Ghollak حسابداری قلک vs RizKharj
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ghollak حسابداری قلک
Manage personal and business finances with this app. Track accounts, transactions, debts, and even manage a store with features like invoicing and inventory. Supports multiple languages and calendars.
- Account and transaction management
- Debt and credit management
- Full store management
- Check management
- Financial reporting and analysis
- Backup and synchronization
- Customizable reports
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قلک – مدیریت مالی شخصی و کسبوکار قلک یک اپلیکیشن ساده، سریع و کاربردی برای مدیریت مالی شخصی و کسبوکار شماست. با قلک میتوانید حسابها، تراکنشها، چکها و تعهدات مالی خود وحتی فروشگاه خود را بهآسانی ثبت، پیگیری و تحلیل کنید. قلک به سه زبان فارسی، انگلیسی و عربی ارائه شده و ازهر سه تقویم شمسی، میلادی و هجری قمری پشتیبانی میکند. امکانات اصلی: مدیریت حساب و تراکنش • ایجاد و مدیریت حسابهای متعدد با ارزهای مختلف • ثبت سریع تراکنشهای درآمد و هزینه • انتقال وجه بین حسابها • تعیین هدف پسانداز برای هر حساب و پیگیری میزان پیشرفت آن • ثبت خودکار تراکنشهای تکرارشونده (روزانه، هفتگی، ماهانه و...) • یادآوری و اعلان برای تراکنشهای تکرارشونده و سررسیدها مدیریت بدهکاری و طلبکاری • تعریف اشخاص و مدیریت آن ها • ثبت و مدیریت طلبکاری و بدهکاری و تسویه حساب • خروجی و به اشتراک گذاری خروجی از وضعیت طلبکاری و بدهکاری مدیریت کامل یک فروشگاه • تعریف کالا ها، مدیریت کالا ها و انبار داری. • بارکد خوان از طریق دوربین گوشی • صدور فاکتور فروش، خرید، مرجوعی • محاسبات فروش، سود، وضعیت دارایی فروشگاه • خروجی های مختلف از انبار، فاکتور، سود و گزارشات و اشتراک گذاری آن ها مدیریت چک • ثبت و پیگیری چکهای دریافتنی و پرداختنی • یادآوری و اعلان قابل شخصیسازی برای سررسید چکها • آرشیو چکهای پاسشده یا لغوشده گزارشگیری و تحلیل مالی • گزارشهای پیشرفته همراه با نمودارهای متنوع برای بررسی وضعیت مالی • حالت اختصاصی کسبوکار (Business Mode) با فیلتر دستهبندی و نمودارهای تخصصیتر • خروجی گرفتن از گزارشها بهصورت PDF و اکسل • شخصیسازی گسترده خروجیها (لوگو، عنوان، رنگی یا سیاهوسفید، ستونهای دلخواه و...) مناسب برای استفاده شخصی و حرفهای • محاسبه و نمایش درصد (کمیسیون) روی تراکنشها، مناسب کسبوکارهایی که بهصورت درصدی کار میکنند • آرشیو و مدیریت خروجیهای قبلی پشتیبانگیری و همگامسازی • پشتیبان گیری و همگامسازی خودکار اطلاعات بین دستگاهها از طریق iCloud • پشتیبانگیری و بازیابی دستی اطلاعات سازماندهی • گروهبندی حسابها در پوشههای دلخواه، مناسب برای مدیریت راحتتر کسبوکارهای چندحسابه امکانات جانبی • ویجتهای متنوع برای نمایش سریع وضعیت مالی روی صفحه اصلی • نمایش قیمت لحظهای دلار و طلا • قفلگذاری روی برنامه با Face ID / Touch ID • تمهای رنگی متنوع همراه با حالت روشن و تاریک • جستوجوی سریع در تراکنشها و چکها با قلک، همیشه تصویری روشن و دقیق از وضعیت مالی شخصی و کسبوکار خود خواهید داشت. ====== English ====== Ghollak – Personal & Business Finance Manager Ghollak is a simple, fast, and practical app for managing your personal and business finances. With Ghollak, you can easily record, track, and analyze your accounts, transactions, checks, and financial commitments. Ghollak is free to use, with more advanced tools available for professional users and businesses. The app is multi language (Persian/English/Arabic) and supports the Persian (Jalali), Gregorian and Hijri calendars. Key Features: Accounts & Transactions • Create and manage multiple accounts in different currencies • Quickly record income and expense transactions • Set a savings goal for any account and track your progress • Automatically record recurring transactions (daily, weekly, monthly, and more) • Reminders and notifications for recurring transactions and upcoming due dates Management of payables and receivables with multi-currency support • Defining and managing contacts/parties • Recording and managing receivables, payables, and settlements • Exporting and sharing status reports on receivables and payables Comprehensive store management • Defining and managing products and inventory • Barcode scanner via phone camera • Issuing sales, purchase, and return invoices • Calculating sales, profit, and store asset status • Generating and sharing various reports on inventory, invoices, and profits Reporting & Financial Analysis • Advanced reports with a variety of charts to review your financial status • Export reports as PDF or Excel • Extensive export customization (logo, title, color or grayscale, custom columns, and more) suited to both personal and professional use Backup & Sync • Automatic sync across devices via iCloud • Manual backup and restore
RizKharj
Track income and expenses with this offline, privacy-focused finance app. Manage multiple currencies, set budgets, and create savings goals. Supports Persian, German, and English interfaces.
