Comparison

Beam vs etisalat money UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beam

This app offers personalized deals and dollar rewards from local stores. Merchants can create targeted marketing campaigns to connect with specific customer profiles. It aims to help customers save money, businesses increase profits, and reduce waste.

Highlights
  • Personalized offers from stores
  • Earn rewards in dollars
  • Merchant campaign creation
  • Targeted offers to user profiles
  • Pay with your phone
  • 10% back on every spend
Features
Read full description

Beam is an innovative payments and marketing app and platform built for the 21st century. Beam allows users to access personalised offers from stores and earn rewards in dollars! For merchants, we’ve created a platform that turns payments into conversations; Beam allows merchants to create campaigns for specific user profiles, allowing merchants to match their offers with the right customer. Customers save money, businesses profit, and waste is a thing of the past. How Pay with your phone, get 10% back, on every spend, anywhere. Why → It’s easy Download the app for free and go. → It’s different 10% back on every spend. Always. → It’s BS-free Rewards in dollars, not inflated points. What you see is what you get. Note: Beam is currently available in Sydney, Australia and Lisbon, Portugal, and is no longer available in the UAE and Sweden. Continued use of GPS running in the background can dramatically decrease battery life.

About

etisalat money UAE

This digital wallet app, licensed by the Central Bank of UAE, offers a comprehensive suite of financial services. Easily manage payments, send money internationally and locally, pay bills, and top up cards. It also provides a rewarding prepaid card with cash back rewards.

Highlights
  • Fee-free digital wallet
  • Rewarding prepaid card with 1% cash back
  • International and local money transfers
  • Bill payments and top-ups
  • Gifting options
  • Add money via debit card, bank account, or Apple Pay
Features
Read full description

Introducing etisalat money - Your Ultimate Financial Super App! Experience the power of etisalat money, a fully-owned etisalat brand and the first digital wallet licensed by the Central Bank of UAE. As the fintech arm of etisalat, etisalat money is set to revolutionize your financial journey with our cutting-edge financial super app marketplace. Look no further, for you've found the best finance application. Our mission is to empower UAE citizens and residents with seamless payment solutions that are quick and hassle-free. With just your Emirates ID and mobile number, you gain access to a wide array of financial services within a single application. From a rewarding prepaid card, international and local money transfers to merchant payments, bill settlements, gifting, and beyond, etisalat money has you covered! Join us today with a simple registration process: 1. Enter your mobile number 2. Upload your Emirates ID 3. Take a selfie 4. Provide your details 5. Set your PIN - and you're all set! Discover the boundless possibilities with etisalat money: 1. Etisalat money account: Experience a fee-free wallet with no charges Instantly obtain your etisalat money card No minimum balance requirement 2. Rewarding etisalat money card: Get your digital and physical etisalat money card Earn 1% cash rewards on every card transaction Seamlessly add to Apple Pay, Google and Samsung Wallet 3. Conveniently add money: Link your UAE issued debit card, bank account, or use Apple Pay Load money instantly from the comfort of your home 4. International money transfers: Securely transfer money to over 200 countries Choose from various options like bank transfers, cash pick-up, and wallet transfer 5. Local money transfers: Effortlessly send money to your friends with just their mobile number Forget the hassle of withdrawing money every time you need to pay your domestic help. Just enter their mobile number and transfer is done instantly Send money directly to bank account 6. Bill Payments and Top Ups: Pay your bills with a single tap (phone, electricity, etc.) Easily top up Salik, Nol cards, and more 7. Thoughtful Gifting: Send love to your loved ones with our gifting feature Select from a range of gift cards and cash gift options At etisalat money, we're dedicated to covering all your payment needs and more. Your feedback and ideas matter to us; please feel free to reach us at 800-392-5538.

Screenshots

Beam4 screens
etisalat money UAE4 screens

Verdict

The call

The clearest difference is ads: Beam at none against etisalat money UAE's shown. Beam also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). etisalat money UAE's advantage is update cadence (fortnightly vs every 4 months) and ratings volume (3.3K vs 807). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Beam against 4.6 for etisalat money UAE. Both are backed by a comparable volume of ratings — 807 and 3.3K respectively. Written reviews are what separate them: 47% of Beam's written reviews are positive against 39% of etisalat money UAE's.

UpkeepUpdate frequency

Beam ships an update every 4 months, etisalat money UAE fortnightly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Beam versus etisalat money UAE: the parameters behind the verdict, then further details
ParameterBeametisalat money UAE
PriceFreeFree
Rating4.6 (807 ratings)4.6 (3.3K ratings) — better
Positive reviews46.9% of reviews — better39.3% of reviews
Number of ratings8073.3K — better
Update frequencyEvery 4 monthsFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size57 MB222 MB
Age rating4+4+
DeveloperGBC S.A.Emirates Telecommunications Corporation

Customer experience

Beam

All ratings808 ratings
Positive90.2%
Neutral5.3%
Negative4.5%
Written reviews245 reviews
Positive46.9%
Neutral9.0%
Negative44.1%

etisalat money UAE

All ratings3,311 ratings
Positive90.8%
Neutral2.9%
Negative6.3%
Written reviews280 reviews
Positive39.3%
Neutral2.9%
Negative57.9%

User reviews

Beam

From 807 App Store ratings

What we love

  • 💰 Rewarding with cash back and discounts
  • 🚀 Convenient and easy to use
  • 🔒 Secure payment method
  • 👍 Smooth and intuitive interface

Room to improve

  • 🐛 Frequent app crashes and technical issues
  • ❌ Limited merchant acceptance and availability
  • 🕰️ Slow and unreliable payment processing
  • 💸 Unauthorized charges and deductions from accounts
  • 🔍 Poor customer support and lack of responsiveness

etisalat money UAE

From 3.3K App Store ratings

What we love

  • 🚀 Fast money transfer
  • 💡 Efficient and versatile service
  • 👍 Easy to use and intuitive app

Room to improve

  • 🐛 Unreliable service and delayed refunds
  • ⏱️ Slow processing times
  • 🤖 Poor customer service and lack of responsiveness
  • 🔒 Security and registration issues

Bugs and requests

Beam

Reported bugs

4 issues
  • App crashes on launch or during use
  • Payment transactions fail or get stuck
  • Account verification and card linking issues
  • Rewards and credits not properly tracked or applied

Requested features

5 requests
  • Expand merchant network and availability
  • Improve payment reliability and speed
  • Provide better customer support channels
  • Add Apple Watch support
  • Introduce more rewards and discounts

etisalat money UAE

Reported bugs

3 issues
  • Registration process issues, including problems with Emirates ID scanning
  • Delayed or failed money transfers
  • Inconsistent app performance and crashes

Requested features

4 requests
  • Reduce processing time for refunds and transfers
  • Improve customer service and responsiveness
  • Enhance security and registration process
  • Support for more payment methods and currencies

In-app purchases

None

Beam

No in-app purchases

None

etisalat money UAE

No in-app purchases

Questions

Is Beam free?
Beam is free to download, with no in-app purchases.
Is etisalat money UAE free?
etisalat money UAE is free to download, with no in-app purchases.
Which has better reviews, Beam or etisalat money UAE?
etisalat money UAE is rated higher. Beam averages 4.6 out of 5 from 807 ratings, while etisalat money UAE averages 4.6 from 3.3K ratings.
Do Beam or etisalat money UAE have ads?
etisalat money UAE shows ads; Beam does not.
Which is updated more often, Beam or etisalat money UAE?
Beam ships an update every 4 months, and etisalat money UAE fortnightly. Most recently, Beam was updated on October 23, 2026 and etisalat money UAE on October 24, 2026.

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