Comparison

mBank@Net vs SpendClear

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBank@Net

Open a bank account digitally in under a minute without visiting a branch. Manage your finances, view card details, and apply for loans or savings directly from your phone. Enjoy advanced security features and a user-friendly interface.

Highlights
  • Digital account opening
  • View card number, CVV, and PIN
  • Card limit changes
  • Request/send money
  • Scan multiple payment slips
  • Apply for savings, loans, and cards
Features
Read full description

Prenesite mBank@Net in se registrirajte v 1 minuti, brez obiska poslovalnice. Po registraciji boste lahko uporabljali enako uporabniško ime in geslo tako za Bank@Net kot tudi za mBank@Net. Za hitrejšo prijavo pa uporabite FaceID ali TouchID. Še nimate računa pri OTP banki? Brez problema! Z mBank@Net aplikacijo lahko odprete bančni račun hitro in digitalno, brez obiska poslovalnice. Preizkusite nas za 9 mesecev brezplačno! Funkcionalnosti: - Pregled vaših bančnih poslov in storitev - Vpogled v številko kartice, CVV in PIN – Edina banka v Sloveniji, ki ponuja to možnost! - Spremembe limitov na karticah. - Zahtevajte ali pošljite denar z »Nakaži mi«. - Skenirajte več položnic hkrati in potrdite vse naenkrat. - Sklenite varčevanja, depozite, pakete, naročila kartic in kredite kar iz naše aplikacije. - In še veliko več…  Zakaj izbrati mBank@Net? - Izbrani za napredno digitalno banko v Sloveniji. - Naše glavne vrednote so varnost, funkcionalnosti in enostavnost uporabe. - Poslušamo naše uporabnike in redno posodabljamo aplikacijo.

About

SpendClear

Features
Read full description

Take control of your spending with SpendClear, a simple and private budget tracker that works entirely on your device. See how much of your monthly budget remains, understand where your money goes, and follow your daily spending pace at a glance. FEATURES • Set and update your monthly budget • Record expenses in seconds • Organize spending with customizable categories • Review expenses using a clear monthly calendar • Create savings goals and record contributions • Track purchases made for each goal • Hide financial amounts when additional privacy is needed • Export monthly PDF reports and CSV transaction data • Choose your preferred currency and appearance PRIVATE BY DESIGN SpendClear requires no account and contains no advertising or tracking. Your financial information stays on your device unless you explicitly choose to export or share it. Simple. Private. Offline.

Screenshots

mBank@Net4 screens
SpendClear4 screens

Verdict

The call

The clearest difference is update cadence: SpendClear at every 5 days against mBank@Net's fortnightly. mBank@Net's advantage is iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mBank@Net ships an update fortnightly, SpendClear every 5 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
mBank@Net versus SpendClear: the parameters behind the verdict, then further details
ParametermBank@NetSpendClear
PriceFreeFree
Rating4.8 (340 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings340 — better—
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size157 MB2 MB
Age rating4+4+
DeveloperOTP banka d.d. (Slovenija)Tim Valencic

In-app purchases

None

mBank@Net

No in-app purchases

None

SpendClear

No in-app purchases

Questions

Is mBank@Net free?
mBank@Net is free to download, with no in-app purchases.
Is SpendClear free?
SpendClear is free to download, with no in-app purchases.
Do mBank@Net or SpendClear have ads?
Neither mBank@Net nor SpendClear shows ads.
Which is updated more often, mBank@Net or SpendClear?
mBank@Net ships an update fortnightly, and SpendClear every 5 days. Most recently, mBank@Net was updated on November 6, 2026 and SpendClear on October 31, 2026.

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