Comparison

MyPaymentsPlus vs Wealthlings

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyPaymentsPlus

Manage your child's school cafeteria account easily. View balances, deposit funds securely, and track purchases. Receive low balance alerts to ensure funds are always available.

Highlights
  • View student cafeteria balances
  • Securely deposit funds
  • Low balance notifications
  • View payment history
  • Monitor item purchases
Features
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MyPaymentsPlus, powered by Horizon Software International, brings parents and guardians 24/7 access to manage cafeteria accounts for students at participating schools. · View current cafeteria account balances for all of your students · Securely deposit funds into the account(s) of your choice · Enable notifications for low balances · View payment history for your account · Monitor which items are being purchased in the school cafeteria

About

Wealthlings

This educational game teaches children aged 5-12 about financial concepts like compound interest and the time value of money through interactive island building. Players manage businesses, save for goals, and learn budgeting in a fun, engaging 3D environment.

Highlights
  • Build and upgrade 11 different businesses
  • Investment Bank with compound interest
  • Avatar customization and saving for dreams
  • 3D exploration of buildings and home
  • Solo and two-player modes
  • Voice narration and money quizzes
Features
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Wealthlings is the money game kids actually ask to play again. On their own 3D island, kids 5–12 build lemonade stands, bakeries, arcades, and tech companies — then discover the real magic behind wealth: money that makes money. Every year their Investment Bank compounds what they've saved, and they watch the curve bend upward. It's compound interest and the time value of money, learned by playing instead of by lecture. WHAT KIDS LEARN (without it feeling like a lesson) • Compound interest — the bank pays interest every year, and interest earns interest • The time value of money — coins invested early are worth more later • Saving vs. spending — buy fun stuff now, or save for a bigger dream • What a business is worth — sell one for a multiple of its yearly profit • Budgeting and trade-offs — allowance comes in, home costs go out, and life throws surprises WHAT'S IN THE GAME • Build and upgrade 11 different businesses across 12 in-game years • An Investment Bank that compounds wealth — the heart of the lesson • My Life: design an avatar, buy fun stuff that shows up on them, and save for Big Dreams — a car, college, or a dream house • Step inside your buildings and your home for a 3D tour • Play solo against a friendly computer (Kid or Pro difficulty), or with a friend using a simple room code • Voice narration reads events and quizzes aloud for early readers • A 5-question Money Quiz after each game shows what stuck MADE FOR FAMILIES — AND BUILT THAT WAY • No ads. None. • No in-app purchases. Nothing to buy, ever. • No accounts, no logins, no personal information collected about your child. • No chat with strangers. Two-player mode uses a private code you share — no matchmaking, no messaging. • A plain-English privacy policy, right inside the app. Wealthlings turns "why can't I have it now?" into "how do I grow it?" — a mindset that lasts a lot longer than any single game. Questions or feedback? Email hello@dsadvisory.co — we reply within 5 business days.

Screenshots

MyPaymentsPlus4 screens
Wealthlings3 screens

Verdict

The call

The clearest difference is rating: Wealthlings at 5.0 against MyPaymentsPlus's 2.7. MyPaymentsPlus's advantage is ratings volume (23 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Wealthlings holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: MyPaymentsPlus has 23 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

MyPaymentsPlus ships an update every 2 months, Wealthlings monthly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
MyPaymentsPlus versus Wealthlings: the parameters behind the verdict, then further details
ParameterMyPaymentsPlusWealthlings
PriceFreeFree
Rating2.7 (23 ratings)5.0 (3 ratings) — better
Positive reviews11.0% of reviews—
Number of ratings23 — better3
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size31 MB22 MB
Age rating12+4+
DeveloperHorizon Software InternationalShalin Desai

Customer experience

MyPaymentsPlus

All ratings23 ratings
Positive39.1%
Neutral4.3%
Negative56.5%
Written reviews91 reviews
Positive11.0%
Neutral2.2%
Negative86.8%

Wealthlings

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MyPaymentsPlus

No in-app purchases

None

Wealthlings

No in-app purchases

Questions

Is MyPaymentsPlus free?
MyPaymentsPlus is free to download, with no in-app purchases.
Is Wealthlings free?
Wealthlings is free to download, with no in-app purchases.
Which has better reviews, MyPaymentsPlus or Wealthlings?
Wealthlings is rated higher. MyPaymentsPlus averages 2.7 out of 5 from 23 ratings, while Wealthlings averages 5.0 from 3 ratings.
Do MyPaymentsPlus or Wealthlings have ads?
Neither MyPaymentsPlus nor Wealthlings shows ads.
Which is updated more often, MyPaymentsPlus or Wealthlings?
MyPaymentsPlus ships an update every 2 months, and Wealthlings monthly. Most recently, MyPaymentsPlus was updated on October 23, 2026 and Wealthlings on October 24, 2026.

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