- Offline data storage
- Multi-currency accounts
- Budgeting by category
- Savings goals with sources
- Recurring transactions
- Receipt photo attachments
- CSV export and JSON backups
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RizKharj is a calm, precise tracker for your income and expenses, made for people whose money moves between currencies and countries. It is completely free: every feature for everyone, with no ads, no tracking and no subscription. There is no account to create and no RizKharj server: your records stay on your iPhone or iPad, and the app works offline. Use it in English, German or Persian, with the Gregorian or the Solar Hijri (Shamsi) calendar. EVERYDAY TRACKING • Unlimited transactions: expenses, income, transfers between accounts, and money lent to or borrowed from people • Unlimited accounts, savings goals, people, recurring transactions and loans • Categories and subcategories with over 340 icons, plus notes and tags • Split one purchase across several categories • Receipt photos on transactions • Separate books, for example work and personal ANY CURRENCY • 156 currencies, with every account in its own currency • Enter a single transaction or debt in another currency: the amount charged to the account is suggested from your last such transaction or your exchange rate, and you can change it to the figure on your bank statement • Your own exchange rates in either direction, or a one-tap update from European Central Bank reference rates (major currencies) • The total shows your main currency; other currencies are listed separately with an approximate value BUDGETS AND PLANNING • Monthly or weekly budget, plus a budget for every category • Savings goals, recurring transactions with reminders, and a loan tracker based on your bank's terms • Bills and subscriptions calendar with reminders before they are due • Debt payoff planner: smallest debt first or most expensive first • Family and partner mode: record who paid, mark shared expenses and see a monthly settlement REPORTS • Averages, savings rate and share per category, plus a calendar of your daily spending • Trends across months and weeks, month-end forecast, month-to-month comparison, net-worth history and a year in review, with PDF export • CSV export for Excel and Numbers ON YOUR IPHONE AND IPAD • Home-screen widgets and logging with Siri • Automatic backup and sync through a file in your own iCloud Drive, with no RizKharj server in between • JSON backup and restore, optionally encrypted with a password • Bank statement import (CSV or camt.053) with suggested categories and duplicate detection • Import your history from other expense apps (CSV) • PIN lock with Face ID or Touch ID • Light and dark appearance, accent colours and alternative app icons SUPPORT RIZKHARJ (OPTIONAL) If RizKharj helps you, you can leave a tip under Settings › Support RizKharj. Tips are optional, go through the App Store and unlock nothing: every feature is already yours. If you bought RizKharj Pro earlier, you keep everything and are one of our early supporters. Thank you! PRIVACY • No account, no sign-up and no RizKharj server. The developer never receives your data. • No ads, no analytics, no tracking. • Your data stays on your device, and in your own iCloud Drive only if you turn on automatic backup. • The app goes online only for that backup, for tips through the App Store and, when you tap to update exchange rates, to fetch European Central Bank reference rates from a public rates service. Made in Switzerland. Questions or ideas: hello@rizkharj.com
Screenshots
Verdict
The clearest difference is monetization model: RizKharj at free against Ghollak حسابداری قلک's freemium. RizKharj also leads on rating (4.8 vs 4.5) and update cadence (every 4 days vs every 2 weeks). Ghollak حسابداری قلک's advantage is ratings volume (434 vs 17). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ghollak حسابداری قلک sells 3 one-off in-app purchases and RizKharj sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
RizKharj holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Ghollak حسابداری قلک has 434 ratings behind it against 17, so its average is the more settled of the two.
Ghollak حسابداری قلک ships an update every 2 weeks, RizKharj every 4 days. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.
| Parameter | Ghollak حسابداری قلک | RizKharj |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (434 ratings) | 4.8 (17 ratings) — better |
| Positive reviews | 73.6% of reviews | — |
| Number of ratings | 434 — better | 17 |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | elyas naranjee sani | Yasin Ahmadi |
Customer experience
Ghollak حسابداری قلک
RizKharj
Bugs and requests
Ghollak حسابداری قلک
Reported bugs
4 issues- Crashes when trying to back up or export data
- Issues with PDF and Excel exports
- Previous groups deleted, no access to historical data
- App closes unexpectedly when trying to change settings
Requested features
5 requests- Add loan management feature
- Improve reporting and charting
- Implement automatic backup
- Optimize for larger screens
- Add multi-tasking support
RizKharj
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Ghollak حسابداری قلک
- Ghollak Pro$9.99
- Ghollak Business Upgrade$44.99
- Ghollak Business$49.99
RizKharj
- Small tip$0.99
- Coffee tip$2.99
- Kind tip$6.99
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- RizKharj Pro$12.99
- Generous tip$12.99
- Big tip$29.99
- Huge tip$59.99






