VCB Digibank vs VLINKPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB Digibank
This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.
- Online registration
- Fee-free transactions
- Account number matching phone number
- Personal finance management
- QR code transfers and withdrawals
- Bill payments and mobile top-ups
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VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam
VLINKPAY
This finance app serves as a central hub for payments, offering cashback rewards on purchases. It facilitates the buying, selling, and exchange of both cryptocurrency and fiat assets with a focus on ease and security.
- Multi-service payment hub
- Cashback on purchases
- Buy, sell, and exchange crypto
- Buy, sell, and exchange fiat
- Secure and convenient transactions
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Highlighted features of VLINKPAY As the multi-service payment hub of the VLINKGROUP ecosystem, VLINKPAY is designed to become the intermediary link between customers and services. Upgrade your shopping experience with VLINKPAY! Get cashback of up to 50% on every purchase you make using our app. It's easy, secure and convenient. With VLINKPAY, buying, selling, and exchanging crypto and fiat assets has never been more convenient
Screenshots
Verdict
The clearest difference is review sentiment: VLINKPAY at 100% against VCB Digibank's 27%. VLINKPAY also leads on rating (5.0 vs 3.3). VCB Digibank's advantage is ratings volume (906 vs 11) and iOS requirement (14.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VLINKPAY holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 906 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 100% of VLINKPAY's.
VCB Digibank ships an update every 2 weeks, VLINKPAY every 9 days. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.
| Parameter | VCB Digibank | VLINKPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (906 ratings) | 5.0 (11 ratings) — better |
| Positive reviews | 26.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 906 — better | 11 |
| Update frequency | Every 2 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 876 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | VLINKMETA LLC |
Customer experience
VCB Digibank
VLINKPAY
Bugs and requests
VCB Digibank
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information
Requested features
5 requests- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience
VLINKPAY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VCB Digibank
No in-app purchases
VLINKPAY
No in-app purchases
