mBank@Net vs SpendClear
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mBank@Net
Open a bank account digitally in under a minute without visiting a branch. Manage your finances, view card details, and apply for loans or savings directly from your phone. Enjoy advanced security features and a user-friendly interface.
- Digital account opening
- View card number, CVV, and PIN
- Card limit changes
- Request/send money
- Scan multiple payment slips
- Apply for savings, loans, and cards
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Prenesite mBank@Net in se registrirajte v 1 minuti, brez obiska poslovalnice. Po registraciji boste lahko uporabljali enako uporabniško ime in geslo tako za Bank@Net kot tudi za mBank@Net. Za hitrejšo prijavo pa uporabite FaceID ali TouchID. Še nimate računa pri OTP banki? Brez problema! Z mBank@Net aplikacijo lahko odprete bančni račun hitro in digitalno, brez obiska poslovalnice. Preizkusite nas za 9 mesecev brezplačno! Funkcionalnosti: - Pregled vaših bančnih poslov in storitev - Vpogled v številko kartice, CVV in PIN – Edina banka v Sloveniji, ki ponuja to možnost! - Spremembe limitov na karticah. - Zahtevajte ali pošljite denar z »Nakaži mi«. - Skenirajte več položnic hkrati in potrdite vse naenkrat. - Sklenite varčevanja, depozite, pakete, naročila kartic in kredite kar iz naše aplikacije. - In še veliko več… Zakaj izbrati mBank@Net? - Izbrani za napredno digitalno banko v Sloveniji. - Naše glavne vrednote so varnost, funkcionalnosti in enostavnost uporabe. - Poslušamo naše uporabnike in redno posodabljamo aplikacijo.
SpendClear
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Take control of your spending with SpendClear, a simple and private budget tracker that works entirely on your device. See how much of your monthly budget remains, understand where your money goes, and follow your daily spending pace at a glance. FEATURES • Set and update your monthly budget • Record expenses in seconds • Organize spending with customizable categories • Review expenses using a clear monthly calendar • Create savings goals and record contributions • Track purchases made for each goal • Hide financial amounts when additional privacy is needed • Export monthly PDF reports and CSV transaction data • Choose your preferred currency and appearance PRIVATE BY DESIGN SpendClear requires no account and contains no advertising or tracking. Your financial information stays on your device unless you explicitly choose to export or share it. Simple. Private. Offline.
Screenshots
Verdict
The clearest difference is update cadence: SpendClear at every 5 days against mBank@Net's fortnightly. mBank@Net's advantage is iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mBank@Net ships an update fortnightly, SpendClear every 5 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.
| Parameter | mBank@Net | SpendClear |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (340 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 340 — better | — |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 157 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | OTP banka d.d. (Slovenija) | Tim Valencic |
In-app purchases
mBank@Net
No in-app purchases
SpendClear
No in-app purchases









