VCB Digibank vs Cashback Notes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB Digibank
This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.
- Online registration
- Fee-free transactions
- Account number matching phone number
- Personal finance management
- QR code transfers and withdrawals
- Bill payments and mobile top-ups
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VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam
Cashback Notes
Easily track credit card cashback rewards and ensure you're always using the best card for maximum savings. Get smart suggestions for the highest cashback per category.
- Effortless cashback tracking
- Smart suggestions for best card
- Secure cross-device sync
- Manage multiple credit cards
- Maximize rewards
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Always pick the card that pays more. Cashback Notes is your wallet for credit card cashbacks — no account needed, no subscription, and no ads. Add a card in 2-3 taps, see suggested card names and matching cashbacks filled in automatically, and get auto quarterly cashback updates. Use Best Cards to browse by category and find to the best card to pay for your purchase in one tap.
Screenshots
Verdict
The clearest difference is review sentiment: Cashback Notes at 100% against VCB Digibank's 27%. Cashback Notes also leads on rating (5.0 vs 3.3). VCB Digibank's advantage is price (Free vs $0.99) and ratings volume (938 vs 3). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
VCB Digibank is free to download; Cashback Notes costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Cashback Notes holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 938 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 100% of Cashback Notes's.
VCB Digibank ships an update every 2 weeks, Cashback Notes weekly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | VCB Digibank | Cashback Notes |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 3.3 (938 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 26.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 938 — better | 3 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPod | iPhone, iPad, Apple Watch — better |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 883 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | Davy Uong |
Customer experience
VCB Digibank
Cashback Notes
Bugs and requests
VCB Digibank
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information
Requested features
5 requests- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience
Cashback Notes
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VCB Digibank
No in-app purchases
Cashback Notes
No in-app purchases
Questions
Is VCB Digibank free?
Is Cashback Notes free?
Which has better reviews, VCB Digibank or Cashback Notes?
Do VCB Digibank or Cashback Notes have ads?
Which is updated more often, VCB Digibank or Cashback Notes?
Other comparisons
