Comparison

Eagle CU Mobile vs SpendNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Eagle CU Mobile

Manage your credit union accounts conveniently from your smartphone. Access balances, transfer funds, pay bills, and make mobile deposits anytime, anywhere.

Highlights
  • View account balances
  • Make fund transfers
  • Pay bills
  • Mobile deposits
  • 24-hour account access
Features
Read full description

Eagle Community Credit Union's Mobile Banking application allows you 24 hour access to view and transact on your Eagle accounts with ease and convenience from your smartphone. View balances, make transfers, pay bills, make deposits, and much more.

About

SpendNote

Features
Read full description

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Eagle CU Mobile3 screens
SpendNote4 screens

Verdict

The call

The clearest difference is in-app purchases: Eagle CU Mobile at none against SpendNote's 2. SpendNote's advantage is update cadence (every 3 days vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendNote sells 2 in-app purchases, starting at $2.99 per month. Eagle CU Mobile asks for nothing beyond the download.

UpkeepUpdate frequency

Eagle CU Mobile ships an update every 6 months, SpendNote every 3 days. The most recent releases landed on October 14, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
Eagle CU Mobile versus SpendNote: the parameters behind the verdict, then further details
ParameterEagle CU MobileSpendNote
PriceFreeFree
Rating4.5 (1.2K ratings) — better—
Positive reviews82.1% of reviews—
Number of ratings1.2K — better—
Update frequencyEvery 6 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size41 MB4 MB
Age rating4+4+
DeveloperEagle Community Credit Union焕为 叶

Bugs and requests

Eagle CU Mobile

Reported bugs

3 issues
  • Frequent login issues
  • Trouble accessing accounts
  • Mobile deposit not working consistently

Requested features

4 requests
  • Add Zelle integration
  • Improve mobile check deposit experience
  • Provide more account management options
  • Enhance app stability and performance

SpendNote

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Eagle CU Mobile

No in-app purchases

2 purchases

SpendNote

Subscriptions2
  • SpendNote Pro Monthly7 Days trial$2.991 Month
  • SpendNote Pro Yearly7 Days trial$19.991 Year

Questions

Is Eagle CU Mobile free?
Eagle CU Mobile is free to download, with no in-app purchases.
Is SpendNote free?
SpendNote is free to download, with in-app purchases available.
Do Eagle CU Mobile or SpendNote have ads?
Neither Eagle CU Mobile nor SpendNote shows ads.
Which is updated more often, Eagle CU Mobile or SpendNote?
Eagle CU Mobile ships an update every 6 months, and SpendNote every 3 days. Most recently, Eagle CU Mobile was updated on October 14, 2026 and SpendNote on September 28, 2026.

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