VCB Digibank vs YSwinner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB Digibank
This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.
- Online registration
- Fee-free transactions
- Account number matching phone number
- Personal finance management
- QR code transfers and withdrawals
- Bill payments and mobile top-ups
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VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam
YSwinner
This mobile application facilitates stock trading with a focus on convenience and ease of use. It allows users to easily set up tracking lists, place buy or sell orders, and manage their asset portfolios. The app also provides access to market news and financial statements.
- Easy order placement
- Track securities
- Manage asset lists
- View transaction history
- Access market news
- Support for iPhone X
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YSwinner - Mobility & Convenient YSwinner is a mobile stock trading application that brings convenience to customers with outstanding advantages: - Apps for iPhone, iPad & iPod Touch. - Simple and convenient operation. - Set up tracking list easily. - Place orders to buy or sell securities quickly. - Track the asset list. - Manage authorized accounts. - Fast response, transfer money. - Query history, money statement, stock statement. - Update the latest news on the stock market. - Support iPhone X.
Screenshots
Verdict
The clearest difference is rating: YSwinner at 4.0 against VCB Digibank's 3.3. VCB Digibank's advantage is ratings volume (906 vs 5) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
YSwinner holds the better App Store score, 4.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 906 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 27% of VCB Digibank's written reviews are positive against 14% of YSwinner's, so the app with the better star average is not the one people write more warmly about.
VCB Digibank ships an update every 2 weeks, YSwinner every 2 months. The most recent releases landed on September 27, 2026 and September 19, 2026 respectively.
| Parameter | VCB Digibank | YSwinner |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (906 ratings) | 4.0 (5 ratings) — better |
| Positive reviews | 26.8% of reviews — better | 13.8% of reviews |
| Number of ratings | 906 — better | 5 |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 876 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | YUANTA SECURITIES VIETNAM JOINT STOCK COMPANY |
Customer experience
VCB Digibank
YSwinner
Bugs and requests
VCB Digibank
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information
Requested features
5 requests- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience
YSwinner
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VCB Digibank
No in-app purchases
YSwinner
No in-app purchases
