Comparison

Circulation vs My Card Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Circulation

This finance management tool helps fitness centers track their financial performance. It provides insights into cash flow, expenses, and plan implementation for management accounting and budgeting.

Highlights
  • Management accounting
  • Budgeting
  • Exchequer operations
  • Financial results reporting
  • Cash flow tracking
  • Time reports
Features
Read full description

The Circulation software program is an industry solution for conducting management accounting, budgeting and exchequer operations in the fitness centers. For informing fitness club management on the current financial results (the remains, arrival expense, implementation of the plan on cash flow from operations, investing, financing), iPhone appendix is used for time reports obtaining.

About

My Card Wallet

Securely store your credit and debit card details with robust encryption. Access your information quickly via PIN or biometric authentication, with no developer access to your data.

Highlights
  • Strong encryption
  • Local data storage
  • PIN/Touch ID access
  • Card information storage
  • Simple interface
Features
Read full description

My Card Wallet is a secure app for storing bank cards and confidential information. Keep your card details on your device and create encrypted Capsules to prepare important information for someone you trust while staying in control of when it becomes accessible. BANK CARDS ALWAYS WITHIN REACH Add your bank, credit, and debit cards to Wallet and keep their details together in one secure place. • Store card numbers, expiration dates, and notes • Add cards by scanning them or entering details manually • Quickly find the card you need and copy its details • Keep your data only on your device or sync it via iCloud • Protect the app with a PIN, Touch ID, or Face ID Wallet is not a payment service and does not process banking transactions. CAPSULE — SECURE TRANSFER OF CONFIDENTIAL INFORMATION Some information should not simply be sent through a messenger, email, or stored in an ordinary file. But sometimes you need to prepare it in advance for someone you trust. Capsule lets you create encrypted storage for confidential information and provide the recipient with a QR code or link for future access. A Capsule can contain: • confidential notes and instructions • backup codes and two-factor authentication codes • account recovery information • bank account and financial service information • safe codes and information about important documents • crypto wallet recovery information and seed phrases • documents and other important files • work logins and passwords Sharing it now may be too early. Never sharing it may be too risky. Capsule was created for exactly these situations. MULTIPLE LAYERS OF CRYPTOGRAPHIC PROTECTION Capsule's architecture is designed so that the data required to open it is never kept in one place. Its cryptographic protection includes: • an invitation key contained in the QR code or link • key material generated on the owner's device • additional user-generated entropy • personal security questions The owner also determines the conditions and timing of access. Cryptographic keys are generated on the user's device, and the contents are encrypted before being sent to the server. The server stores only encrypted data and the service information required for Capsule to function. The invitation key is not stored on the server together with the Capsule. Therefore, even if someone obtained copies of encrypted Capsules from the server, that alone would not give them access to their contents. A server breach does not mean a Capsule breach. Wallet's developers cannot access the contents of your Capsules and do not possess all the data required to decrypt them. SHARE NOW — ALLOW ACCESS LATER — STAY IN CONTROL You determine the conditions for accessing your Capsule. Set a date before which it cannot be opened and choose a waiting period after an access request. When someone attempts to open the Capsule, you receive a notification and can approve or reject the request. If you do not respond within the period you set, the recipient can continue the opening process only after passing the protection you configured. You can edit or delete a Capsule, change its access conditions, and reissue its QR code. Once a new QR code is issued, previous links stop working. CURRENCY CONVERTER Wallet also includes a multi-currency converter. Point your camera at a price, and AI will convert it into your selected currency. Keep what you need today. Prepare what someone may need tomorrow. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Service Terms: https://capsule.highglossy.com/legal/terms-of-use Privacy Policy: https://capsule.highglossy.com/legal/privacy-policy

Screenshots

Circulation4 screens
My Card Wallet4 screens

Verdict

The call

The clearest difference is review sentiment: Circulation at 100% against My Card Wallet's 57%. Circulation also leads on in-app purchases (none vs 9) and device support (3 vs 1). My Card Wallet's advantage is update cadence (monthly vs every 5 months). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Card Wallet sells 9 in-app purchases, starting at $1.99 per month. Circulation asks for nothing beyond the download.

UpkeepUpdate frequency

Circulation ships an update every 5 months, My Card Wallet monthly. The most recent releases landed on October 17, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
Circulation versus My Card Wallet: the parameters behind the verdict, then further details
ParameterCirculationMy Card Wallet
PriceFreeFree
Rating—4.3 (140 ratings) — better
Positive reviews100.0% of reviews — better57.1% of reviews
Number of ratings—140 — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better16.6
Further details — not scored
Size36 MB116 MB
Age rating4+4+
DeveloperFitness HoldingHighglossy FZE

Customer experience

Circulation

Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

My Card Wallet

All ratings139 ratings
Positive79.1%
Neutral9.4%
Negative11.5%
Written reviews42 reviews
Positive57.1%
Neutral7.1%
Negative35.7%

Bugs and requests

Circulation

Not enough reviews yet to summarise bugs or requests.

My Card Wallet

Reported bugs

7 issues
  • Data lost after update
  • App crashes after launch
  • Cannot add certain card types (Verve, Belarusian)
  • Error adding some cards
  • Deletes entire file when swiping too fast
Show 2 more
  • Copies spaces incorrectly
  • Doesn't accept Apple Card

Requested features

8 requests
  • Add cards to Apple Wallet
  • Dark mode
  • Assign colors to cards
  • Widget support
  • Manual card add feature
Show 3 more
  • Wallet view
  • Add bank phone numbers
  • Printout feature

In-app purchases

None

Circulation

No in-app purchases

9 purchases

My Card Wallet

Subscriptions6
  • Capsule Basic Monthly1 Month trial$1.991 Month
  • Capsule Plus Monthly$4.991 Month
  • Capsule Max Monthly$9.991 Month
Show 3 more
  • Capsule Basic Annual1 Month trial$14.991 Year
  • Capsule Plus Annual$49.991 Year
  • Capsule Max Annual$99.991 Year
One-time3
  • 1 cup$0.99
  • 2 cups$1.99
  • 3 cups$2.99

Questions

Is Circulation free?
Circulation is free to download, with no in-app purchases.
Is My Card Wallet free?
My Card Wallet is free to download, with in-app purchases available.
Do Circulation or My Card Wallet have ads?
Neither Circulation nor My Card Wallet shows ads.
Which is updated more often, Circulation or My Card Wallet?
Circulation ships an update every 5 months, and My Card Wallet monthly. Most recently, Circulation was updated on October 17, 2026 and My Card Wallet on October 21, 2026.

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