Comparison

FlexWage vs ONE@Work (formerly Even)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FlexWage

Access a portion of your earned wages before payday to cover unexpected expenses. This service is not a loan and funds are available immediately. It helps eliminate overdraft and late payment fees, with automatic deductions on your payday.

Highlights
  • Access earned wages before payday
  • Cover unexpected expenses
  • Eliminate bank overdraft fees
  • View OnDemand Pay balance
  • View company policies
  • Transfer wages
  • View transfer history
Read full description

Your MONEY when YOU need it! FlexWage OnDemand Pay gives you immediate access to a portion of your earned pay before payday. With OnDemand Pay you can access your earned wages and cover unexpected expenses or budget shortfalls. >>> Not a loan >>> Money is available in immediately >>> Eliminate bank overdraft fees, late payment fees, and short-term loans >>> Transferred wages and fees are automatically deducted from your paycheck on payday The FREE mobile app lets you: + See your OnDemand Pay balance details + View your company OnDemand Pay policies + Perform OnDemand Pay transfers + View Your OnDemand Pay transfer history FlexWage OnDemand Pay is an optional, voluntary financial benefit program. Contact your employer to request this must-have financial wellness benefit. A FlexWage account and registration via a participating employer is required. All access and use of this App is subject to and governed by End User License Agreement, Website Rules & Regulations and Privacy Statement. There is no charge from FlexWage, but message and data rates may apply.

About

ONE@Work (formerly Even)

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

Highlights
  • Access earned wages early
  • Track earnings per shift
  • Automatic paycheck savings
  • Budgeting tools
  • View work schedule
Read full description

ONE@Work (formerly Even) partners with leading employers, like Walmart, to provide simple tools that help you take control of your pay — without the hassle. Through ONE@Work, you can: - Get paid early* – With Instapay, access your net earnings before payday to help cover the unexpected. No fees** or hidden interest. - Track your earnings – See your work schedule and track how much you’ll make per shift and per paycheck – no more guesswork.** - Save automatically – Choose a percentage you want to save and we’ll deduct it from your paycheck automatically. - Budget easily – When you connect your bank account, ONE@Work helps you calculate what’s okay to spend. ONE@Work is only available as an employer-provided benefit. ONE@Work Save is powered by Cross River Bank, Member FDIC or Coastal Community Bank, Member FDIC. * Instapay is currently unavailable for Walmart associates in NY. ** Only available for members whose employers have configured this benefit within the app.

Screenshots

FlexWage4 screens
ONE@Work (formerly Even)4 screens

Verdict

The call

FlexWage and ONE@Work (formerly Even) both sit at 4.8 stars, but that hides the real split: 86% of ONE@Work (formerly Even)'s written reviews are positive against 38% of FlexWage's. ONE@Work (formerly Even) also leads on update cadence (fortnightly vs every 6 months) and ratings volume (160K vs 990). FlexWage's advantage is iOS requirement (11.0 vs 15.5). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FlexWage against 4.9 for ONE@Work (formerly Even). That said, the two scores are not equally well evidenced: ONE@Work (formerly Even) has 160K ratings behind it against 990, so its average is the more settled of the two. Written reviews are what separate them: 38% of FlexWage's written reviews are positive against 86% of ONE@Work (formerly Even)'s.

UpkeepUpdate frequency

FlexWage ships an update every 6 months, ONE@Work (formerly Even) fortnightly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
FlexWage versus ONE@Work (formerly Even): the parameters behind the verdict, then further details
ParameterFlexWageONE@Work (formerly Even)
PriceFreeFree
Rating4.8 (990 ratings)4.9 (160K ratings) — better
Positive reviews37.5% of reviews85.6% of reviews — better
Number of ratings990160K — better
Update frequencyEvery 6 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.5
Further details — not scored
Size30 MB68 MB
Age rating4+4+
DeveloperFlexWage SolutionsOne Finance, Inc.

Customer experience

FlexWage

All ratings990 ratings
Positive95.3%
Neutral1.3%
Negative3.4%
Written reviews16 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

ONE@Work (formerly Even)

All ratings159,889 ratings
Positive97.8%
Neutral0.8%
Negative1.4%
Written reviews947 reviews
Positive85.6%
Neutral2.1%
Negative12.2%

User reviews

FlexWage

From 990 App Store ratings

What we love

  • 🤗 Best thing I've ever signed up for
  • 🦋 Blessings
  • 💰 Great for liquidation and access to your money
  • 🙏 This is the best benefit that we have added two our benefits it really makes life less stressful
  • 💸 Easy, affordable and guilt free, not getting tied up in payday loans is a major benefit for my family and I

Room to improve

  • 🚫 Doesn't work
  • 🔧 Fix
  • 🚨 Fix your app!!!
  • 🕰️ Missing Wages
  • 🔌 Old tech

ONE@Work (formerly Even)

From 160K App Store ratings

What we love

  • 💳 Helpful for managing finances
  • 🕰️ Allows early access to paychecks
  • 🧭 Provides clear budgeting and planning
  • 💰 Useful savings features
  • 🤝 Good customer service

Room to improve

  • 🤔 Confusing subscription model
  • 🕰️ Delayed instapay deposits
  • 🔄 Inconsistent app performance and syncing issues
  • 🔢 Inaccurate pay/hours calculations
  • 🔐 Difficulty changing bank account information

Bugs and requests

FlexWage

Reported bugs

3 issues
  • Requesting transfer doesn't work
  • Unable to connect and transfer money
  • App goes black when trying to transfer money

Requested features

2 requests
  • Improve app functionality
  • Enhance customer support

ONE@Work (formerly Even)

Reported bugs

3 issues
  • App crashes when trying to use instapay
  • Bank account information not updating properly
  • Incorrect paycheck estimates and deductions

Requested features

4 requests
  • Increase instapay withdrawal limit
  • Add more than 3 savings pockets
  • Improve dark mode/theming options
  • Provide more transparency on fees and policies

In-app purchases

None

FlexWage

No in-app purchases

None

ONE@Work (formerly Even)

No in-app purchases

Questions

Is FlexWage free?
FlexWage is free to download, with no in-app purchases.
Is ONE@Work (formerly Even) free?
ONE@Work (formerly Even) is free to download, with no in-app purchases.
Which has better reviews, FlexWage or ONE@Work (formerly Even)?
ONE@Work (formerly Even) is rated higher. FlexWage averages 4.8 out of 5 from 990 ratings, while ONE@Work (formerly Even) averages 4.9 from 160K ratings.
Do FlexWage or ONE@Work (formerly Even) have ads?
Neither FlexWage nor ONE@Work (formerly Even) shows ads.
Which is updated more often, FlexWage or ONE@Work (formerly Even)?
FlexWage ships an update every 6 months, and ONE@Work (formerly Even) fortnightly. Most recently, FlexWage was updated on September 23, 2026 and ONE@Work (formerly Even) on September 24, 2026.

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