Comparison

VCB Digibank vs HDS Bond

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VCB Digibank

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

Highlights
  • Online registration
  • Fee-free transactions
  • Account number matching phone number
  • Personal finance management
  • QR code transfers and withdrawals
  • Bill payments and mobile top-ups
Features
Read full description

VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam

About

HDS Bond

Features
Read full description

HDS Bond là một ứng dụng trên các thiết bị di động với nhiều tính năng nâng cao: + Đặt lệnh mua/bán trái phiếu + Quản lý tài sản và danh mục đầu tư + Dễ dạng tra cứu lịch sử đặt lệnh và các giao dịch + Thao tác đơn giản và thuận tiện

Screenshots

VCB Digibank4 screens
HDS Bond4 screens

Verdict

The call

The clearest difference is update cadence: VCB Digibank at every 2 weeks against HDS Bond's every 4 months. HDS Bond's advantage is iOS requirement (11.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VCB Digibank ships an update every 2 weeks, HDS Bond every 4 months. The most recent releases landed on October 22, 2026 and September 16, 2026 respectively.

Scorecard2 real differences · 8 level
VCB Digibank versus HDS Bond: the parameters behind the verdict, then further details
ParameterVCB DigibankHDS Bond
PriceFreeFree
Rating3.3 (928 ratings) — better—
Positive reviews26.7% of reviews—
Number of ratings928 — better—
Update frequencyEvery 2 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.011.0 — better
Further details — not scored
Size874 MB36 MB
Age rating4+4+
DeveloperVietcombank JSCHD SECURITIES CORPORATION

Bugs and requests

VCB Digibank

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Frequent service disruptions
  • Issues with Face ID and biometric authentication
  • Inability to copy and paste information

Requested features

5 requests
  • Add option to disable frequent updates
  • Improve accessibility and support for screen readers
  • Provide better English language support
  • Allow internal bank transfers between Vietcombank accounts
  • Enhance security without compromising user experience

HDS Bond

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VCB Digibank

No in-app purchases

None

HDS Bond

No in-app purchases

Questions

Is VCB Digibank free?
VCB Digibank is free to download, with no in-app purchases.
Is HDS Bond free?
HDS Bond is free to download, with no in-app purchases.
Do VCB Digibank or HDS Bond have ads?
Neither VCB Digibank nor HDS Bond shows ads.
Which is updated more often, VCB Digibank or HDS Bond?
VCB Digibank ships an update every 2 weeks, and HDS Bond every 4 months. Most recently, VCB Digibank was updated on October 22, 2026 and HDS Bond on September 16, 2026.

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