OCSB Mobile vs FRSB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OCSB Mobile
Manage your finances conveniently with this mobile banking app. Check account balances, view transaction history, and transfer funds between your accounts. You can also pay bills and deposit checks remotely using your device.
- View account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks remotely
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Stay connected to your money with OCSB Mobile! Available to all Owen County State Bank Internet Banking customers, OCSB Mobile allows you to check balances and make transfers. Available features include: Accounts - View your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your Owen County State Bank accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your iPhone. Remote Deposit Capture - Deposit checks while on the go with your device.
FRSB
Manage your finances with this app, offering tools to organize transactions, set alerts, make payments, and transfer money. Deposit checks with a photo, view statements, and locate branches/ATMs. Aggregate accounts and secure your data with a passcode or biometrics.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- View and save monthly statements
- Aggregate financial accounts
- Secure with passcode or biometrics
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FRSB is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FRSB: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is review sentiment: FRSB at 100% against OCSB Mobile's 55%. FRSB also leads on rating (4.8 vs 4.2). OCSB Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FRSB holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 462 and 1.2K respectively. Written reviews point the same way: 55% of OCSB Mobile's written reviews are positive against 100% of FRSB's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.
| Parameter | OCSB Mobile | FRSB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (462 ratings) | 4.8 (1.2K ratings) — better |
| Positive reviews | 54.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 462 | 1.2K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 146 MB | 198 MB |
| Age rating | 4+ | 12+ |
| Developer | Owen County State Bank | First Robinson Savings Bank, NA |
Customer experience
OCSB Mobile
FRSB
Bugs and requests
OCSB Mobile
Reported bugs
8 issues- 🐛 App will not remember device/login info/Face ID after update
- 🐛 Get locked out when trying to reset password on app
- 🐛 App is unreliable
- 🐛 Constantly have to redo login information
- 🐛 New app doesn't remember user
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- 🐛 Face ID feature not working
- 🐛 Mobile code required after every login
- 🐛 Network not available error for check deposit
Requested features
5 requests- 💡 Ability to change password on the app
- 💡 Improve user-friendliness
- 💡 Return to previous app version
- 💡 Increase print size for older users
- 💡 Make Face ID feature work again
FRSB
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OCSB Mobile
No in-app purchases
FRSB
No in-app purchases
Questions
Is OCSB Mobile free?
Is FRSB free?
Which has better reviews, OCSB Mobile or FRSB?
Do OCSB Mobile or FRSB have ads?
Which is updated more often, OCSB Mobile or FRSB?
Other comparisons
