Comparison

VCB Digibank vs GTHT Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VCB Digibank

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

Highlights
  • Online registration
  • Fee-free transactions
  • Account number matching phone number
  • Personal finance management
  • QR code transfers and withdrawals
  • Bill payments and mobile top-ups
Features
Read full description

VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam

About

GTHT Mobile

This app provides a comprehensive suite of financial services, including stock brokerage, investment consulting, proprietary trading, and securities custody. It is offered by a reputable securities company with a strong background in the financial market.

Highlights
  • Stock brokerage
  • Investment consulting
  • Proprietary trading
  • Securities custody
  • Underwriting services
Features
Read full description

Công ty Cổ phần Chứng khoán Guotai Haitong (Việt Nam) (tên giao dịch tiếng Anh – Guotai Haitong Securities (Viet Nam) Corp. Tên viết tắt: GTHT (Vietnam)) là một công ty chứng khoán hoạt động trong lĩnh vực Tài chính – Chứng khoán theo giấy phép số 69/UBCK-GPHĐKD của Ủy ban Chứng khoán Nhà nước (UBCKNN) cấp với những nghiệp vụ kinh doanh bao gồm: Hoạt động Môi giới chứng khoán, tư vấn đầu tư chứng khoán, tự doanh chứng khoán và lưu ký chứng khoán.

Screenshots

VCB Digibank4 screens
GTHT Mobile4 screens

Verdict

The call

The clearest difference is rating: GTHT Mobile at 5.0 against VCB Digibank's 3.3. GTHT Mobile also leads on review sentiment (60% vs 27%). VCB Digibank's advantage is ratings volume (906 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GTHT Mobile holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 906 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 60% of GTHT Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 10, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
VCB Digibank versus GTHT Mobile: the parameters behind the verdict, then further details
ParameterVCB DigibankGTHT Mobile
PriceFreeFree
Rating3.3 (906 ratings)5.0 (1 ratings) — better
Positive reviews26.8% of reviews60.0% of reviews — better
Number of ratings906 — better1
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.6
Further details — not scored
Size876 MB87 MB
Age rating4+17+
DeveloperVietcombank JSCGUOTAI JUNAN SECURITIES (VIETNAM) CORP

Customer experience

VCB Digibank

All ratings906 ratings
Positive55.4%
Neutral4.3%
Negative40.3%
Written reviews385 reviews
Positive26.8%
Neutral5.5%
Negative67.8%

GTHT Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

Bugs and requests

VCB Digibank

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Frequent service disruptions
  • Issues with Face ID and biometric authentication
  • Inability to copy and paste information

Requested features

5 requests
  • Add option to disable frequent updates
  • Improve accessibility and support for screen readers
  • Provide better English language support
  • Allow internal bank transfers between Vietcombank accounts
  • Enhance security without compromising user experience

GTHT Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VCB Digibank

No in-app purchases

None

GTHT Mobile

No in-app purchases

Questions

Is VCB Digibank free?
VCB Digibank is free to download, with no in-app purchases.
Is GTHT Mobile free?
GTHT Mobile is free to download, with no in-app purchases.
Which has better reviews, VCB Digibank or GTHT Mobile?
GTHT Mobile is rated higher. VCB Digibank averages 3.3 out of 5 from 906 ratings, while GTHT Mobile averages 5.0 from 1 ratings.
Do VCB Digibank or GTHT Mobile have ads?
Neither VCB Digibank nor GTHT Mobile shows ads.
Which is updated more often, VCB Digibank or GTHT Mobile?
VCB Digibank ships an update every 2 weeks, and GTHT Mobile every 2 weeks. Most recently, VCB Digibank was updated on October 10, 2026 and GTHT Mobile on October 6, 2026.

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