respectively. Written reviews complicate that: 0% of OLIVIA Mobile Banking TKB's written reviews are positive against 15% of debiX+'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

OLIVIA Mobile Banking TKB ships an update every 2 months, debiX+ every 6 weeks. Both last shipped on October 23, 2026.

Scorecard2 real differences · 8 level
OLIVIA Mobile Banking TKB versus debiX+: the parameters behind the verdict, then further details
ParameterOLIVIA Mobile Banking TKBdebiX+
PriceFreeFree
Rating4.8 (15 ratings) — better4.3 (44 ratings)
Positive reviews0.0% of reviews14.7% of reviews — better
Number of ratings1544 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size46 MB51 MB
Age rating4+4+
DeveloperThurgauer KantonalbankSIX

Customer experience

OLIVIA Mobile Banking TKB

All ratings15 ratings
Positive93.3%
Neutral6.7%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

debiX+

All ratings41 ratings
Positive78.0%
Neutral7.3%
Negative14.6%
Written reviews34 reviews
Positive14.7%
Neutral0.0%
Negative85.3%

In-app purchases

None

OLIVIA Mobile Banking TKB

No in-app purchases

None

debiX+

No in-app purchases

Questions

Is OLIVIA Mobile Banking TKB free?
OLIVIA Mobile Banking TKB is free to download, with no in-app purchases.
Is debiX+ free?
debiX+ is free to download, with no in-app purchases.
Which has better reviews, OLIVIA Mobile Banking TKB or debiX+?
OLIVIA Mobile Banking TKB is rated higher. OLIVIA Mobile Banking TKB averages 4.8 out of 5 from 15 ratings, while debiX+ averages 4.3 from 44 ratings.
Do OLIVIA Mobile Banking TKB or debiX+ have ads?
Neither OLIVIA Mobile Banking TKB nor debiX+ shows ads.
Which is updated more often, OLIVIA Mobile Banking TKB or debiX+?
OLIVIA Mobile Banking TKB ships an update every 2 months, and debiX+ every 6 weeks. Most recently, OLIVIA Mobile Banking TKB was updated on October 23, 2026 and debiX+ on October 23, 2026.

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