FlexWage vs ONE@Work (formerly Even)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FlexWage
Access a portion of your earned wages before payday to cover unexpected expenses. This service is not a loan and funds are available immediately. It helps eliminate overdraft and late payment fees, with automatic deductions on your payday.
- Access earned wages before payday
- Cover unexpected expenses
- Eliminate bank overdraft fees
- View OnDemand Pay balance
- View company policies
- Transfer wages
- View transfer history
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Your MONEY when YOU need it! FlexWage OnDemand Pay gives you immediate access to a portion of your earned pay before payday. With OnDemand Pay you can access your earned wages and cover unexpected expenses or budget shortfalls. >>> Not a loan >>> Money is available in immediately >>> Eliminate bank overdraft fees, late payment fees, and short-term loans >>> Transferred wages and fees are automatically deducted from your paycheck on payday The FREE mobile app lets you: + See your OnDemand Pay balance details + View your company OnDemand Pay policies + Perform OnDemand Pay transfers + View Your OnDemand Pay transfer history FlexWage OnDemand Pay is an optional, voluntary financial benefit program. Contact your employer to request this must-have financial wellness benefit. A FlexWage account and registration via a participating employer is required. All access and use of this App is subject to and governed by End User License Agreement, Website Rules & Regulations and Privacy Statement. There is no charge from FlexWage, but message and data rates may apply.
ONE@Work (formerly Even)
Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.
- Access earned wages early
- Track earnings per shift
- Automatic paycheck savings
- Budgeting tools
- View work schedule
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ONE@Work (formerly Even) partners with leading employers, like Walmart, to provide simple tools that help you take control of your pay — without the hassle. Through ONE@Work, you can: - Get paid early* – With Instapay, access your net earnings before payday to help cover the unexpected. No fees** or hidden interest. - Track your earnings – See your work schedule and track how much you’ll make per shift and per paycheck – no more guesswork.** - Save automatically – Choose a percentage you want to save and we’ll deduct it from your paycheck automatically. - Budget easily – When you connect your bank account, ONE@Work helps you calculate what’s okay to spend. ONE@Work is only available as an employer-provided benefit. ONE@Work Save is powered by Cross River Bank, Member FDIC or Coastal Community Bank, Member FDIC. * Instapay is currently unavailable for Walmart associates in NY. ** Only available for members whose employers have configured this benefit within the app.
Screenshots
Verdict
FlexWage and ONE@Work (formerly Even) both sit at 4.8 stars, but that hides the real split: 86% of ONE@Work (formerly Even)'s written reviews are positive against 38% of FlexWage's. ONE@Work (formerly Even) also leads on update cadence (fortnightly vs every 6 months) and ratings volume (160K vs 990). FlexWage's advantage is iOS requirement (11.0 vs 15.5). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for FlexWage against 4.9 for ONE@Work (formerly Even). That said, the two scores are not equally well evidenced: ONE@Work (formerly Even) has 160K ratings behind it against 990, so its average is the more settled of the two. Written reviews are what separate them: 38% of FlexWage's written reviews are positive against 86% of ONE@Work (formerly Even)'s.
FlexWage ships an update every 6 months, ONE@Work (formerly Even) fortnightly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | FlexWage | ONE@Work (formerly Even) |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (990 ratings) | 4.9 (160K ratings) — better |
| Positive reviews | 37.5% of reviews | 85.6% of reviews — better |
| Number of ratings | 990 | 160K — better |
| Update frequency | Every 6 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 30 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | FlexWage Solutions | One Finance, Inc. |
Customer experience
FlexWage
ONE@Work (formerly Even)
User reviews
FlexWage
From 990 App Store ratingsWhat we love
- 🤗 Best thing I've ever signed up for
- 🦋 Blessings
- 💰 Great for liquidation and access to your money
- 🙏 This is the best benefit that we have added two our benefits it really makes life less stressful
- 💸 Easy, affordable and guilt free, not getting tied up in payday loans is a major benefit for my family and I
Room to improve
- 🚫 Doesn't work
- 🔧 Fix
- 🚨 Fix your app!!!
- 🕰️ Missing Wages
- 🔌 Old tech
ONE@Work (formerly Even)
From 160K App Store ratingsWhat we love
- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service
Room to improve
- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information
Bugs and requests
FlexWage
Reported bugs
3 issues- Requesting transfer doesn't work
- Unable to connect and transfer money
- App goes black when trying to transfer money
Requested features
2 requests- Improve app functionality
- Enhance customer support
ONE@Work (formerly Even)
Reported bugs
3 issues- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions
Requested features
4 requests- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies
In-app purchases
FlexWage
No in-app purchases
ONE@Work (formerly Even)
No in-app purchases
Questions
Is FlexWage free?
Is ONE@Work (formerly Even) free?
Which has better reviews, FlexWage or ONE@Work (formerly Even)?
Do FlexWage or ONE@Work (formerly Even) have ads?
Which is updated more often, FlexWage or ONE@Work (formerly Even)?
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