VCB Digibank vs Agribank Soft Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB Digibank
This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.
- Online registration
- Fee-free transactions
- Account number matching phone number
- Personal finance management
- QR code transfers and withdrawals
- Bill payments and mobile top-ups
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VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam
Agribank Soft Token
This application generates one-time passwords (OTP) for secure online banking transactions. It enhances the safety and convenience of managing your finances from your mobile device anytime, anywhere. Registration requires contacting the bank's customer care center.
- OTP code generation
- Secure online banking
- Mobile transaction convenience
- Anytime, anywhere access
- Enhanced transaction safety
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Agribank Soft Token is an application developed by Agribank to generate OTP code and is installed on customers' mobile devices. The application ensures your online banking transactions are safe, secure, convenient, anytime and anywhere. To register Agribank Soft Token, please contact Agribank's Customer Care Center nationwide to be served. If you need more information about the service, please contact Agribank Customer Care Center, Hotline: (+84) 1900558818.
Screenshots
Verdict
The clearest difference is rating: VCB Digibank at 3.3 against Agribank Soft Token's 2.1. VCB Digibank also leads on ratings volume (929 vs 16) and update cadence (every 2 weeks vs monthly). Agribank Soft Token's advantage is review sentiment (59% vs 27%) and iOS requirement (9.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VCB Digibank holds the better App Store score, 3.3 against 2.1. That said, the two scores are not equally well evidenced: VCB Digibank has 929 ratings behind it against 16, so its average is the more settled of the two. Written reviews complicate that: 27% of VCB Digibank's written reviews are positive against 59% of Agribank Soft Token's, so the app with the better star average is not the one people write more warmly about.
VCB Digibank ships an update every 2 weeks, Agribank Soft Token monthly. Both last shipped on October 24, 2026.
| Parameter | VCB Digibank | Agribank Soft Token |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (929 ratings) — better | 2.1 (16 ratings) |
| Positive reviews | 26.7% of reviews | 58.8% of reviews — better |
| Number of ratings | 929 — better | 16 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 874 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT |
Customer experience
VCB Digibank
Agribank Soft Token
Bugs and requests
VCB Digibank
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information
Requested features
5 requests- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience
Agribank Soft Token
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VCB Digibank
No in-app purchases
Agribank Soft Token
No in-app purchases
Questions
Is VCB Digibank free?
Is Agribank Soft Token free?
Which has better reviews, VCB Digibank or Agribank Soft Token?
Do VCB Digibank or Agribank Soft Token have ads?
Which is updated more often, VCB Digibank or Agribank Soft Token?
Other comparisons
