Comparison

万得基金 vs 微笑基金

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

万得基金

Features
Read full description

万得基金,与财富相伴,为梦想安家! 万得基金作为Wind旗下基金销售平台,拥有证监会核准的基金销售持牌机构。万得基金依托Wind在金融数据领域的深厚基础,凭借强大的数据分析、专业的投研、先进的科技创新实力,为广大投资者提供了全方位的投研、交易、管理服务。 在这里,您可以拥有: •全球领先的金融数据资讯; •专业独家的投资研究成果; •全市场优选的投顾服务方; •丰富的产品,优惠的费率; •安全、稳定、便捷、高效的基金交易服务; •智能、互联、优质的数字融合金融生态圈。 【特色服务】 1. 更省:全场基金申购费率0折起; 2. 更快:3分钟极速开户即可快速交易; 3. 更多:覆盖全品类基金,基金代销数量超17000只,同200多家公募及私募管理人建立了合作关系; 4. 更好:7*24小时全天候客服服务。 【功能亮点】 1. AI小万:您的AI财富管家,融合人工智能与投资理财,有问必答; 2. 万得智配:使用先进大类资产配置模型,3步定制您的专属投资方案; 3. 甄选投顾:全市场甄选优秀投资顾问入驻,让您享受专人服务; 4. 万得钱包:随时取现,每日生息,是您闲钱打理的好选择; 5. 全账户:您可以将多平台基金持仓导入,实现一个账户管理和分析全部持仓。 6. 账户分析:穿透持仓资产分布,全面分析投资组合,帮助您全面了解自身的投资状况,优化投资策略,实现投资收益的最大化。 【安全保障】 1. 持牌机构:基金业协会会员,接受证监会监管; 2. 资金监管:浦发银行全程资金监管; 3. 同卡进出:资金同卡进出,保障交易安全。 【联系我们】 如果您对基金投资或APP使用有任何问题,欢迎联系我们。 客服电话:021-50712782 客服邮箱:gr.fund@520fund.com.cn

About

微笑基金

Features
Read full description

【核心功能】 1.首页焕新:全面聚合市场、产品、资产配置与研究服务,投资所需一站触达,让信息获取与产品了解更便捷; 2.严选公募:依托专业投研团队,通过科学的方法精选基金,持续跟踪基金动态,助您深入了解基金特点与风险; 3.尊享配置:聚焦私募基金及专属理财服务,携手市场私募基金管理人,为客户提供多元化的财富管理选择; 4.资产管理:资产页面全新升级,存续月报多维度分析收益表现,私募收益分析独立呈现,帮助您更清晰地了解资产情况与私募持仓表现; 5.看点:汇聚管理人最新动态、行业大咖观点及面对面交流内容,持续更新专业资讯,帮助您拓展投资视野。 【特色工具】 1.诺娅AI:一站式AI投资助手,提供账户诊断、基金诊断、市场解读、AI问答等智能服务,助您多维度了解账户与基金,及时获取市场信息; 2.智享存续服务:依托专业团队,围绕客户私募持仓过程中的实际需求打造全周期服务体系,在不确定的市场中给您带来确定的长期陪伴; 3.账户诊断:基于账户资产与持仓情况,多维度分析账户资产配置、收益表现及风险特征,帮助您全面了解账户状况,发现潜在配置问题; 4.基金诊断:深入分析基金表现、持仓结构及重仓股风险等维度,帮助您了解基金特点与潜在风险,为基金筛选与投资决策提供参考。

Screenshots

万得基金4 screens
微笑基金4 screens

Verdict

The call

The clearest difference is review sentiment: 万得基金 at 81% against 微笑基金's 0%. 万得基金 also leads on rating (4.8 vs 3.5) and ratings volume (16 vs 4). 微笑基金's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

万得基金 holds the better App Store score, 4.8 against 3.5. Both are backed by a comparable volume of ratings — 16 and 4 respectively. Written reviews point the same way: 81% of 万得基金's written reviews are positive against 0% of 微笑基金's.

UpkeepUpdate frequency

万得基金 ships an update every 2 months, 微笑基金 every 3 weeks. The most recent releases landed on November 6, 2026 and November 11, 2026 respectively.

Scorecard5 real differences · 4 level
万得基金 versus 微笑基金: the parameters behind the verdict, then further details
Parameter万得基金微笑基金
PriceFreeFree
Rating4.8 (16 ratings) — better3.5 (4 ratings)
Positive reviews81.0% of reviews — better0.0% of reviews
Number of ratings16 — better4
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size112 MB174 MB
Age rating17+4+
DeveloperShanghai Wind Investment Management Co.,LtdNoah Fund Co., Ltd.

Customer experience

万得基金

All ratings16 ratings
Positive93.8%
Neutral0.0%
Negative6.3%
Written reviews21 reviews
Positive81.0%
Neutral0.0%
Negative19.0%

微笑基金

All ratings4 ratings
Positive50.0%
Neutral25.0%
Negative25.0%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

万得基金

No in-app purchases

None

微笑基金

No in-app purchases

Questions

Is 万得基金 free?
万得基金 is free to download, with no in-app purchases.
Is 微笑基金 free?
微笑基金 is free to download, with no in-app purchases.
Which has better reviews, 万得基金 or 微笑基金?
万得基金 is rated higher. 万得基金 averages 4.8 out of 5 from 16 ratings, while 微笑基金 averages 3.5 from 4 ratings.
Do 万得基金 or 微笑基金 have ads?
Neither 万得基金 nor 微笑基金 shows ads.
Which is updated more often, 万得基金 or 微笑基金?
万得基金 ships an update every 2 months, and 微笑基金 every 3 weeks. Most recently, 万得基金 was updated on November 6, 2026 and 微笑基金 on November 11, 2026.

Other comparisons