Comparison

MyPaymentsPlus vs Ref Marty

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyPaymentsPlus

Manage your child's school cafeteria account easily. View balances, deposit funds securely, and track purchases. Receive low balance alerts to ensure funds are always available.

Highlights
  • View student cafeteria balances
  • Securely deposit funds
  • Low balance notifications
  • View payment history
  • Monitor item purchases
Features
Read full description

MyPaymentsPlus, powered by Horizon Software International, brings parents and guardians 24/7 access to manage cafeteria accounts for students at participating schools. · View current cafeteria account balances for all of your students · Securely deposit funds into the account(s) of your choice · Enable notifications for low balances · View payment history for your account · Monitor which items are being purchased in the school cafeteria

About

Ref Marty

This tool helps parents and educators communicate behavior expectations to children using a visual card system. It offers positive reinforcement, gentle warnings, and customizable consequences with a simple, distraction-free interface. The app works offline and requires no accounts, ads, or subscriptions.

Highlights
  • Color-coded behavior cards
  • Positive reinforcement
  • Gentle warnings
  • Customizable consequences
  • Visual countdown timer
  • Offline functionality
  • Distraction-free interface
Features
Read full description

Ref Marty helps parents, teachers, coaches, and caregivers communicate behavior expectations using a familiar color card system. Inspired by the cards used in sports, Ref Marty provides a calm, consistent visual way to guide children through expectations and consequences. Features • Green Card – Positive reinforcement and encouragement • Yellow Card – Gentle warning and reminder • Blue Card – Customizable reset timer with visual countdown • Red Card – Personalized consequence message • Adjustable hold duration to prevent accidental activation • Custom timeout lengths • Haptic feedback support • Simple, distraction-free interface • Works completely offline Ref Marty is intentionally simple. No accounts. No ads. No subscriptions. Just a straightforward tool to help make communication clear and consistent.

Screenshots

MyPaymentsPlus4 screens
Ref Marty4 screens

Verdict

The call

The clearest difference is review sentiment: Ref Marty at 100% against MyPaymentsPlus's 11%. Ref Marty also leads on rating (5.0 vs 2.8). MyPaymentsPlus's advantage is ratings volume (22 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ref Marty holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: MyPaymentsPlus has 22 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 11% of MyPaymentsPlus's written reviews are positive against 100% of Ref Marty's.

Scorecard4 real differences · 6 level
MyPaymentsPlus versus Ref Marty: the parameters behind the verdict, then further details
ParameterMyPaymentsPlusRef Marty
PriceFreeFree
Rating2.8 (22 ratings)5.0 (1 ratings) — better
Positive reviews11.1% of reviews100.0% of reviews — better
Number of ratings22 — better1
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size30 MB3 MB
Age rating12+4+
DeveloperHorizon Software InternationalJAMEY CICALESE

Customer experience

MyPaymentsPlus

All ratings22 ratings
Positive40.9%
Neutral4.5%
Negative54.5%
Written reviews90 reviews
Positive11.1%
Neutral2.2%
Negative86.7%

Ref Marty

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MyPaymentsPlus

No in-app purchases

None

Ref Marty

No in-app purchases

Questions

Is MyPaymentsPlus free?
MyPaymentsPlus is free to download, with no in-app purchases.
Is Ref Marty free?
Ref Marty is free to download, with no in-app purchases.
Which has better reviews, MyPaymentsPlus or Ref Marty?
Ref Marty is rated higher. MyPaymentsPlus averages 2.8 out of 5 from 22 ratings, while Ref Marty averages 5.0 from 1 ratings.
Do MyPaymentsPlus or Ref Marty have ads?
Neither MyPaymentsPlus nor Ref Marty shows ads.

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