BayAreaAgent ONE vs Canvas Annuity Customer App

BayAreaAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. BayAreaAgent ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

Canvas Annuity customers can access account information and documents, get answers to frequently asked questions, and watch their money grow with the Canvas Annuity app. DISCLOSURES: The downloading and use of The Canvas Annuity App constitute your agreement to the app's Terms of Use and Privacy Policy. Standard mobile carrier and data usage charges apply. Canvas Annuity uses both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your device until you delete them) to make your experience on our website more personal and interactive. Cookies allow us (including our analytics providers) to collect information about your visit, such as the pages you viewed on our website, the number of times you accessed our website, the amount of time you spent on our website, and other web traffic data. The downloading and use of The Canvas Annuity App constitute your consent to our use of cookies. The values and amounts set forth above are for informational and convenience purposes only. Many factors may impact the values shown. To confirm these amounts please contact us at 866-504-0395. Your policy is controlled by the terms of the contract. Policy form numbers, product features and availability may vary by state and may not be available in all states. Consult your policy for benefits, riders, limitations, and exclusions. This web page is provided for informational and educational purposes only. The information contained on the page should not be deemed investment advice and it is not a recommendation about managing your funds or savings. Canvas, its affiliates and their employees do not provide legal, tax or financial planning advice. For legal, tax or financial planning advice concerning your specific situation, please consult an attorney, tax professional or certified financial planner. Your policy may have an accessible cash or account value. Accessing this cash or account value could result in the recognition of taxable income. Please consult your individual tax professional for additional guidance. All annuity policies sold by Canvas are issued by Puritan Life Insurance Company of America (“Puritan Life”). All guarantees and benefits of the policy are backed by the claims-paying ability of Puritan Life. Policy guarantees and benefits are not backed by Canvas.